HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Polk County, Oregon (FY 2026)
A two-bedroom in Polk County carries a FY 2026 Fair Market Rent of $1,560 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Polk keys off that figure.
2 bedroom FMR
$1,560
FY 2026, utilities included
Payment standard range
$1,404 to $1,716
90% to 110% of FMR
Income to afford 2BR
$62,400
per year, at 30% of income
Rank in Oregon
12th of 36
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Polk moves to $1,692. That's up 8%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Polk actually rent for?
Search any address in Polk for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,181 | $1,063 to $1,299 | $47,240 | $22.71/hr | +3.0% |
| 1 bedroom | $1,201 | $1,081 to $1,321 | $48,040 | $23.10/hr | +0.3% |
| 2 bedroom | $1,560 | $1,404 to $1,716 | $62,400 | $30.00/hr | +1.1% |
| 3 bedroom | $2,159 | $1,943 to $2,375 | $86,360 | $41.52/hr | +0.5% |
| 4 bedroom | $2,338 | $2,104 to $2,572 | $93,520 | $44.96/hr | +0.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,689 | $2,420 to $2,958 |
| 6 bedroom Estimate | $3,039 | $2,735 to $3,343 |
| 7 bedroom Estimate | $3,390 | $3,051 to $3,729 |
| 8 bedroom Estimate | $3,741 | $3,367 to $4,115 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Polk, that runs from $1,181 for a studio up to $2,338 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Polk in with one other county in the Salem metro, Marion County among them, and every one of them gets $1,560 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Oregon's 36 counties, Polk ranks 12th for two-bedroom FMR. That's about 12% above the state median of $1,393 and about 53% above the national median county at $1,018. About 87,600 people live here, 13th in the state.
Counties sharing the Salem metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,400 in 97344 (Falls City) and $1,810 in 97351 (Independence), with the 7 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Polk somewhere between $1,404 and $1,716. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,560 a month is affordable, by HUD's 30% rule, on an income of roughly $62,400 a year. Put another way, $30 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,404) | HAP at 100% ($1,560) | HAP at 110% ($1,716) |
|---|---|---|---|---|
| $2,500 | $750 | $654 | $810 | $966 |
| $4,000 | $1,200 | $204 | $360 | $516 |
Rate history
The two-bedroom rate went up 1% from FY 2025 ($1,543) to FY 2026 ($1,560). Since FY 2020 it's up 56% in total, about 7.7% a year. The Oregon median moved up 11% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $709 | $761 | $1,001 | $1,444 | $1,757 | — |
| FY 2021 | $798 | $836 | $1,093 | $1,564 | $1,892 | +9.2% |
| FY 2022 | $846 | $882 | $1,132 | $1,608 | $1,938 | +3.6% |
| FY 2023 | $924 | $978 | $1,245 | $1,769 | $2,037 | +10.0% |
| FY 2024 | $997 | $1,053 | $1,340 | $1,888 | $2,095 | +7.6% |
| FY 2025 | $1,147 | $1,198 | $1,543 | $2,148 | $2,334 | +15.1% |
| FY 2026 | $1,181 | $1,201 | $1,560 | $2,159 | $2,338 | +1.1% |
| FY 2027 | $1,285 | $1,294 | $1,692 | $2,341 | $2,564 | +8.5% |
Nearby counties
Yamhill County
$1,92220 mi · pop 107,674
Marion County
$1,56023 mi · pop 345,815
Benton County
$1,62229 mi · pop 95,615
Linn County
$1,50036 mi · pop 128,598
Lincoln County
$1,48037 mi · pop 50,334
Washington County
$1,92245 mi · pop 599,541
Tillamook County
$1,40546 mi · pop 27,345
Clackamas County
$1,92250 mi · pop 420,925
Questions people ask
$1,560 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,181 for a studio, $1,201 for one bedroom, $2,159 for three and $2,338 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Polk actually go for?
HUD's number is one input. Search any address in Polk for a rent estimate built from nearby comps. 3 free searches, no card.
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