HUD Fair Market Rent · FY 2026 · Effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Dade County, Georgia (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Dade County is $1,390 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,390
-2.5% from FY 2025
Payment standard
$1,251–$1,529
90% to 110% of the FMR, two-bedroom
Income to afford
$55,600
a year, with rent at 30% of income
Rank in Georgia
32nd of 159
by two-bedroom FMR, highest first
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Dade moves to $1,340. That's down 4%. The full FY 2027 table is in the history section below.
FY 2026 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,211 | $1,090–$1,332 | $48,440 | $23.29/hr | -1.6% |
| 1 bedroom | $1,263 | $1,137–$1,389 | $50,520 | $24.29/hr | -1.6% |
| 2 bedroom | $1,390 | $1,251–$1,529 | $55,600 | $26.73/hr | -2.5% |
| 3 bedroom | $1,734 | $1,561–$1,907 | $69,360 | $33.35/hr | -3.5% |
| 4 bedroom | $1,853 | $1,668–$2,038 | $74,120 | $35.63/hr | -4.6% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,131 | $1,918–$2,344 |
| 6 bedroom Estimate | $2,409 | $2,168–$2,650 |
| 7 bedroom Estimate | $2,687 | $2,418–$2,956 |
| 8 bedroom Estimate | $2,965 | $2,669–$3,262 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Dade actually rent for?
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Dade somewhere between $1,251 and $1,529. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,390 a month is affordable, by HUD's 30% rule, on an income of roughly $55,600 a year. Put another way, $27 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,251 | Voucher pays at 100%$1,390 | Voucher pays at 110%$1,529 |
|---|---|---|---|---|
| $2,500 | $750 | $501 | $640 | $779 |
| $4,000 | $1,200 | $51 | $190 | $329 |
Rate history
The two-bedroom rate went down 3% from FY 2025 ($1,426) to FY 2026 ($1,390). Since FY 2020 it's up 67% in total, about 8.9% a year. The Georgia median moved up 9% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $599 | $686 | $832 | $1,081 | $1,305 | — |
| FY 2021 | $636 | $694 | $838 | $1,092 | $1,306 | +0.7% |
| FY 2022 | $721 | $742 | $883 | $1,148 | $1,380 | +5.4% |
| FY 2023 | $910 | $919 | $1,067 | $1,372 | $1,619 | +20.8% |
| FY 2024 | $1,068 | $1,085 | $1,232 | $1,569 | $1,784 | +15.5% |
| FY 2025 | $1,231 | $1,284 | $1,426 | $1,796 | $1,942 | +15.7% |
| FY 2026In effect | $1,211 | $1,263 | $1,390 | $1,734 | $1,853 | -2.5% |
| FY 2027From Oct 1, 2026 | $1,181 | $1,231 | $1,340 | $1,657 | $1,761 | -3.6% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Dade, that runs from $1,211 for a studio up to $1,853 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Dade in with 5 other counties in the Chattanooga metro, Hamilton County, Walker County, Catoosa County among them, and every one of them gets $1,390 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Georgia's 159 counties, Dade ranks 32nd for two-bedroom FMR. That's about 29% above the state median of $1,074 and about 37% above the national median county at $1,018. About 16,239 people live here, 105th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,130 in 30752 (Trenton) and $1,200 in 30757 (Wildwood), with the 3 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
Counties sharing the Chattanooga metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,390 two-bedroom figure as Dade.
Nearby counties
Two-bedroom FMR, with how each compares to Dade.
Walker County
10 mi · 68,065 people
$1,390
same rate
Catoosa County
17 mi · 68,052 people
$1,390
same rate
Chattooga County
28 mi · 24,902 people
$973
-30%
Whitfield County
35 mi · 103,033 people
$1,121
-19%
Murray County
42 mi · 40,063 people
$1,009
-27%
Gordon County
44 mi · 57,785 people
$1,011
-27%
Floyd County
46 mi · 98,541 people
$1,192
-14%
Bartow County
59 mi · 109,410 people
$1,820
+31%
Questions people ask
$1,390 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,211 for a studio, $1,263 for one bedroom, $1,734 for three and $1,853 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Dade actually go for?
HUD's number is one input. Search any address in Dade for a rent estimate built from nearby comps. 3 free searches, no card.
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