HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Citrus County, Florida (FY 2026)
$1,225 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Citrus County, and it's the baseline every voucher in Citrus is measured against.
2 bedroom FMR
$1,225
FY 2026, utilities included
Payment standard range
$1,103 to $1,348
90% to 110% of FMR
Income to afford 2BR
$49,000
per year, at 30% of income
Rank in Florida
49th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Citrus moves to $1,194. That's down 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Citrus actually rent for?
Search any address in Citrus for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $981 | $883 to $1,079 | $39,240 | $18.87/hr | +3.8% |
| 1 bedroom | $988 | $889 to $1,087 | $39,520 | $19.00/hr | +3.9% |
| 2 bedroom | $1,225 | $1,103 to $1,348 | $49,000 | $23.56/hr | +2.3% |
| 3 bedroom | $1,704 | $1,534 to $1,874 | $68,160 | $32.77/hr | +1.5% |
| 4 bedroom | $2,016 | $1,814 to $2,218 | $80,640 | $38.77/hr | +0.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,318 | $2,086 to $2,550 |
| 6 bedroom Estimate | $2,621 | $2,359 to $2,883 |
| 7 bedroom Estimate | $2,923 | $2,631 to $3,215 |
| 8 bedroom Estimate | $3,226 | $2,903 to $3,549 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Citrus, that runs from $981 for a studio up to $2,016 for four bedrooms, all five rates in the table above.
Citrus is its own HUD metro area (Homosassa Springs, FL), so the rate here is set from rents inside the county rather than a wider region.
Among Florida's 67 counties, Citrus ranks 49th for two-bedroom FMR. That's about 17% below the state median of $1,471 and about 20% above the national median county at $1,018. About 155,173 people live here, 33rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,080 in 34428 (Crystal River) and $1,510 in 34433 (Dunnellon), with the 21 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 34423 | Crystal River | $1,230 | +0.4% |
| 34428 | Crystal River | $1,080 | -11.8% |
| 34429 | Crystal River | $1,240 | +1.2% |
| 34433 | Dunnellon | $1,510 | +23.3% |
| 34434 | Dunnellon | $1,430 | +16.7% |
| 34436 | Floral City | $1,080 | -11.8% |
| 34441 | Hernando | $1,230 | +0.4% |
| 34442 | Hernando | $1,100 | -10.2% |
| 34445 | Holder | $1,380 | +12.7% |
| 34446 | Homosassa | $1,240 | +1.2% |
| 34447 | Homosassa Springs | $1,230 | +0.4% |
| 34448 | Homosassa | $1,080 | -11.8% |
| 34450 | Inverness | $1,140 | -6.9% |
| 34451 | Inverness | $1,230 | +0.4% |
| 34452 | Inverness | $1,330 | +8.6% |
| 34453 | Inverness | $1,190 | -2.9% |
| 34460 | Lecanto | $1,230 | +0.4% |
| 34461 | Lecanto | $1,220 | -0.4% |
| 34464 | Beverly Hills | $1,230 | +0.4% |
| 34465 | Beverly Hills | $1,330 | +8.6% |
| 34487 | Homosassa | $1,230 | +0.4% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Citrus somewhere between $1,103 and $1,348. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,225 a month is affordable, by HUD's 30% rule, on an income of roughly $49,000 a year. Put another way, $24 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,103) | HAP at 100% ($1,225) | HAP at 110% ($1,348) |
|---|---|---|---|---|
| $2,500 | $750 | $353 | $475 | $598 |
| $4,000 | $1,200 | $0 | $25 | $148 |
Rate history
The two-bedroom rate went up 2% from FY 2025 ($1,198) to FY 2026 ($1,225). Since FY 2020 it's up 43% in total, about 6.2% a year. The Florida median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $644 | $648 | $854 | $1,218 | $1,499 | — |
| FY 2021 | $659 | $679 | $895 | $1,279 | $1,550 | +4.8% |
| FY 2022 | $695 | $717 | $943 | $1,316 | $1,614 | +5.4% |
| FY 2023 | $721 | $735 | $967 | $1,338 | $1,647 | +2.5% |
| FY 2024 | $848 | $853 | $1,116 | $1,554 | $1,894 | +15.4% |
| FY 2025 | $945 | $951 | $1,198 | $1,679 | $2,012 | +7.3% |
| FY 2026 | $981 | $988 | $1,225 | $1,704 | $2,016 | +2.3% |
| FY 2027 | $985 | $988 | $1,194 | $1,653 | $1,993 | -2.5% |
Nearby counties
Hernando County
$1,97723 mi · pop 196,621
Sumter County
$1,32826 mi · pop 131,832
Marion County
$1,37331 mi · pop 378,225
Levy County
$97433 mi · pop 43,268
Pasco County
$1,97741 mi · pop 569,211
Lake County
$1,97244 mi · pop 386,829
Alachua County
$1,49356 mi · pop 279,729
Gilchrist County
$1,49361 mi · pop 18,070
Questions people ask
$1,225 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $981 for a studio, $988 for one bedroom, $1,704 for three and $2,016 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Citrus actually go for?
HUD's number is one input. Search any address in Citrus for a rent estimate built from nearby comps. 3 free searches, no card.
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