HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Murray County, Georgia (FY 2026)
A two-bedroom in Murray County carries a FY 2026 Fair Market Rent of $1,009 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Murray keys off that figure.
2 bedroom FMR
$1,009
FY 2026, utilities included
Payment standard range
$908 to $1,110
90% to 110% of FMR
Income to afford 2BR
$40,360
per year, at 30% of income
Rank in Georgia
93rd of 159
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Murray moves to $1,006. That's unchanged. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Murray actually rent for?
Search any address in Murray for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $726 | $653 to $799 | $29,040 | $13.96/hr | +7.4% |
| 1 bedroom | $827 | $744 to $910 | $33,080 | $15.90/hr | +2.2% |
| 2 bedroom | $1,009 | $908 to $1,110 | $40,360 | $19.40/hr | +3.5% |
| 3 bedroom | $1,403 | $1,263 to $1,543 | $56,120 | $26.98/hr | +2.7% |
| 4 bedroom | $1,687 | $1,518 to $1,856 | $67,480 | $32.44/hr | +15.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,940 | $1,746 to $2,134 |
| 6 bedroom Estimate | $2,193 | $1,974 to $2,412 |
| 7 bedroom Estimate | $2,446 | $2,201 to $2,691 |
| 8 bedroom Estimate | $2,699 | $2,429 to $2,969 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Murray, that runs from $726 for a studio up to $1,687 for four bedrooms, all five rates in the table above.
Murray is its own HUD metro area (Murray County, GA), so the rate here is set from rents inside the county rather than a wider region.
Among Georgia's 159 counties, Murray ranks 93rd for two-bedroom FMR. That's about 6% below the state median of $1,074 and within a couple percent of the national median county at $1,018. About 40,063 people live here, 52nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 30711 (Crandall) and $1,000 in 30705 (Chatsworth), with the 5 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Murray somewhere between $908 and $1,110. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,009 a month is affordable, by HUD's 30% rule, on an income of roughly $40,360 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($908) | HAP at 100% ($1,009) | HAP at 110% ($1,110) |
|---|---|---|---|---|
| $2,500 | $750 | $158 | $259 | $360 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 3% from FY 2025 ($975) to FY 2026 ($1,009). Since FY 2020 it's up 45% in total, about 6.4% a year. The Georgia median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $528 | $533 | $694 | $889 | $969 | — |
| FY 2021 | $519 | $555 | $732 | $937 | $1,022 | +5.5% |
| FY 2022 | $539 | $587 | $773 | $1,012 | $1,182 | +5.6% |
| FY 2023 | $561 | $614 | $808 | $1,088 | $1,344 | +4.5% |
| FY 2024 | $614 | $700 | $885 | $1,236 | $1,269 | +9.5% |
| FY 2025 | $676 | $809 | $975 | $1,366 | $1,465 | +10.2% |
| FY 2026 | $726 | $827 | $1,009 | $1,403 | $1,687 | +3.5% |
| FY 2027 | $779 | $784 | $1,006 | $1,385 | $1,681 | -0.3% |
Nearby counties
Questions people ask
$1,009 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $726 for a studio, $827 for one bedroom, $1,403 for three and $1,687 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Murray actually go for?
HUD's number is one input. Search any address in Murray for a rent estimate built from nearby comps. 3 free searches, no card.
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