HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Scott County, Indiana (FY 2026)
$1,009 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Scott County, and it's the baseline every voucher in Scott is measured against.
2 bedroom FMR
$1,009
FY 2026, utilities included
Payment standard range
$908 to $1,110
90% to 110% of FMR
Income to afford 2BR
$40,360
per year, at 30% of income
Rank in Indiana
46th of 92
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Scott moves to $1,047. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Scott actually rent for?
Search any address in Scott for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $723 | $651 to $795 | $28,920 | $13.90/hr | +4.3% |
| 1 bedroom | $769 | $692 to $846 | $30,760 | $14.79/hr | -0.1% |
| 2 bedroom | $1,009 | $908 to $1,110 | $40,360 | $19.40/hr | -0.1% |
| 3 bedroom | $1,348 | $1,213 to $1,483 | $53,920 | $25.92/hr | +1.3% |
| 4 bedroom | $1,353 | $1,218 to $1,488 | $54,120 | $26.02/hr | +1.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,556 | $1,400 to $1,712 |
| 6 bedroom Estimate | $1,759 | $1,583 to $1,935 |
| 7 bedroom Estimate | $1,962 | $1,766 to $2,158 |
| 8 bedroom Estimate | $2,165 | $1,949 to $2,382 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Scott, that runs from $723 for a studio up to $1,353 for four bedrooms, all five rates in the table above.
Because Scott sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Austin included.
Among Indiana's 92 counties, Scott ranks 46th for two-bedroom FMR. That's within a couple percent of the state median of $1,009 and within a couple percent of the national median county at $1,018. About 24,403 people live here, 64th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $960 in 47102 (Austin) and $1,430 in 47138 (Lexington), with the 3 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Scott somewhere between $908 and $1,110. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,009 a month is affordable, by HUD's 30% rule, on an income of roughly $40,360 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($908) | HAP at 100% ($1,009) | HAP at 110% ($1,110) |
|---|---|---|---|---|
| $2,500 | $750 | $158 | $259 | $360 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 0% from FY 2025 ($1,010) to FY 2026 ($1,009). Since FY 2020 it's up 26% in total, about 4.0% a year. The Indiana median moved up 2% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $564 | $607 | $799 | $1,025 | $1,134 | — |
| FY 2021 | $600 | $645 | $850 | $1,068 | $1,153 | +6.4% |
| FY 2022 | $573 | $624 | $821 | $1,015 | $1,113 | -3.4% |
| FY 2023 | $659 | $718 | $945 | $1,150 | $1,269 | +15.1% |
| FY 2024 | $652 | $732 | $962 | $1,203 | $1,281 | +1.8% |
| FY 2025 | $693 | $770 | $1,010 | $1,331 | $1,339 | +5.0% |
| FY 2026 | $723 | $769 | $1,009 | $1,348 | $1,353 | -0.1% |
| FY 2027 | $783 | $800 | $1,047 | $1,341 | $1,400 | +3.8% |
Nearby counties
Jefferson County
$97117 mi · pop 33,057
Clark County
$1,27218 mi · pop 121,484
Jennings County
$96120 mi · pop 27,610
Jackson County
$1,05923 mi · pop 46,212
Washington County
$98826 mi · pop 28,133
Floyd County
$1,27228 mi · pop 80,191
Bartholomew County
$1,41536 mi · pop 82,371
Harrison County
$1,27237 mi · pop 39,684
Questions people ask
$1,009 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $723 for a studio, $769 for one bedroom, $1,348 for three and $1,353 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Scott actually go for?
HUD's number is one input. Search any address in Scott for a rent estimate built from nearby comps. 3 free searches, no card.
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