HUD Fair Market Rent · FY 2026 · Effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Huron County, Michigan (FY 2026)
$973 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Huron County, and it's the baseline every voucher in Huron is measured against.
Two-bedroom FMR
$973
+4.3% from FY 2025
Payment standard
$876–$1,070
90% to 110% of the FMR, two-bedroom
Income to afford
$38,920
a year, with rent at 30% of income
Rank in Michigan
69th of 83
by two-bedroom FMR, highest first
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Huron moves to $1,014. That's up 4%. The full FY 2027 table is in the history section below.
FY 2026 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $689 | $620–$758 | $27,560 | $13.25/hr | +7.7% |
| 1 bedroom | $806 | $725–$887 | $32,240 | $15.50/hr | +5.9% |
| 2 bedroom | $973 | $876–$1,070 | $38,920 | $18.71/hr | +4.3% |
| 3 bedroom | $1,197 | $1,077–$1,317 | $47,880 | $23.02/hr | +4.5% |
| 4 bedroom | $1,288 | $1,159–$1,417 | $51,520 | $24.77/hr | +4.1% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,481 | $1,333–$1,629 |
| 6 bedroom Estimate | $1,674 | $1,507–$1,841 |
| 7 bedroom Estimate | $1,868 | $1,681–$2,055 |
| 8 bedroom Estimate | $2,061 | $1,855–$2,267 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Huron actually rent for?
Search any address in Huron for a rent estimate built from nearby comps, with the HUD figure right next to it.
No card needed
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Huron somewhere between $876 and $1,070. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$973 a month is affordable, by HUD's 30% rule, on an income of roughly $38,920 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$876 | Voucher pays at 100%$973 | Voucher pays at 110%$1,070 |
|---|---|---|---|---|
| $2,500 | $750 | $126 | $223 | $320 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 4% from FY 2025 ($933) to FY 2026 ($973). Since FY 2020 it's up 36% in total, about 5.3% a year. The Michigan median moved up 7% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $544 | $547 | $713 | $909 | $1,073 | — |
| FY 2021 | $555 | $559 | $734 | $923 | $1,078 | +2.9% |
| FY 2022 | $572 | $575 | $757 | $936 | $1,085 | +3.1% |
| FY 2023 | $633 | $645 | $826 | $1,014 | $1,116 | +9.1% |
| FY 2024 | $639 | $717 | $905 | $1,101 | $1,205 | +9.6% |
| FY 2025 | $640 | $761 | $933 | $1,146 | $1,237 | +3.1% |
| FY 2026In effect | $689 | $806 | $973 | $1,197 | $1,288 | +4.3% |
| FY 2027From Oct 1, 2026 | $723 | $855 | $1,014 | $1,293 | $1,333 | +4.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Huron, that runs from $689 for a studio up to $1,288 for four bedrooms, all five rates in the table above.
Because Huron sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Bad Axe included.
Among Michigan's 83 counties, Huron ranks 69th for two-bedroom FMR. That's about 6% below the state median of $1,033 and about 4% below the national median county at $1,018. About 31,461 people live here, 47th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 48413 (Bad Axe) and $1,220 in 48759 (Sebewaing), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 48413 | Bad Axe | $970 | -0.3% |
| 48432 | Filion | $1,140 | +17.2% |
| 48441 | Harbor Beach | $1,050 | +7.9% |
| 48445 | Kinde | $970 | -0.3% |
| 48467 | Port Austin | $970 | -0.3% |
| 48468 | Port Hope | $970 | -0.3% |
| 48470 | Ruth | $1,180 | +21.3% |
| 48475 | Ubly | $1,050 | +7.9% |
| 48720 | Bay Port | $970 | -0.3% |
| 48725 | Caseville | $970 | -0.3% |
| 48731 | Elkton | $1,110 | +14.1% |
| 48754 | Owendale | $970 | -0.3% |
| 48755 | Pigeon | $1,140 | +17.2% |
| 48759 | Sebewaing | $1,220 | +25.4% |
Nearby counties
Two-bedroom FMR, with how each compares to Huron.
Sanilac County
32 mi · 40,759 people
$973
same rate
Tuscola County
32 mi · 53,218 people
$973
same rate
Arenac County
42 mi · 15,031 people
$973
same rate
Iosco County
44 mi · 25,319 people
$973
same rate
Bay County
46 mi · 103,752 people
$1,030
+6%
Lapeer County
52 mi · 88,687 people
$1,411
+45%
Saginaw County
58 mi · 189,821 people
$1,117
+15%
Ogemaw County
60 mi · 20,820 people
$989
+2%
Questions people ask
$973 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $689 for a studio, $806 for one bedroom, $1,197 for three and $1,288 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Huron actually go for?
HUD's number is one input. Search any address in Huron for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.