HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Brown County, Indiana (FY 2026)
A two-bedroom in Brown County carries a FY 2026 Fair Market Rent of $1,473 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Brown keys off that figure.
2 bedroom FMR
$1,473
FY 2026, utilities included
Payment standard range
$1,326 to $1,620
90% to 110% of FMR
Income to afford 2BR
$58,920
per year, at 30% of income
Rank in Indiana
2nd of 92
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Brown moves to $1,536. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Brown actually rent for?
Search any address in Brown for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,118 | $1,006 to $1,230 | $44,720 | $21.50/hr | +17.1% |
| 1 bedroom | $1,267 | $1,140 to $1,394 | $50,680 | $24.37/hr | +15.5% |
| 2 bedroom | $1,473 | $1,326 to $1,620 | $58,920 | $28.33/hr | +14.8% |
| 3 bedroom | $1,907 | $1,716 to $2,098 | $76,280 | $36.67/hr | +14.3% |
| 4 bedroom | $2,338 | $2,104 to $2,572 | $93,520 | $44.96/hr | +15.3% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,689 | $2,420 to $2,958 |
| 6 bedroom Estimate | $3,039 | $2,735 to $3,343 |
| 7 bedroom Estimate | $3,390 | $3,051 to $3,729 |
| 8 bedroom Estimate | $3,741 | $3,367 to $4,115 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Brown, that runs from $1,118 for a studio up to $2,338 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Brown in with 8 other counties in the Indianapolis-Carmel metro, Marion County, Hamilton County, Hendricks County among them, and every one of them gets $1,473 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Indiana's 92 counties, Brown ranks 2nd for two-bedroom FMR. That's about 46% above the state median of $1,009 and about 45% above the national median county at $1,018. About 15,513 people live here, 79th in the state.
Counties sharing the Indianapolis-Carmel metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,110 in 46160 (Morgantown) and $1,290 in 47448 (Nashville), with the 3 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Brown somewhere between $1,326 and $1,620. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,473 a month is affordable, by HUD's 30% rule, on an income of roughly $58,920 a year. Put another way, $28 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,326) | HAP at 100% ($1,473) | HAP at 110% ($1,620) |
|---|---|---|---|---|
| $2,500 | $750 | $576 | $723 | $870 |
| $4,000 | $1,200 | $126 | $273 | $420 |
Rate history
The two-bedroom rate went up 15% from FY 2025 ($1,283) to FY 2026 ($1,473). Since FY 2020 it's up 56% in total, about 7.7% a year. The Indiana median moved up 2% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $674 | $778 | $946 | $1,256 | $1,439 | — |
| FY 2021 | $678 | $781 | $946 | $1,248 | $1,455 | 0.0% |
| FY 2022 | $677 | $782 | $939 | $1,231 | $1,456 | -0.7% |
| FY 2023 | $771 | $897 | $1,065 | $1,397 | $1,671 | +13.4% |
| FY 2024 | $982 | $1,145 | $1,349 | $1,758 | $2,126 | +26.7% |
| FY 2025 | $955 | $1,097 | $1,283 | $1,669 | $2,028 | -4.9% |
| FY 2026 | $1,118 | $1,267 | $1,473 | $1,907 | $2,338 | +14.8% |
| FY 2027 | $1,187 | $1,336 | $1,536 | $1,991 | $2,425 | +4.3% |
Nearby counties
Monroe County
$1,21017 mi · pop 140,065
Johnson County
$1,47318 mi · pop 161,952
Bartholomew County
$1,41522 mi · pop 82,371
Morgan County
$1,47322 mi · pop 71,757
Jackson County
$1,05926 mi · pop 46,212
Owen County
$95631 mi · pop 21,361
Lawrence County
$95633 mi · pop 45,113
Shelby County
$1,47333 mi · pop 44,940
Questions people ask
$1,473 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,118 for a studio, $1,267 for one bedroom, $1,907 for three and $2,338 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Brown actually go for?
HUD's number is one input. Search any address in Brown for a rent estimate built from nearby comps. 3 free searches, no card.
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