HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Hill County, Texas (FY 2027)
A two-bedroom in Hill County carries a FY 2027 Fair Market Rent of $1,080 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Hill keys off that figure.
Two-bedroom FMR
$1,080
+5.6% from FY 2026
Payment standard
$972–$1,188
90% to 110% of the FMR, two-bedroom
Income to afford
$43,200
a year, with rent at 30% of income
Rank in Texas
139th of 254
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $788 | $709–$867 | $31,520 | $15.15/hr | +11.8% |
| 1 bedroom | $858 | $772–$944 | $34,320 | $16.50/hr | +7.0% |
| 2 bedroom | $1,080 | $972–$1,188 | $43,200 | $20.77/hr | +5.6% |
| 3 bedroom | $1,495 | $1,346–$1,645 | $59,800 | $28.75/hr | +7.0% |
| 4 bedroom | $1,699 | $1,529–$1,869 | $67,960 | $32.67/hr | -1.0% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,954 | $1,759–$2,149 |
| 6 bedroom Estimate | $2,209 | $1,988–$2,430 |
| 7 bedroom Estimate | $2,464 | $2,218–$2,710 |
| 8 bedroom Estimate | $2,718 | $2,446–$2,990 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Hill actually rent for?
Search any address in Hill for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Hill somewhere between $972 and $1,188. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,080 a month is affordable, by HUD's 30% rule, on an income of roughly $43,200 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$972 | Voucher pays at 100%$1,080 | Voucher pays at 110%$1,188 |
|---|---|---|---|---|
| $2,500 | $750 | $222 | $330 | $438 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 6% from FY 2026 ($1,023) to FY 2027 ($1,080). Since FY 2020 it's up 44% in total, about 5.3% a year. The Texas median moved up 5% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $490 | $594 | $752 | $957 | $1,019 | — |
| FY 2021 | $503 | $604 | $762 | $986 | $1,033 | +1.3% |
| FY 2022 | $538 | $635 | $810 | $1,070 | $1,098 | +6.3% |
| FY 2023 | $590 | $695 | $882 | $1,171 | $1,373 | +8.9% |
| FY 2024 | $680 | $789 | $1,003 | $1,313 | $1,595 | +13.7% |
| FY 2025 | $649 | $749 | $947 | $1,248 | $1,571 | -5.6% |
| FY 2026 | $705 | $802 | $1,023 | $1,397 | $1,716 | +8.0% |
| FY 2027In effect | $788 | $858 | $1,080 | $1,495 | $1,699 | +5.6% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Hill, that runs from $788 for a studio up to $1,699 for four bedrooms, all five rates in the table above.
Because Hill sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Itasca included.
Among Texas's 254 counties, Hill ranks 139th for two-bedroom FMR. That's about 2% below the state median of $1,105 and within a couple percent of the national median county at $1,063. About 37,328 people live here, 84th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 76636 (Covington) and $1,350 in 76627 (Blum), with the 15 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 76055 | Itasca | $1,180 | +9.3% |
| 76621 | Abbott | $1,130 | +4.6% |
| 76622 | Aquilla | $1,120 | +3.7% |
| 76627 | Blum | $1,350 | +25.0% |
| 76628 | Brandon | $1,150 | +6.5% |
| 76631 | Bynum | $1,190 | +10.2% |
| 76636 | Covington | $1,010 | -6.5% |
| 76645 | Hillsboro | $1,100 | +1.9% |
| 76648 | Hubbard | $1,020 | -5.6% |
| 76650 | Irene | $1,090 | +0.9% |
| 76660 | Malone | $1,050 | -2.8% |
| 76666 | Mertens | $1,150 | +6.5% |
| 76673 | Mount Calm | $1,240 | +14.8% |
| 76676 | Penelope | $1,140 | +5.6% |
| 76692 | Whitney | $1,110 | +2.8% |
Nearby counties
Two-bedroom FMR, with how each compares to Hill.
Ellis County
29 mi · 213,160 people
$1,807
+67%
McLennan County
30 mi · 266,067 people
$1,297
+20%
Navarro County
32 mi · 54,711 people
$1,139
+5%
Bosque County
34 mi · 18,687 people
$1,014
-6%
Johnson County
34 mi · 195,597 people
$1,745
+62%
Limestone County
38 mi · 22,283 people
$1,014
-6%
Somervell County
43 mi · 9,691 people
$1,014
-6%
Freestone County
48 mi · 20,049 people
$1,014
-6%
Questions people ask
$1,080 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $788 for a studio, $858 for one bedroom, $1,495 for three and $1,699 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Hill actually go for?
HUD's number is one input. Search any address in Hill for a rent estimate built from nearby comps. Free to start, no card.
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