HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Guadalupe County, Texas (FY 2026)
A two-bedroom in Guadalupe County carries a FY 2026 Fair Market Rent of $1,426 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Guadalupe keys off that figure.
2 bedroom FMR
$1,426
FY 2026, utilities included
Payment standard range
$1,283 to $1,569
90% to 110% of FMR
Income to afford 2BR
$57,040
per year, at 30% of income
Rank in Texas
33rd of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Guadalupe moves to $1,441. That's up 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Guadalupe actually rent for?
Search any address in Guadalupe for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,077 | $969 to $1,185 | $43,080 | $20.71/hr | -3.5% |
| 1 bedroom | $1,177 | $1,059 to $1,295 | $47,080 | $22.63/hr | -4.4% |
| 2 bedroom | $1,426 | $1,283 to $1,569 | $57,040 | $27.42/hr | -5.0% |
| 3 bedroom | $1,830 | $1,647 to $2,013 | $73,200 | $35.19/hr | -4.0% |
| 4 bedroom | $2,132 | $1,919 to $2,345 | $85,280 | $41.00/hr | -4.9% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,452 | $2,207 to $2,697 |
| 6 bedroom Estimate | $2,772 | $2,495 to $3,049 |
| 7 bedroom Estimate | $3,091 | $2,782 to $3,400 |
| 8 bedroom Estimate | $3,411 | $3,070 to $3,752 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Guadalupe, that runs from $1,077 for a studio up to $2,132 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Guadalupe in with 4 other counties in the San Antonio-New Braunfels metro, Bexar County, Comal County, Wilson County among them, and every one of them gets $1,426 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Texas's 254 counties, Guadalupe ranks 33rd for two-bedroom FMR. That's about 35% above the state median of $1,054 and about 40% above the national median county at $1,018. About 173,828 people live here, 27th in the state.
Counties sharing the San Antonio-New Braunfels metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,260 in 78123 (Mc Queeney) and $2,140 in 78108 (Cibolo), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Guadalupe somewhere between $1,283 and $1,569. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,426 a month is affordable, by HUD's 30% rule, on an income of roughly $57,040 a year. Put another way, $27 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,283) | HAP at 100% ($1,426) | HAP at 110% ($1,569) |
|---|---|---|---|---|
| $2,500 | $750 | $533 | $676 | $819 |
| $4,000 | $1,200 | $83 | $226 | $369 |
Rate history
The two-bedroom rate went down 5% from FY 2025 ($1,501) to FY 2026 ($1,426). Since FY 2020 it's up 36% in total, about 5.2% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $702 | $851 | $1,051 | $1,372 | $1,691 | — |
| FY 2021 | $761 | $912 | $1,114 | $1,446 | $1,793 | +6.0% |
| FY 2022 | $815 | $961 | $1,165 | $1,500 | $1,849 | +4.6% |
| FY 2023 | $918 | $1,057 | $1,282 | $1,631 | $1,987 | +10.0% |
| FY 2024 | $1,067 | $1,197 | $1,458 | $1,846 | $2,206 | +13.7% |
| FY 2025 | $1,116 | $1,231 | $1,501 | $1,907 | $2,243 | +2.9% |
| FY 2026 | $1,077 | $1,177 | $1,426 | $1,830 | $2,132 | -5.0% |
| FY 2027 | $1,099 | $1,196 | $1,441 | $1,864 | $2,163 | +1.1% |
Nearby counties
Comal County
$1,42617 mi · pop 165,201
Caldwell County
$1,85224 mi · pop 46,141
Wilson County
$1,42627 mi · pop 50,381
Gonzales County
$97329 mi · pop 19,736
Bexar County
$1,42630 mi · pop 2,014,059
Hays County
$1,85231 mi · pop 245,351
Kendall County
$1,65045 mi · pop 45,376
Karnes County
$1,27047 mi · pop 14,805
Questions people ask
$1,426 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,077 for a studio, $1,177 for one bedroom, $1,830 for three and $2,132 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Guadalupe actually go for?
HUD's number is one input. Search any address in Guadalupe for a rent estimate built from nearby comps. 3 free searches, no card.
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