HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Somerset County, Pennsylvania (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Somerset County is $973 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$973
FY 2026, utilities included
Payment standard range
$876 to $1,070
90% to 110% of FMR
Income to afford 2BR
$38,920
per year, at 30% of income
Rank in Pennsylvania
64th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Somerset moves to $1,014. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Somerset actually rent for?
Search any address in Somerset for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $830 | $747 to $913 | $33,200 | $15.96/hr | +6.0% |
| 1 bedroom | $835 | $752 to $919 | $33,400 | $16.06/hr | +6.0% |
| 2 bedroom | $973 | $876 to $1,070 | $38,920 | $18.71/hr | +7.2% |
| 3 bedroom | $1,307 | $1,176 to $1,438 | $52,280 | $25.13/hr | +6.5% |
| 4 bedroom | $1,469 | $1,322 to $1,616 | $58,760 | $28.25/hr | +11.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,689 | $1,520 to $1,858 |
| 6 bedroom Estimate | $1,910 | $1,719 to $2,101 |
| 7 bedroom Estimate | $2,130 | $1,917 to $2,343 |
| 8 bedroom Estimate | $2,350 | $2,115 to $2,585 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Somerset, that runs from $830 for a studio up to $1,469 for four bedrooms, all five rates in the table above.
Because Somerset sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Somerset included.
Among Pennsylvania's 67 counties, Somerset ranks 64th for two-bedroom FMR. That's about 14% below the state median of $1,138 and about 4% below the national median county at $1,018. About 73,802 people live here, 37th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 15485 (Ursina) and $1,460 in 15562 (Springs), with the 40 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 15411 | Addison | $1,180 | +21.3% |
| 15424 | Confluence | $1,010 | +3.8% |
| 15485 | Ursina | $970 | -0.3% |
| 15501 | Somerset | $970 | -0.3% |
| 15502 | Hidden Valley | $970 | -0.3% |
| 15510 | Somerset | $970 | -0.3% |
| 15520 | Acosta | $970 | -0.3% |
| 15530 | Berlin | $970 | -0.3% |
| 15531 | Boswell | $1,070 | +10.0% |
| 15532 | Boynton | $990 | +1.7% |
| 15538 | Fairhope | $970 | -0.3% |
| 15540 | Fort Hill | $1,020 | +4.8% |
| 15541 | Friedens | $990 | +1.7% |
| 15542 | Garrett | $1,260 | +29.5% |
| 15544 | Gray | $1,070 | +10.0% |
| 15546 | Jenners | $980 | +0.7% |
| 15547 | Jennerstown | $1,030 | +5.9% |
| 15548 | Kantner | $970 | -0.3% |
| 15549 | Listie | $970 | -0.3% |
| 15551 | Markleton | $980 | +0.7% |
| 15552 | Meyersdale | $970 | -0.3% |
| 15553 | New Baltimore | $970 | -0.3% |
| 15555 | Quecreek | $970 | -0.3% |
| 15557 | Rockwood | $970 | -0.3% |
| 15558 | Salisbury | $1,010 | +3.8% |
| 15560 | Shanksville | $970 | -0.3% |
| 15561 | Sipesville | $970 | -0.3% |
| 15562 | Springs | $1,460 | +50.1% |
| 15563 | Stoystown | $970 | -0.3% |
| 15564 | Wellersburg | $970 | -0.3% |
| 15565 | West Salisbury | $1,090 | +12.0% |
| 15924 | Cairnbrook | $1,040 | +6.9% |
| 15926 | Central City | $1,090 | +12.0% |
| 15928 | Davidsville | $1,090 | +12.0% |
| 15935 | Hollsopple | $1,050 | +7.9% |
| 15936 | Hooversville | $970 | -0.3% |
| 15937 | Jerome | $970 | -0.3% |
| 15953 | Seanor | $970 | -0.3% |
| 15959 | Tire Hill | $970 | -0.3% |
| 15963 | Windber | $970 | -0.3% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Somerset somewhere between $876 and $1,070. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$973 a month is affordable, by HUD's 30% rule, on an income of roughly $38,920 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($876) | HAP at 100% ($973) | HAP at 110% ($1,070) |
|---|---|---|---|---|
| $2,500 | $750 | $126 | $223 | $320 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($908) to FY 2026 ($973). Since FY 2020 it's up 36% in total, about 5.3% a year. The Pennsylvania median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $587 | $591 | $714 | $960 | $1,067 | — |
| FY 2021 | $597 | $600 | $724 | $957 | $1,096 | +1.4% |
| FY 2022 | $629 | $633 | $757 | $1,015 | $1,163 | +4.6% |
| FY 2023 | $699 | $703 | $821 | $1,116 | $1,220 | +8.5% |
| FY 2024 | $728 | $732 | $845 | $1,158 | $1,235 | +2.9% |
| FY 2025 | $783 | $788 | $908 | $1,227 | $1,320 | +7.5% |
| FY 2026 | $830 | $835 | $973 | $1,307 | $1,469 | +7.2% |
| FY 2027 | $749 | $848 | $1,014 | $1,343 | $1,559 | +4.2% |
Nearby counties
Bedford County
$97332 mi · pop 47,613
Westmoreland County
$1,29934 mi · pop 354,414
Cambria County
$1,03537 mi · pop 133,263
Fayette County
$1,29938 mi · pop 128,417
Blair County
$1,13845 mi · pop 122,640
Indiana County
$98145 mi · pop 83,394
Fulton County
$97351 mi · pop 14,545
Allegheny County
$1,29959 mi · pop 1,245,310
Questions people ask
$973 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $830 for a studio, $835 for one bedroom, $1,307 for three and $1,469 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Somerset actually go for?
HUD's number is one input. Search any address in Somerset for a rent estimate built from nearby comps. 3 free searches, no card.
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