HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Jackson County, Indiana (FY 2026)
$1,059 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Jackson County, and it's the baseline every voucher in Jackson is measured against.
2 bedroom FMR
$1,059
FY 2026, utilities included
Payment standard range
$953 to $1,165
90% to 110% of FMR
Income to afford 2BR
$42,360
per year, at 30% of income
Rank in Indiana
40th of 92
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Jackson moves to $1,142. That's up 8%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Jackson actually rent for?
Search any address in Jackson for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $802 | $722 to $882 | $32,080 | $15.42/hr | +0.6% |
| 1 bedroom | $807 | $726 to $888 | $32,280 | $15.52/hr | +0.5% |
| 2 bedroom | $1,059 | $953 to $1,165 | $42,360 | $20.37/hr | +0.6% |
| 3 bedroom | $1,328 | $1,195 to $1,461 | $53,120 | $25.54/hr | +4.6% |
| 4 bedroom | $1,402 | $1,262 to $1,542 | $56,080 | $26.96/hr | +0.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,612 | $1,451 to $1,773 |
| 6 bedroom Estimate | $1,823 | $1,641 to $2,005 |
| 7 bedroom Estimate | $2,033 | $1,830 to $2,236 |
| 8 bedroom Estimate | $2,243 | $2,019 to $2,467 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Jackson, that runs from $802 for a studio up to $1,402 for four bedrooms, all five rates in the table above.
Because Jackson sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Brownstown included.
Among Indiana's 92 counties, Jackson ranks 40th for two-bedroom FMR. That's about 5% above the state median of $1,009 and about 4% above the national median county at $1,018. About 46,212 people live here, 31st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $960 in 47220 (Brownstown) and $1,100 in 47235 (Freetown), with the 8 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Jackson somewhere between $953 and $1,165. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,059 a month is affordable, by HUD's 30% rule, on an income of roughly $42,360 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($953) | HAP at 100% ($1,059) | HAP at 110% ($1,165) |
|---|---|---|---|---|
| $2,500 | $750 | $203 | $309 | $415 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 1% from FY 2025 ($1,053) to FY 2026 ($1,059). Since FY 2020 it's up 40% in total, about 5.7% a year. The Indiana median moved up 2% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $532 | $594 | $759 | $974 | $1,211 | — |
| FY 2021 | $559 | $614 | $799 | $994 | $1,204 | +5.3% |
| FY 2022 | $621 | $629 | $815 | $1,007 | $1,107 | +2.0% |
| FY 2023 | $714 | $723 | $952 | $1,159 | $1,279 | +16.8% |
| FY 2024 | $679 | $712 | $936 | $1,132 | $1,247 | -1.7% |
| FY 2025 | $797 | $803 | $1,053 | $1,269 | $1,396 | +12.5% |
| FY 2026 | $802 | $807 | $1,059 | $1,328 | $1,402 | +0.6% |
| FY 2027 | $867 | $873 | $1,142 | $1,445 | $1,507 | +7.8% |
Nearby counties
Jennings County
$96123 mi · pop 27,610
Scott County
$1,00923 mi · pop 24,403
Bartholomew County
$1,41524 mi · pop 82,371
Lawrence County
$95625 mi · pop 45,113
Brown County
$1,47326 mi · pop 15,513
Washington County
$98826 mi · pop 28,133
Monroe County
$1,21031 mi · pop 140,065
Orange County
$95633 mi · pop 19,768
Questions people ask
$1,059 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $802 for a studio, $807 for one bedroom, $1,328 for three and $1,402 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Jackson actually go for?
HUD's number is one input. Search any address in Jackson for a rent estimate built from nearby comps. 3 free searches, no card.
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