HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Castro County, Texas (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Castro County is $1,050 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,050
FY 2026, utilities included
Payment standard range
$945 to $1,155
90% to 110% of FMR
Income to afford 2BR
$42,000
per year, at 30% of income
Rank in Texas
129th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Castro moves to $1,218. That's up 16%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Castro actually rent for?
Search any address in Castro for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $795 | $716 to $875 | $31,800 | $15.29/hr | +8.6% |
| 1 bedroom | $801 | $721 to $881 | $32,040 | $15.40/hr | +6.8% |
| 2 bedroom | $1,050 | $945 to $1,155 | $42,000 | $20.19/hr | +12.5% |
| 3 bedroom | $1,259 | $1,133 to $1,385 | $50,360 | $24.21/hr | +12.0% |
| 4 bedroom | $1,545 | $1,391 to $1,700 | $61,800 | $29.71/hr | +10.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,777 | $1,599 to $1,955 |
| 6 bedroom Estimate | $2,009 | $1,808 to $2,210 |
| 7 bedroom Estimate | $2,240 | $2,016 to $2,464 |
| 8 bedroom Estimate | $2,472 | $2,225 to $2,719 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Castro, that runs from $795 for a studio up to $1,545 for four bedrooms, all five rates in the table above.
Because Castro sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Dimmitt included.
Among Texas's 254 counties, Castro ranks 129th for two-bedroom FMR. That's within a couple percent of the state median of $1,054 and about 3% above the national median county at $1,018. About 7,381 people live here, 182nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 79063 (Nazareth) and $1,150 in 79043 (Hart), with the 4 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Castro somewhere between $945 and $1,155. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,050 a month is affordable, by HUD's 30% rule, on an income of roughly $42,000 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($945) | HAP at 100% ($1,050) | HAP at 110% ($1,155) |
|---|---|---|---|---|
| $2,500 | $750 | $195 | $300 | $405 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 13% from FY 2025 ($933) to FY 2026 ($1,050). Since FY 2020 it's up 47% in total, about 6.6% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $529 | $619 | $714 | $935 | $1,074 | — |
| FY 2021 | $538 | $644 | $734 | $1,027 | $1,085 | +2.8% |
| FY 2022 | $560 | $664 | $757 | $1,075 | $1,105 | +3.1% |
| FY 2023 | $623 | $731 | $826 | $1,174 | $1,215 | +9.1% |
| FY 2024 | $705 | $806 | $905 | $1,201 | $1,345 | +9.6% |
| FY 2025 | $732 | $750 | $933 | $1,124 | $1,395 | +3.1% |
| FY 2026 | $795 | $801 | $1,050 | $1,259 | $1,545 | +12.5% |
| FY 2027 | $926 | $970 | $1,218 | $1,451 | $1,754 | +16.0% |
Nearby counties
Questions people ask
$1,050 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $795 for a studio, $801 for one bedroom, $1,259 for three and $1,545 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Castro actually go for?
HUD's number is one input. Search any address in Castro for a rent estimate built from nearby comps. 3 free searches, no card.
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