HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Sanilac County, Michigan (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Sanilac County is $1,014 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,014
+4.2% from FY 2026
Payment standard
$913–$1,115
90% to 110% of the FMR, two-bedroom
Income to afford
$40,560
a year, with rent at 30% of income
Rank in Michigan
81st of 83
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $723 | $651–$795 | $28,920 | $13.90/hr | +7.7% |
| 1 bedroom | $775 | $698–$853 | $31,000 | $14.90/hr | +4.4% |
| 2 bedroom | $1,014 | $913–$1,115 | $40,560 | $19.50/hr | +4.2% |
| 3 bedroom | $1,290 | $1,161–$1,419 | $51,600 | $24.81/hr | +3.0% |
| 4 bedroom | $1,333 | $1,200–$1,466 | $53,320 | $25.63/hr | +1.3% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,533 | $1,380–$1,686 |
| 6 bedroom Estimate | $1,733 | $1,560–$1,906 |
| 7 bedroom Estimate | $1,933 | $1,740–$2,126 |
| 8 bedroom Estimate | $2,133 | $1,920–$2,346 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Sanilac actually rent for?
Search any address in Sanilac for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Sanilac somewhere between $913 and $1,115. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,014 a month is affordable, by HUD's 30% rule, on an income of roughly $40,560 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$913 | Voucher pays at 100%$1,014 | Voucher pays at 110%$1,115 |
|---|---|---|---|---|
| $2,500 | $750 | $163 | $264 | $365 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 4% from FY 2026 ($973) to FY 2027 ($1,014). Since FY 2020 it's up 42% in total, about 5.2% a year. The Michigan median moved up 5% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $535 | $541 | $713 | $911 | $1,098 | — |
| FY 2021 | $553 | $557 | $734 | $942 | $1,119 | +2.9% |
| FY 2022 | $559 | $575 | $757 | $985 | $1,116 | +3.1% |
| FY 2023 | $582 | $628 | $826 | $1,080 | $1,152 | +9.1% |
| FY 2024 | $615 | $689 | $905 | $1,184 | $1,236 | +9.6% |
| FY 2025 | $640 | $711 | $933 | $1,205 | $1,264 | +3.1% |
| FY 2026 | $671 | $742 | $973 | $1,253 | $1,316 | +4.3% |
| FY 2027In effect | $723 | $775 | $1,014 | $1,290 | $1,333 | +4.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Sanilac, that runs from $723 for a studio up to $1,333 for four bedrooms, all five rates in the table above.
Because Sanilac sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Applegate included.
Among Michigan's 83 counties, Sanilac ranks 81st for two-bedroom FMR. That's about 7% below the state median of $1,085 and about 5% below the national median county at $1,063. About 40,462 people live here, 41st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 48426 (Decker) and $1,170 in 48465 (Palms), with the 17 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 48401 | Applegate | $1,140 | +12.4% |
| 48410 | Argyle | $1,110 | +9.5% |
| 48416 | Brown City | $1,060 | +4.5% |
| 48419 | Carsonville | $1,060 | +4.5% |
| 48422 | Croswell | $1,080 | +6.5% |
| 48426 | Decker | $1,010 | -0.4% |
| 48427 | Deckerville | $1,010 | -0.4% |
| 48434 | Forestville | $1,130 | +11.4% |
| 48450 | Lexington | $1,010 | -0.4% |
| 48453 | Marlette | $1,080 | +6.5% |
| 48454 | Melvin | $1,010 | -0.4% |
| 48456 | Minden City | $1,070 | +5.5% |
| 48465 | Palms | $1,170 | +15.4% |
| 48466 | Peck | $1,010 | -0.4% |
| 48469 | Port Sanilac | $1,080 | +6.5% |
| 48471 | Sandusky | $1,010 | -0.4% |
| 48472 | Snover | $1,140 | +12.4% |
Nearby counties
Two-bedroom FMR, with how each compares to Sanilac.
Huron County
32 mi · 31,113 people
$1,014
same rate
Lapeer County
33 mi · 88,837 people
$1,459
+44%
Tuscola County
33 mi · 52,980 people
$1,014
same rate
St. Clair County
36 mi · 160,221 people
$1,459
+44%
Genesee County
55 mi · 403,305 people
$1,133
+12%
Macomb County
57 mi · 879,853 people
$1,459
+44%
Bay County
62 mi · 103,008 people
$1,055
+4%
Oakland County
63 mi · 1,279,825 people
$1,459
+44%
Questions people ask
$1,014 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $723 for a studio, $775 for one bedroom, $1,290 for three and $1,333 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Sanilac actually go for?
HUD's number is one input. Search any address in Sanilac for a rent estimate built from nearby comps. Free to start, no card.
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