HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Lane County, Oregon (FY 2026)
$1,688 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Lane County, and it's the baseline every voucher in Lane is measured against.
2 bedroom FMR
$1,688
FY 2026, utilities included
Payment standard range
$1,519 to $1,857
90% to 110% of FMR
Income to afford 2BR
$67,520
per year, at 30% of income
Rank in Oregon
8th of 36
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Lane moves to $1,546. That's down 8%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Lane actually rent for?
Search any address in Lane for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,223 | $1,101 to $1,345 | $48,920 | $23.52/hr | +15.4% |
| 1 bedroom | $1,286 | $1,157 to $1,415 | $51,440 | $24.73/hr | +12.8% |
| 2 bedroom | $1,688 | $1,519 to $1,857 | $67,520 | $32.46/hr | +12.9% |
| 3 bedroom | $2,348 | $2,113 to $2,583 | $93,920 | $45.15/hr | +12.1% |
| 4 bedroom | $2,832 | $2,549 to $3,115 | $113,280 | $54.46/hr | +12.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,257 | $2,931 to $3,583 |
| 6 bedroom Estimate | $3,682 | $3,314 to $4,050 |
| 7 bedroom Estimate | $4,106 | $3,695 to $4,517 |
| 8 bedroom Estimate | $4,531 | $4,078 to $4,984 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Lane, that runs from $1,223 for a studio up to $2,832 for four bedrooms, all five rates in the table above.
Lane is its own HUD metro area (Eugene-Springfield, OR), so the rate here is set from rents inside the county rather than a wider region.
Among Oregon's 36 counties, Lane ranks 8th for two-bedroom FMR. That's about 21% above the state median of $1,393 and about 66% above the national median county at $1,018. About 382,218 people live here, 4th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,350 in 97413 (Blue River) and $2,530 in 97431 (Dexter), with the 37 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 97401 | Eugene | $1,820 | +7.8% |
| 97402 | Eugene | $1,710 | +1.3% |
| 97403 | Eugene | $1,810 | +7.2% |
| 97404 | Eugene | $1,730 | +2.5% |
| 97405 | Eugene | $1,810 | +7.2% |
| 97408 | Eugene | $2,140 | +26.8% |
| 97409 | Alvadore | $1,690 | +0.1% |
| 97412 | Blachly | $1,380 | -18.2% |
| 97413 | Blue River | $1,350 | -20.0% |
| 97419 | Cheshire | $1,450 | -14.1% |
| 97424 | Cottage Grove | $1,490 | -11.7% |
| 97426 | Creswell | $1,700 | +0.7% |
| 97430 | Deadwood | $1,350 | -20.0% |
| 97431 | Dexter | $2,530 | +49.9% |
| 97434 | Dorena | $1,490 | -11.7% |
| 97437 | Elmira | $1,620 | -4.0% |
| 97438 | Fall Creek | $2,530 | +49.9% |
| 97439 | Florence | $1,580 | -6.4% |
| 97440 | Eugene | $1,690 | +0.1% |
| 97448 | Junction City | $1,480 | -12.3% |
| 97451 | Lorane | $1,580 | -6.4% |
| 97452 | Lowell | $1,370 | -18.8% |
| 97453 | Mapleton | $1,380 | -18.2% |
| 97454 | Marcola | $1,790 | +6.0% |
| 97455 | Pleasant Hill | $2,010 | +19.1% |
| 97461 | Noti | $1,690 | +0.1% |
| 97463 | Oakridge | $1,350 | -20.0% |
| 97475 | Springfield | $1,690 | +0.1% |
| 97477 | Springfield | $1,610 | -4.6% |
| 97478 | Springfield | $1,720 | +1.9% |
| 97480 | Swisshome | $1,460 | -13.5% |
| 97487 | Veneta | $1,750 | +3.7% |
| 97488 | Vida | $1,530 | -9.4% |
| 97489 | Walterville | $1,720 | +1.9% |
| 97490 | Walton | $1,690 | +0.1% |
| 97492 | Westfir | $1,730 | +2.5% |
| 97493 | Westlake | $1,430 | -15.3% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Lane somewhere between $1,519 and $1,857. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,688 a month is affordable, by HUD's 30% rule, on an income of roughly $67,520 a year. Put another way, $32 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,519) | HAP at 100% ($1,688) | HAP at 110% ($1,857) |
|---|---|---|---|---|
| $2,500 | $750 | $769 | $938 | $1,107 |
| $4,000 | $1,200 | $319 | $488 | $657 |
Rate history
The two-bedroom rate went up 13% from FY 2025 ($1,495) to FY 2026 ($1,688). Since FY 2020 it's up 44% in total, about 6.2% a year. The Oregon median moved up 11% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $773 | $893 | $1,176 | $1,696 | $1,989 | — |
| FY 2021 | $792 | $917 | $1,201 | $1,719 | $2,048 | +2.1% |
| FY 2022 | $833 | $958 | $1,254 | $1,781 | $2,146 | +4.4% |
| FY 2023 | $902 | $1,025 | $1,349 | $1,917 | $2,298 | +7.6% |
| FY 2024 | $953 | $1,063 | $1,397 | $1,969 | $2,371 | +3.6% |
| FY 2025 | $1,060 | $1,140 | $1,495 | $2,095 | $2,510 | +7.0% |
| FY 2026 | $1,223 | $1,286 | $1,688 | $2,348 | $2,832 | +12.9% |
| FY 2027 | $1,157 | $1,182 | $1,546 | $2,141 | $2,584 | -8.4% |
Nearby counties
Questions people ask
$1,688 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,223 for a studio, $1,286 for one bedroom, $2,348 for three and $2,832 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Lane actually go for?
HUD's number is one input. Search any address in Lane for a rent estimate built from nearby comps. 3 free searches, no card.
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