HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Jackson County, Iowa (FY 2027)
$927 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Jackson County, and it's the baseline every voucher in Jackson is measured against.
Two-bedroom FMR
$927
+0.9% from FY 2026
Payment standard
$834–$1,020
90% to 110% of the FMR, two-bedroom
Income to afford
$37,080
a year, with rent at 30% of income
Rank in Iowa
77th of 99
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $688 | $619–$757 | $27,520 | $13.23/hr | +0.9% |
| 1 bedroom | $709 | $638–$780 | $28,360 | $13.63/hr | +1.3% |
| 2 bedroom | $927 | $834–$1,020 | $37,080 | $17.83/hr | +0.9% |
| 3 bedroom | $1,214 | $1,093–$1,335 | $48,560 | $23.35/hr | +3.1% |
| 4 bedroom | $1,218 | $1,096–$1,340 | $48,720 | $23.42/hr | +0.1% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,401 | $1,261–$1,541 |
| 6 bedroom Estimate | $1,583 | $1,425–$1,741 |
| 7 bedroom Estimate | $1,766 | $1,589–$1,943 |
| 8 bedroom Estimate | $1,949 | $1,754–$2,144 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Jackson actually rent for?
Search any address in Jackson for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Jackson somewhere between $834 and $1,020. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$927 a month is affordable, by HUD's 30% rule, on an income of roughly $37,080 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$834 | Voucher pays at 100%$927 | Voucher pays at 110%$1,020 |
|---|---|---|---|---|
| $2,500 | $750 | $84 | $177 | $270 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 1% from FY 2026 ($919) to FY 2027 ($927). Since FY 2020 it's up 35% in total, about 4.4% a year. The Iowa median moved up 1% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $497 | $560 | $687 | $991 | $1,113 | — |
| FY 2021 | $519 | $564 | $715 | $1,023 | $1,123 | +4.1% |
| FY 2022 | $534 | $571 | $739 | $1,050 | $1,156 | +3.4% |
| FY 2023 | $581 | $604 | $795 | $1,092 | $1,173 | +7.6% |
| FY 2024 | $630 | $656 | $862 | $1,156 | $1,191 | +8.4% |
| FY 2025 | $646 | $668 | $877 | $1,126 | $1,163 | +1.7% |
| FY 2026 | $682 | $700 | $919 | $1,178 | $1,217 | +4.8% |
| FY 2027In effect | $688 | $709 | $927 | $1,214 | $1,218 | +0.9% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Jackson, that runs from $688 for a studio up to $1,218 for four bedrooms, all five rates in the table above.
Because Jackson sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Andrew included.
Among Iowa's 99 counties, Jackson ranks 77th for two-bedroom FMR. That's within a couple percent of the state median of $927 and about 13% below the national median county at $1,063. About 19,390 people live here, 35th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $930 in 52060 (Maquoketa) and $1,140 in 52070 (Sabula), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 52030 | Andrew | $1,080 | +16.5% |
| 52031 | Bellevue | $1,020 | +10.0% |
| 52054 | La Motte | $970 | +4.6% |
| 52060 | Maquoketa | $930 | +0.3% |
| 52064 | Miles | $930 | +0.3% |
| 52069 | Preston | $930 | +0.3% |
| 52070 | Sabula | $1,140 | +23.0% |
| 52071 | Saint Donatus | $1,120 | +20.8% |
| 52074 | Spragueville | $960 | +3.6% |
| 52075 | Springbrook | $1,020 | +10.0% |
| 52207 | Baldwin | $990 | +6.8% |
| 52309 | Monmouth | $990 | +6.8% |
Nearby counties
Two-bedroom FMR, with how each compares to Jackson.
Clinton County
18 mi · 46,268 people
$927
same rate
Dubuque County
29 mi · 99,030 people
$1,131
+22%
Jones County
32 mi · 20,896 people
$927
same rate
Scott County
37 mi · 174,608 people
$1,056
+14%
Cedar County
38 mi · 18,349 people
$969
+5%
Delaware County
49 mi · 17,558 people
$927
same rate
Muscatine County
53 mi · 42,559 people
$1,093
+18%
Linn County
56 mi · 230,004 people
$1,054
+14%
Questions people ask
$927 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $688 for a studio, $709 for one bedroom, $1,214 for three and $1,218 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Jackson actually go for?
HUD's number is one input. Search any address in Jackson for a rent estimate built from nearby comps. Free to start, no card.
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