HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Cattaraugus County, New York (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Cattaraugus County is $1,014 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,014
+0.7% from FY 2026
Payment standard
$913–$1,115
90% to 110% of the FMR, two-bedroom
Income to afford
$40,560
a year, with rent at 30% of income
Rank in New York
57th of 62
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $742 | $668–$816 | $29,680 | $14.27/hr | -4.6% |
| 1 bedroom | $794 | $715–$873 | $31,760 | $15.27/hr | +1.4% |
| 2 bedroom | $1,014 | $913–$1,115 | $40,560 | $19.50/hr | +0.7% |
| 3 bedroom | $1,274 | $1,147–$1,401 | $50,960 | $24.50/hr | +3.4% |
| 4 bedroom | $1,438 | $1,294–$1,582 | $57,520 | $27.65/hr | +1.3% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,654 | $1,489–$1,819 |
| 6 bedroom Estimate | $1,869 | $1,682–$2,056 |
| 7 bedroom Estimate | $2,085 | $1,877–$2,294 |
| 8 bedroom Estimate | $2,301 | $2,071–$2,531 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Cattaraugus actually rent for?
Search any address in Cattaraugus for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Cattaraugus somewhere between $913 and $1,115. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,014 a month is affordable, by HUD's 30% rule, on an income of roughly $40,560 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$913 | Voucher pays at 100%$1,014 | Voucher pays at 110%$1,115 |
|---|---|---|---|---|
| $2,500 | $750 | $163 | $264 | $365 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 1% from FY 2026 ($1,007) to FY 2027 ($1,014). Since FY 2020 it's up 42% in total, about 5.1% a year. The New York median moved up 2% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $585 | $585 | $716 | $993 | $1,101 | — |
| FY 2021 | $604 | $607 | $734 | $1,015 | $1,104 | +2.5% |
| FY 2022 | $614 | $618 | $757 | $1,021 | $1,102 | +3.1% |
| FY 2023 | $653 | $658 | $826 | $1,068 | $1,180 | +9.1% |
| FY 2024 | $705 | $709 | $905 | $1,138 | $1,291 | +9.6% |
| FY 2025 | $733 | $737 | $953 | $1,169 | $1,343 | +5.3% |
| FY 2026 | $778 | $783 | $1,007 | $1,232 | $1,420 | +5.7% |
| FY 2027In effect | $742 | $794 | $1,014 | $1,274 | $1,438 | +0.7% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Cattaraugus, that runs from $742 for a studio up to $1,438 for four bedrooms, all five rates in the table above.
Because Cattaraugus sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Dayton included.
Among New York's 62 counties, Cattaraugus ranks 57th for two-bedroom FMR. That's about 27% below the state median of $1,385 and about 5% below the national median county at $1,063. About 76,145 people live here, 35th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 14070 (Gowanda) and $1,340 in 14726 (Conewango Valley), with the 32 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 14041 | Dayton | $1,240 | +22.3% |
| 14042 | Delevan | $1,100 | +8.5% |
| 14060 | Farmersville Station | $1,050 | +3.6% |
| 14065 | Freedom | $1,030 | +1.6% |
| 14070 | Gowanda | $1,010 | -0.4% |
| 14101 | Machias | $1,270 | +25.2% |
| 14129 | Perrysburg | $1,170 | +15.4% |
| 14133 | Sandusky | $1,014County rate | — |
| 14138 | South Dayton | $1,050 | +3.6% |
| 14168 | Versailles | $1,100 | +8.5% |
| 14171 | West Valley | $1,010 | -0.4% |
| 14173 | Yorkshire | $1,090 | +7.5% |
| 14706 | Allegany | $1,070 | +5.5% |
| 14719 | Cattaraugus | $1,010 | -0.4% |
| 14726 | Conewango Valley | $1,340 | +32.1% |
| 14729 | East Otto | $1,010 | -0.4% |
| 14730 | East Randolph | $1,010 | -0.4% |
| 14731 | Ellicottville | $1,010 | -0.4% |
| 14737 | Franklinville | $1,010 | -0.4% |
| 14741 | Great Valley | $1,030 | +1.6% |
| 14743 | Hinsdale | $1,120 | +10.5% |
| 14748 | Kill Buck | $1,010 | -0.4% |
| 14751 | Leon | $1,010 | -0.4% |
| 14753 | Limestone | $1,010 | -0.4% |
| 14755 | Little Valley | $1,010 | -0.4% |
| 14760 | Olean | $1,040 | +2.6% |
| 14766 | Otto | $1,010 | -0.4% |
| 14770 | Portville | $1,020 | +0.6% |
| 14772 | Randolph | $1,010 | -0.4% |
| 14778 | Saint Bonaventure | $1,050 | +3.6% |
| 14779 | Salamanca | $1,010 | -0.4% |
| 14783 | Steamburg | $1,030 | +1.6% |
| 14788 | Westons Mills | $1,040 | +2.6% |
Nearby counties
Two-bedroom FMR, with how each compares to Cattaraugus.
Allegany County
32 mi · 47,159 people
$1,014
same rate
Chautauqua County
34 mi · 125,544 people
$1,014
same rate
Wyoming County
36 mi · 39,753 people
$1,014
same rate
Erie County
37 mi · 950,622 people
$1,423
+40%
Genesee County
55 mi · 57,787 people
$1,113
+10%
Livingston County
56 mi · 61,498 people
$1,416
+40%
Niagara County
63 mi · 210,721 people
$1,423
+40%
Steuben County
67 mi · 92,588 people
$1,058
+4%
Questions people ask
$1,014 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $742 for a studio, $794 for one bedroom, $1,274 for three and $1,438 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Cattaraugus actually go for?
HUD's number is one input. Search any address in Cattaraugus for a rent estimate built from nearby comps. Free to start, no card.
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