HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Scott County, Iowa (FY 2027)
$1,056 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Scott County, and it's the baseline every voucher in Scott is measured against.
Two-bedroom FMR
$1,056
-7.6% from FY 2026
Payment standard
$950–$1,162
90% to 110% of the FMR, two-bedroom
Income to afford
$42,240
a year, with rent at 30% of income
Rank in Iowa
21st of 99
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $787 | $708–$866 | $31,480 | $15.13/hr | -3.7% |
| 1 bedroom | $852 | $767–$937 | $34,080 | $16.38/hr | -8.2% |
| 2 bedroom | $1,056 | $950–$1,162 | $42,240 | $20.31/hr | -7.6% |
| 3 bedroom | $1,396 | $1,256–$1,536 | $55,840 | $26.85/hr | -6.8% |
| 4 bedroom | $1,697 | $1,527–$1,867 | $67,880 | $32.63/hr | -6.7% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,952 | $1,757–$2,147 |
| 6 bedroom Estimate | $2,206 | $1,985–$2,427 |
| 7 bedroom Estimate | $2,461 | $2,215–$2,707 |
| 8 bedroom Estimate | $2,715 | $2,444–$2,987 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Scott actually rent for?
Search any address in Scott for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Scott somewhere between $950 and $1,162. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,056 a month is affordable, by HUD's 30% rule, on an income of roughly $42,240 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$950 | Voucher pays at 100%$1,056 | Voucher pays at 110%$1,162 |
|---|---|---|---|---|
| $2,500 | $750 | $200 | $306 | $412 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 8% from FY 2026 ($1,143) to FY 2027 ($1,056). Since FY 2020 it's up 36% in total, about 4.5% a year. The Iowa median moved up 1% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $524 | $615 | $778 | $1,028 | $1,169 | — |
| FY 2021 | $517 | $626 | $784 | $1,047 | $1,183 | +0.8% |
| FY 2022 | $535 | $650 | $805 | $1,070 | $1,209 | +2.7% |
| FY 2023 | $606 | $733 | $906 | $1,193 | $1,353 | +12.5% |
| FY 2024 | $646 | $773 | $953 | $1,247 | $1,437 | +5.2% |
| FY 2025 | $707 | $831 | $1,025 | $1,336 | $1,578 | +7.6% |
| FY 2026 | $817 | $928 | $1,143 | $1,498 | $1,819 | +11.5% |
| FY 2027In effect | $787 | $852 | $1,056 | $1,396 | $1,697 | -7.6% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Scott, that runs from $787 for a studio up to $1,697 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Scott in with 3 other counties in the Davenport-Moline-Rock Island metro, Rock Island County, Henry County, Mercer County among them, and every one of them gets $1,056 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Iowa's 99 counties, Scott ranks 21st for two-bedroom FMR. That's about 14% above the state median of $927 and within a couple percent of the national median county at $1,063. About 174,608 people live here, 3rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,030 in 52728 (Buffalo) and $1,580 in 52753 (Le Claire), with the 22 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 52722 | Bettendorf | $1,290 | +22.2% |
| 52726 | Blue Grass | $1,400 | +32.6% |
| 52728 | Buffalo | $1,030 | -2.5% |
| 52745 | Dixon | $1,030 | -2.5% |
| 52746 | Donahue | $1,280 | +21.2% |
| 52748 | Eldridge | $1,050 | -0.6% |
| 52753 | Le Claire | $1,580 | +49.6% |
| 52756 | Long Grove | $1,540 | +45.8% |
| 52758 | Mc Causland | $1,460 | +38.3% |
| 52765 | New Liberty | $1,510 | +43.0% |
| 52767 | Pleasant Valley | $1,250 | +18.4% |
| 52768 | Princeton | $1,190 | +12.7% |
| 52773 | Walcott | $1,030 | -2.5% |
| 52801 | Davenport | $1,100 | +4.2% |
| 52802 | Davenport | $1,130 | +7.0% |
| 52803 | Davenport | $1,030 | -2.5% |
| 52804 | Davenport | $1,060 | +0.4% |
| 52805 | Davenport | $1,100 | +4.2% |
| 52806 | Davenport | $1,120 | +6.1% |
| 52807 | Davenport | $1,050 | -0.6% |
| 52808 | Davenport | $1,100 | +4.2% |
| 52809 | Davenport | $1,100 | +4.2% |
Counties sharing the Davenport-Moline-Rock Island metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,056 two-bedroom figure as Scott.
Nearby counties
Two-bedroom FMR, with how each compares to Scott.
Clinton County
21 mi · 46,268 people
$927
-12%
Muscatine County
27 mi · 42,559 people
$1,093
+4%
Cedar County
29 mi · 18,349 people
$969
-8%
Jackson County
37 mi · 19,390 people
$927
-12%
Louisa County
42 mi · 10,678 people
$927
-12%
Jones County
43 mi · 20,896 people
$927
-12%
Johnson County
51 mi · 156,639 people
$1,180
+12%
Des Moines County
59 mi · 38,487 people
$1,104
+5%
Questions people ask
$1,056 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $787 for a studio, $852 for one bedroom, $1,396 for three and $1,697 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Scott actually go for?
HUD's number is one input. Search any address in Scott for a rent estimate built from nearby comps. Free to start, no card.
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