HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Coos County, Oregon (FY 2026)
A two-bedroom in Coos County carries a FY 2026 Fair Market Rent of $1,265 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Coos keys off that figure.
2 bedroom FMR
$1,265
FY 2026, utilities included
Payment standard range
$1,139 to $1,392
90% to 110% of FMR
Income to afford 2BR
$50,600
per year, at 30% of income
Rank in Oregon
23rd of 36
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Coos moves to $1,173. That's down 7%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Coos actually rent for?
Search any address in Coos for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $951 | $856 to $1,046 | $38,040 | $18.29/hr | +12.5% |
| 1 bedroom | $982 | $884 to $1,080 | $39,280 | $18.88/hr | +9.4% |
| 2 bedroom | $1,265 | $1,139 to $1,392 | $50,600 | $24.33/hr | +10.2% |
| 3 bedroom | $1,759 | $1,583 to $1,935 | $70,360 | $33.83/hr | +9.3% |
| 4 bedroom | $2,122 | $1,910 to $2,334 | $84,880 | $40.81/hr | +10.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,440 | $2,196 to $2,684 |
| 6 bedroom Estimate | $2,759 | $2,483 to $3,035 |
| 7 bedroom Estimate | $3,077 | $2,769 to $3,385 |
| 8 bedroom Estimate | $3,395 | $3,056 to $3,735 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Coos, that runs from $951 for a studio up to $2,122 for four bedrooms, all five rates in the table above.
Because Coos sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Allegany included.
Among Oregon's 36 counties, Coos ranks 23rd for two-bedroom FMR. That's about 9% below the state median of $1,393 and about 24% above the national median county at $1,018. About 64,908 people live here, 16th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,040 in 97466 (Powers) and $1,680 in 97449 (Lakeside), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Coos somewhere between $1,139 and $1,392. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,265 a month is affordable, by HUD's 30% rule, on an income of roughly $50,600 a year. Put another way, $24 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,139) | HAP at 100% ($1,265) | HAP at 110% ($1,392) |
|---|---|---|---|---|
| $2,500 | $750 | $389 | $515 | $642 |
| $4,000 | $1,200 | $0 | $65 | $192 |
Rate history
The two-bedroom rate went up 10% from FY 2025 ($1,148) to FY 2026 ($1,265). Since FY 2020 it's up 45% in total, about 6.3% a year. The Oregon median moved up 11% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $592 | $712 | $875 | $1,262 | $1,503 | — |
| FY 2021 | $593 | $730 | $899 | $1,287 | $1,557 | +2.7% |
| FY 2022 | $624 | $744 | $939 | $1,334 | $1,607 | +4.4% |
| FY 2023 | $675 | $785 | $1,010 | $1,435 | $1,706 | +7.6% |
| FY 2024 | $756 | $829 | $1,075 | $1,515 | $1,802 | +6.4% |
| FY 2025 | $845 | $898 | $1,148 | $1,609 | $1,928 | +6.8% |
| FY 2026 | $951 | $982 | $1,265 | $1,759 | $2,122 | +10.2% |
| FY 2027 | $901 | $933 | $1,173 | $1,624 | $1,961 | -7.3% |
Nearby counties
Douglas County
$1,27139 mi · pop 111,322
Curry County
$1,40044 mi · pop 23,404
Josephine County
$1,36370 mi · pop 87,994
Lane County
$1,68877 mi · pop 382,218
Jackson County
$1,53086 mi · pop 222,604
Benton County
$1,62298 mi · pop 95,615
Lincoln County
$1,480102 mi · pop 50,334
Linn County
$1,500111 mi · pop 128,598
Questions people ask
$1,265 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $951 for a studio, $982 for one bedroom, $1,759 for three and $2,122 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Coos actually go for?
HUD's number is one input. Search any address in Coos for a rent estimate built from nearby comps. 3 free searches, no card.
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