HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Dade County, Georgia (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Dade County is $1,390 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,390
FY 2026, utilities included
Payment standard range
$1,251 to $1,529
90% to 110% of FMR
Income to afford 2BR
$55,600
per year, at 30% of income
Rank in Georgia
32nd of 159
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Dade moves to $1,340. That's down 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Dade actually rent for?
Search any address in Dade for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,211 | $1,090 to $1,332 | $48,440 | $23.29/hr | -1.6% |
| 1 bedroom | $1,263 | $1,137 to $1,389 | $50,520 | $24.29/hr | -1.6% |
| 2 bedroom | $1,390 | $1,251 to $1,529 | $55,600 | $26.73/hr | -2.5% |
| 3 bedroom | $1,734 | $1,561 to $1,907 | $69,360 | $33.35/hr | -3.5% |
| 4 bedroom | $1,853 | $1,668 to $2,038 | $74,120 | $35.63/hr | -4.6% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,131 | $1,918 to $2,344 |
| 6 bedroom Estimate | $2,409 | $2,168 to $2,650 |
| 7 bedroom Estimate | $2,687 | $2,418 to $2,956 |
| 8 bedroom Estimate | $2,965 | $2,669 to $3,262 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Dade, that runs from $1,211 for a studio up to $1,853 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Dade in with 5 other counties in the Chattanooga metro, Hamilton County, Walker County, Catoosa County among them, and every one of them gets $1,390 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Georgia's 159 counties, Dade ranks 32nd for two-bedroom FMR. That's about 29% above the state median of $1,074 and about 37% above the national median county at $1,018. About 16,239 people live here, 105th in the state.
Counties sharing the Chattanooga metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,130 in 30752 (Trenton) and $1,200 in 30757 (Wildwood), with the 3 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Dade somewhere between $1,251 and $1,529. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,390 a month is affordable, by HUD's 30% rule, on an income of roughly $55,600 a year. Put another way, $27 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,251) | HAP at 100% ($1,390) | HAP at 110% ($1,529) |
|---|---|---|---|---|
| $2,500 | $750 | $501 | $640 | $779 |
| $4,000 | $1,200 | $51 | $190 | $329 |
Rate history
The two-bedroom rate went down 3% from FY 2025 ($1,426) to FY 2026 ($1,390). Since FY 2020 it's up 67% in total, about 8.9% a year. The Georgia median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $599 | $686 | $832 | $1,081 | $1,305 | — |
| FY 2021 | $636 | $694 | $838 | $1,092 | $1,306 | +0.7% |
| FY 2022 | $721 | $742 | $883 | $1,148 | $1,380 | +5.4% |
| FY 2023 | $910 | $919 | $1,067 | $1,372 | $1,619 | +20.8% |
| FY 2024 | $1,068 | $1,085 | $1,232 | $1,569 | $1,784 | +15.5% |
| FY 2025 | $1,231 | $1,284 | $1,426 | $1,796 | $1,942 | +15.7% |
| FY 2026 | $1,211 | $1,263 | $1,390 | $1,734 | $1,853 | -2.5% |
| FY 2027 | $1,181 | $1,231 | $1,340 | $1,657 | $1,761 | -3.6% |
Nearby counties
Walker County
$1,39010 mi · pop 68,065
Catoosa County
$1,39017 mi · pop 68,052
Chattooga County
$97328 mi · pop 24,902
Whitfield County
$1,12135 mi · pop 103,033
Murray County
$1,00942 mi · pop 40,063
Gordon County
$1,01144 mi · pop 57,785
Floyd County
$1,19246 mi · pop 98,541
Bartow County
$1,82059 mi · pop 109,410
Questions people ask
$1,390 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,211 for a studio, $1,263 for one bedroom, $1,734 for three and $1,853 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Dade actually go for?
HUD's number is one input. Search any address in Dade for a rent estimate built from nearby comps. 3 free searches, no card.
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