HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Anderson County, Texas (FY 2027)
A two-bedroom in Anderson County carries a FY 2027 Fair Market Rent of $1,201 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Anderson keys off that figure.
Two-bedroom FMR
$1,201
+7.5% from FY 2026
Payment standard
$1,081–$1,321
90% to 110% of the FMR, two-bedroom
Income to afford
$48,040
a year, with rent at 30% of income
Rank in Texas
83rd of 254
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $939 | $845–$1,033 | $37,560 | $18.06/hr | +4.9% |
| 1 bedroom | $945 | $851–$1,040 | $37,800 | $18.17/hr | +4.9% |
| 2 bedroom | $1,201 | $1,081–$1,321 | $48,040 | $23.10/hr | +7.5% |
| 3 bedroom | $1,431 | $1,288–$1,574 | $57,240 | $27.52/hr | +6.9% |
| 4 bedroom | $1,750 | $1,575–$1,925 | $70,000 | $33.65/hr | +3.8% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,013 | $1,812–$2,214 |
| 6 bedroom Estimate | $2,275 | $2,048–$2,503 |
| 7 bedroom Estimate | $2,538 | $2,284–$2,792 |
| 8 bedroom Estimate | $2,800 | $2,520–$3,080 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Anderson actually rent for?
Search any address in Anderson for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Anderson somewhere between $1,081 and $1,321. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,201 a month is affordable, by HUD's 30% rule, on an income of roughly $48,040 a year. Put another way, $23 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,081 | Voucher pays at 100%$1,201 | Voucher pays at 110%$1,321 |
|---|---|---|---|---|
| $2,500 | $750 | $331 | $451 | $571 |
| $4,000 | $1,200 | $0 | $1 | $121 |
Rate history
The two-bedroom rate went up 8% from FY 2026 ($1,117) to FY 2027 ($1,201). Since FY 2020 it's up 55% in total, about 6.5% a year. The Texas median moved up 5% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $575 | $661 | $775 | $1,095 | $1,361 | — |
| FY 2021 | $568 | $659 | $774 | $1,106 | $1,333 | -0.1% |
| FY 2022 | $615 | $685 | $831 | $1,164 | $1,388 | +7.4% |
| FY 2023 | $684 | $755 | $907 | $1,223 | $1,434 | +9.1% |
| FY 2024 | $879 | $885 | $1,035 | $1,298 | $1,663 | +14.1% |
| FY 2025 | $846 | $851 | $1,033 | $1,245 | $1,563 | -0.2% |
| FY 2026 | $895 | $901 | $1,117 | $1,339 | $1,686 | +8.1% |
| FY 2027In effect | $939 | $945 | $1,201 | $1,431 | $1,750 | +7.5% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Anderson, that runs from $939 for a studio up to $1,750 for four bedrooms, all five rates in the table above.
Because Anderson sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Palestine included.
Among Texas's 254 counties, Anderson ranks 83rd for two-bedroom FMR. That's about 9% above the state median of $1,105 and about 13% above the national median county at $1,063. About 58,439 people live here, 59th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,030 in 75861 (Tennessee Colony) and $1,330 in 75839 (Elkhart), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 75763 | Frankston | $1,230 | +2.4% |
| 75779 | Neches | $1,220 | +1.6% |
| 75801 | Palestine | $1,190 | -0.9% |
| 75802 | Palestine | $1,200 | -0.1% |
| 75803 | Palestine | $1,260 | +4.9% |
| 75832 | Cayuga | $1,200 | -0.1% |
| 75839 | Elkhart | $1,330 | +10.7% |
| 75853 | Montalba | $1,160 | -3.4% |
| 75861 | Tennessee Colony | $1,030 | -14.2% |
| 75880 | Tennessee Colony | $1,201County rate | — |
| 75882 | Palestine | $1,200 | -0.1% |
| 75884 | Tennessee Colony | $1,030 | -14.2% |
| 75886 | Tennessee Colony | $1,030 | -14.2% |
Nearby counties
Two-bedroom FMR, with how each compares to Anderson.
Henderson County
28 mi · 84,862 people
$1,114
-7%
Cherokee County
33 mi · 51,886 people
$1,062
-12%
Freestone County
35 mi · 20,049 people
$1,014
-16%
Houston County
40 mi · 22,051 people
$1,046
-13%
Leon County
42 mi · 16,263 people
$1,014
-16%
Smith County
43 mi · 241,740 people
$1,277
+6%
Navarro County
49 mi · 54,711 people
$1,139
-5%
Limestone County
54 mi · 22,283 people
$1,014
-16%
Questions people ask
$1,201 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $939 for a studio, $945 for one bedroom, $1,431 for three and $1,750 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Anderson actually go for?
HUD's number is one input. Search any address in Anderson for a rent estimate built from nearby comps. Free to start, no card.
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