HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Lapeer County, Michigan (FY 2026)
$1,411 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Lapeer County, and it's the baseline every voucher in Lapeer is measured against.
2 bedroom FMR
$1,411
FY 2026, utilities included
Payment standard range
$1,270 to $1,552
90% to 110% of FMR
Income to afford 2BR
$56,440
per year, at 30% of income
Rank in Michigan
6th of 83
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Lapeer moves to $1,459. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Lapeer actually rent for?
Search any address in Lapeer for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,009 | $908 to $1,110 | $40,360 | $19.40/hr | +1.8% |
| 1 bedroom | $1,122 | $1,010 to $1,234 | $44,880 | $21.58/hr | +2.9% |
| 2 bedroom | $1,411 | $1,270 to $1,552 | $56,440 | $27.13/hr | +2.4% |
| 3 bedroom | $1,724 | $1,552 to $1,896 | $68,960 | $33.15/hr | +2.1% |
| 4 bedroom | $1,868 | $1,681 to $2,055 | $74,720 | $35.92/hr | +2.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,148 | $1,933 to $2,363 |
| 6 bedroom Estimate | $2,428 | $2,185 to $2,671 |
| 7 bedroom Estimate | $2,709 | $2,438 to $2,980 |
| 8 bedroom Estimate | $2,989 | $2,690 to $3,288 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Lapeer, that runs from $1,009 for a studio up to $1,868 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Lapeer in with 4 other counties in the Detroit-Warren-Livonia metro, Wayne County, Oakland County, Macomb County among them, and every one of them gets $1,411 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Michigan's 83 counties, Lapeer ranks 6th for two-bedroom FMR. That's about 37% above the state median of $1,033 and about 39% above the national median county at $1,018. About 88,687 people live here, 23rd in the state.
Counties sharing the Detroit-Warren-Livonia metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,060 in 48421 (Columbiaville) and $1,460 in 48412 (Attica), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 48003 | Almont | $1,240 | -12.1% |
| 48412 | Attica | $1,460 | +3.5% |
| 48421 | Columbiaville | $1,060 | -24.9% |
| 48428 | Dryden | $1,360 | -3.6% |
| 48440 | Hadley | $1,300 | -7.9% |
| 48444 | Imlay City | $1,060 | -24.9% |
| 48446 | Lapeer | $1,220 | -13.5% |
| 48455 | Metamora | $1,390 | -1.5% |
| 48461 | North Branch | $1,060 | -24.9% |
| 48464 | Otter Lake | $1,090 | -22.7% |
| 48727 | Clifford | $1,060 | -24.9% |
| 48760 | Silverwood | $1,080 | -23.5% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Lapeer somewhere between $1,270 and $1,552. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,411 a month is affordable, by HUD's 30% rule, on an income of roughly $56,440 a year. Put another way, $27 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,270) | HAP at 100% ($1,411) | HAP at 110% ($1,552) |
|---|---|---|---|---|
| $2,500 | $750 | $520 | $661 | $802 |
| $4,000 | $1,200 | $70 | $211 | $352 |
Rate history
The two-bedroom rate went up 2% from FY 2025 ($1,378) to FY 2026 ($1,411). Since FY 2020 it's up 44% in total, about 6.3% a year. The Michigan median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $639 | $764 | $977 | $1,266 | $1,376 | — |
| FY 2021 | $697 | $821 | $1,049 | $1,344 | $1,458 | +7.4% |
| FY 2022 | $733 | $848 | $1,084 | $1,371 | $1,473 | +3.3% |
| FY 2023 | $845 | $952 | $1,213 | $1,511 | $1,629 | +11.9% |
| FY 2024 | $920 | $1,019 | $1,291 | $1,595 | $1,719 | +6.4% |
| FY 2025 | $991 | $1,090 | $1,378 | $1,688 | $1,827 | +6.7% |
| FY 2026 | $1,009 | $1,122 | $1,411 | $1,724 | $1,868 | +2.4% |
| FY 2027 | $1,047 | $1,167 | $1,459 | $1,777 | $1,929 | +3.4% |
Nearby counties
Genesee County
$1,03324 mi · pop 405,280
Tuscola County
$97327 mi · pop 53,218
St. Clair County
$1,41133 mi · pop 160,257
Sanilac County
$97333 mi · pop 40,759
Oakland County
$1,41134 mi · pop 1,272,264
Macomb County
$1,41136 mi · pop 878,453
Saginaw County
$1,11743 mi · pop 189,821
Shiawassee County
$1,06646 mi · pop 68,124
Questions people ask
$1,411 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,009 for a studio, $1,122 for one bedroom, $1,724 for three and $1,868 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Lapeer actually go for?
HUD's number is one input. Search any address in Lapeer for a rent estimate built from nearby comps. 3 free searches, no card.
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