HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Genesee County, Michigan (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Genesee County is $1,033 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,033
FY 2026, utilities included
Payment standard range
$930 to $1,136
90% to 110% of FMR
Income to afford 2BR
$41,320
per year, at 30% of income
Rank in Michigan
42nd of 83
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Genesee moves to $1,133. That's up 10%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Genesee actually rent for?
Search any address in Genesee for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $731 | $658 to $804 | $29,240 | $14.06/hr | +5.8% |
| 1 bedroom | $856 | $770 to $942 | $34,240 | $16.46/hr | +6.2% |
| 2 bedroom | $1,033 | $930 to $1,136 | $41,320 | $19.87/hr | +4.8% |
| 3 bedroom | $1,272 | $1,145 to $1,399 | $50,880 | $24.46/hr | +4.7% |
| 4 bedroom | $1,497 | $1,347 to $1,647 | $59,880 | $28.79/hr | +7.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,722 | $1,550 to $1,894 |
| 6 bedroom Estimate | $1,946 | $1,751 to $2,141 |
| 7 bedroom Estimate | $2,171 | $1,954 to $2,388 |
| 8 bedroom Estimate | $2,395 | $2,156 to $2,635 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Genesee, that runs from $731 for a studio up to $1,497 for four bedrooms, all five rates in the table above.
Genesee is its own HUD metro area (Flint, MI), so the rate here is set from rents inside the county rather than a wider region.
Among Michigan's 83 counties, Genesee ranks 42nd for two-bedroom FMR. That's within a couple percent of the state median of $1,033 and within a couple percent of the national median county at $1,018. About 405,280 people live here, 5th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 48420 (Clio) and $1,490 in 48430 (Fenton), with the 29 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 48411 | Atlas | $1,210 | +17.1% |
| 48420 | Clio | $970 | -6.1% |
| 48423 | Davison | $1,060 | +2.6% |
| 48430 | Fenton | $1,490 | +44.2% |
| 48433 | Flushing | $1,100 | +6.5% |
| 48436 | Gaines | $1,100 | +6.5% |
| 48437 | Genesee | $970 | -6.1% |
| 48438 | Goodrich | $1,440 | +39.4% |
| 48439 | Grand Blanc | $1,080 | +4.5% |
| 48449 | Lennon | $1,180 | +14.2% |
| 48451 | Linden | $1,270 | +22.9% |
| 48457 | Montrose | $990 | -4.2% |
| 48458 | Mount Morris | $1,000 | -3.2% |
| 48463 | Otisville | $1,060 | +2.6% |
| 48473 | Swartz Creek | $1,180 | +14.2% |
| 48480 | Grand Blanc | $1,030 | -0.3% |
| 48501 | Flint | $1,030 | -0.3% |
| 48502 | Flint | $980 | -5.1% |
| 48503 | Flint | $970 | -6.1% |
| 48504 | Flint | $1,010 | -2.2% |
| 48505 | Flint | $970 | -6.1% |
| 48506 | Flint | $1,010 | -2.2% |
| 48507 | Flint | $1,030 | -0.3% |
| 48509 | Burton | $1,150 | +11.3% |
| 48519 | Burton | $1,060 | +2.6% |
| 48529 | Burton | $1,060 | +2.6% |
| 48531 | Flint | $1,030 | -0.3% |
| 48532 | Flint | $980 | -5.1% |
| 48550 | Flint | $1,030 | -0.3% |
| 48551 | Flint | $1,033County rate | — |
| 48552 | Flint | $1,033County rate | — |
| 48553 | Flint | $1,033County rate | — |
| 48554 | Flint | $1,033County rate | — |
| 48555 | Flint | $1,033County rate | — |
| 48556 | Flint | $1,033County rate | — |
| 48557 | Flint | $1,033County rate | — |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Genesee somewhere between $930 and $1,136. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,033 a month is affordable, by HUD's 30% rule, on an income of roughly $41,320 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($930) | HAP at 100% ($1,033) | HAP at 110% ($1,136) |
|---|---|---|---|---|
| $2,500 | $750 | $180 | $283 | $386 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($986) to FY 2026 ($1,033). Since FY 2020 it's up 32% in total, about 4.7% a year. The Michigan median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $511 | $604 | $784 | $1,023 | $1,064 | — |
| FY 2021 | $516 | $609 | $782 | $1,002 | $1,063 | -0.3% |
| FY 2022 | $545 | $645 | $821 | $1,034 | $1,113 | +5.0% |
| FY 2023 | $646 | $745 | $938 | $1,171 | $1,268 | +14.3% |
| FY 2024 | $740 | $854 | $1,061 | $1,317 | $1,444 | +13.1% |
| FY 2025 | $691 | $806 | $986 | $1,215 | $1,397 | -7.1% |
| FY 2026 | $731 | $856 | $1,033 | $1,272 | $1,497 | +4.8% |
| FY 2027 | $792 | $939 | $1,133 | $1,391 | $1,613 | +9.7% |
Nearby counties
Shiawassee County
$1,06622 mi · pop 68,124
Lapeer County
$1,41124 mi · pop 88,687
Saginaw County
$1,11729 mi · pop 189,821
Livingston County
$1,45731 mi · pop 194,302
Oakland County
$1,41134 mi · pop 1,272,264
Tuscola County
$97334 mi · pop 53,218
Clinton County
$1,26845 mi · pop 79,249
Ingham County
$1,26845 mi · pop 282,540
Questions people ask
$1,033 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $731 for a studio, $856 for one bedroom, $1,272 for three and $1,497 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Genesee actually go for?
HUD's number is one input. Search any address in Genesee for a rent estimate built from nearby comps. 3 free searches, no card.
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