HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Anderson County, Texas (FY 2026)
A two-bedroom in Anderson County carries a FY 2026 Fair Market Rent of $1,117 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Anderson keys off that figure.
2 bedroom FMR
$1,117
FY 2026, utilities included
Payment standard range
$1,005 to $1,229
90% to 110% of FMR
Income to afford 2BR
$44,680
per year, at 30% of income
Rank in Texas
91st of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Anderson moves to $1,201. That's up 8%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Anderson actually rent for?
Search any address in Anderson for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $895 | $806 to $985 | $35,800 | $17.21/hr | +5.8% |
| 1 bedroom | $901 | $811 to $991 | $36,040 | $17.33/hr | +5.9% |
| 2 bedroom | $1,117 | $1,005 to $1,229 | $44,680 | $21.48/hr | +8.1% |
| 3 bedroom | $1,339 | $1,205 to $1,473 | $53,560 | $25.75/hr | +7.6% |
| 4 bedroom | $1,686 | $1,517 to $1,855 | $67,440 | $32.42/hr | +7.9% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,939 | $1,745 to $2,133 |
| 6 bedroom Estimate | $2,192 | $1,973 to $2,411 |
| 7 bedroom Estimate | $2,445 | $2,201 to $2,690 |
| 8 bedroom Estimate | $2,698 | $2,428 to $2,968 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Anderson, that runs from $895 for a studio up to $1,686 for four bedrooms, all five rates in the table above.
Because Anderson sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Palestine included.
Among Texas's 254 counties, Anderson ranks 91st for two-bedroom FMR. That's about 6% above the state median of $1,054 and about 10% above the national median county at $1,018. About 58,077 people live here, 58th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,040 in 75861 (Tennessee Colony) and $1,210 in 75839 (Elkhart), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 75763 | Frankston | $1,150 | +3.0% |
| 75779 | Neches | $1,120 | +0.3% |
| 75801 | Palestine | $1,110 | -0.6% |
| 75802 | Palestine | $1,120 | +0.3% |
| 75803 | Palestine | $1,140 | +2.1% |
| 75832 | Cayuga | $1,120 | +0.3% |
| 75839 | Elkhart | $1,210 | +8.3% |
| 75853 | Montalba | $1,100 | -1.5% |
| 75861 | Tennessee Colony | $1,040 | -6.9% |
| 75880 | Tennessee Colony | $1,117County rate | — |
| 75882 | Palestine | $1,120 | +0.3% |
| 75884 | Tennessee Colony | $1,120 | +0.3% |
| 75886 | Tennessee Colony | $1,120 | +0.3% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Anderson somewhere between $1,005 and $1,229. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,117 a month is affordable, by HUD's 30% rule, on an income of roughly $44,680 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,005) | HAP at 100% ($1,117) | HAP at 110% ($1,229) |
|---|---|---|---|---|
| $2,500 | $750 | $255 | $367 | $479 |
| $4,000 | $1,200 | $0 | $0 | $29 |
Rate history
The two-bedroom rate went up 8% from FY 2025 ($1,033) to FY 2026 ($1,117). Since FY 2020 it's up 44% in total, about 6.3% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $575 | $661 | $775 | $1,095 | $1,361 | — |
| FY 2021 | $568 | $659 | $774 | $1,106 | $1,333 | -0.1% |
| FY 2022 | $615 | $685 | $831 | $1,164 | $1,388 | +7.4% |
| FY 2023 | $684 | $755 | $907 | $1,223 | $1,434 | +9.1% |
| FY 2024 | $879 | $885 | $1,035 | $1,298 | $1,663 | +14.1% |
| FY 2025 | $846 | $851 | $1,033 | $1,245 | $1,563 | -0.2% |
| FY 2026 | $895 | $901 | $1,117 | $1,339 | $1,686 | +8.1% |
| FY 2027 | $939 | $945 | $1,201 | $1,431 | $1,750 | +7.5% |
Nearby counties
Questions people ask
$1,117 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $895 for a studio, $901 for one bedroom, $1,339 for three and $1,686 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Anderson actually go for?
HUD's number is one input. Search any address in Anderson for a rent estimate built from nearby comps. 3 free searches, no card.
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