HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Chautauqua County, New York (FY 2027)
A two-bedroom in Chautauqua County carries a FY 2027 Fair Market Rent of $1,014 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Chautauqua keys off that figure.
Two-bedroom FMR
$1,014
+4.0% from FY 2026
Payment standard
$913–$1,115
90% to 110% of the FMR, two-bedroom
Income to afford
$40,560
a year, with rent at 30% of income
Rank in New York
58th of 62
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $706 | $635–$777 | $28,240 | $13.58/hr | +3.8% |
| 1 bedroom | $786 | $707–$865 | $31,440 | $15.12/hr | +4.2% |
| 2 bedroom | $1,014 | $913–$1,115 | $40,560 | $19.50/hr | +4.0% |
| 3 bedroom | $1,338 | $1,204–$1,472 | $53,520 | $25.73/hr | +4.0% |
| 4 bedroom | $1,393 | $1,254–$1,532 | $55,720 | $26.79/hr | +7.9% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,602 | $1,442–$1,762 |
| 6 bedroom Estimate | $1,811 | $1,630–$1,992 |
| 7 bedroom Estimate | $2,020 | $1,818–$2,222 |
| 8 bedroom Estimate | $2,229 | $2,006–$2,452 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Chautauqua actually rent for?
Search any address in Chautauqua for a rent estimate built from nearby comps, with the HUD figure right next to it.
No card needed
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Chautauqua somewhere between $913 and $1,115. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,014 a month is affordable, by HUD's 30% rule, on an income of roughly $40,560 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$913 | Voucher pays at 100%$1,014 | Voucher pays at 110%$1,115 |
|---|---|---|---|---|
| $2,500 | $750 | $163 | $264 | $365 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 4% from FY 2026 ($975) to FY 2027 ($1,014). Since FY 2020 it's up 40% in total, about 4.9% a year. The New York median moved up 2% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $540 | $594 | $725 | $935 | $1,063 | — |
| FY 2021 | $557 | $611 | $747 | $975 | $1,065 | +3.0% |
| FY 2022 | $518 | $613 | $757 | $979 | $1,062 | +1.3% |
| FY 2023 | $575 | $657 | $826 | $1,059 | $1,123 | +9.1% |
| FY 2024 | $662 | $711 | $905 | $1,168 | $1,205 | +9.6% |
| FY 2025 | $687 | $725 | $933 | $1,212 | $1,237 | +3.1% |
| FY 2026 | $680 | $754 | $975 | $1,287 | $1,291 | +4.5% |
| FY 2027In effect | $706 | $786 | $1,014 | $1,338 | $1,393 | +4.0% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Chautauqua, that runs from $706 for a studio up to $1,393 for four bedrooms, all five rates in the table above.
Because Chautauqua sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Jamestown included.
Among New York's 62 counties, Chautauqua ranks 58th for two-bedroom FMR. That's about 27% below the state median of $1,385 and about 5% below the national median county at $1,063. About 125,544 people live here, 23rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 14701 (Jamestown) and $1,520 in 14740 (Gerry), with the 38 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 14048 | Dunkirk | $1,090 | +7.5% |
| 14062 | Forestville | $1,230 | +21.3% |
| 14063 | Fredonia | $1,070 | +5.5% |
| 14081 | Irving | $1,220 | +20.3% |
| 14135 | Sheridan | $1,140 | +12.4% |
| 14136 | Silver Creek | $1,110 | +9.5% |
| 14166 | Van Buren Point | $1,050 | +3.6% |
| 14701 | Jamestown | $1,010 | -0.4% |
| 14702 | Jamestown | $1,010 | -0.4% |
| 14710 | Ashville | $1,080 | +6.5% |
| 14712 | Bemus Point | $1,010 | -0.4% |
| 14716 | Brocton | $1,010 | -0.4% |
| 14718 | Cassadaga | $1,120 | +10.5% |
| 14720 | Celoron | $1,110 | +9.5% |
| 14722 | Chautauqua | $1,010 | -0.4% |
| 14723 | Cherry Creek | $1,010 | -0.4% |
| 14724 | Clymer | $1,010 | -0.4% |
| 14728 | Dewittville | $1,050 | +3.6% |
| 14732 | Ellington | $1,290 | +27.2% |
| 14733 | Falconer | $1,010 | -0.4% |
| 14736 | Findley Lake | $1,060 | +4.5% |
| 14738 | Frewsburg | $1,080 | +6.5% |
| 14740 | Gerry | $1,520 | +49.9% |
| 14742 | Greenhurst | $1,010 | -0.4% |
| 14747 | Kennedy | $1,010 | -0.4% |
| 14750 | Lakewood | $1,430 | +41.0% |
| 14752 | Lily Dale | $1,120 | +10.5% |
| 14756 | Maple Springs | $1,010 | -0.4% |
| 14757 | Mayville | $1,010 | -0.4% |
| 14758 | Niobe | $1,010 | -0.4% |
| 14767 | Panama | $1,010 | -0.4% |
| 14769 | Portland | $1,010 | -0.4% |
| 14775 | Ripley | $1,010 | -0.4% |
| 14781 | Sherman | $1,150 | +13.4% |
| 14782 | Sinclairville | $1,260 | +24.3% |
| 14784 | Stockton | $1,010 | -0.4% |
| 14785 | Stow | $1,010 | -0.4% |
| 14787 | Westfield | $1,010 | -0.4% |
Nearby counties
Two-bedroom FMR, with how each compares to Chautauqua.
Cattaraugus County
34 mi · 76,145 people
$1,014
same rate
Erie County
48 mi · 950,622 people
$1,423
+40%
Wyoming County
65 mi · 39,753 people
$1,014
same rate
Allegany County
66 mi · 47,159 people
$1,014
same rate
Niagara County
70 mi · 210,721 people
$1,423
+40%
Genesee County
79 mi · 57,787 people
$1,113
+10%
Livingston County
87 mi · 61,498 people
$1,416
+40%
Orleans County
92 mi · 39,608 people
$1,416
+40%
Questions people ask
$1,014 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $706 for a studio, $786 for one bedroom, $1,338 for three and $1,393 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Chautauqua actually go for?
HUD's number is one input. Search any address in Chautauqua for a rent estimate built from nearby comps. Free to start, no card.
Free tier. No credit card.