HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Gilchrist County, Florida (FY 2026)
$1,493 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Gilchrist County, and it's the baseline every voucher in Gilchrist is measured against.
2 bedroom FMR
$1,493
FY 2026, utilities included
Payment standard range
$1,344 to $1,642
90% to 110% of FMR
Income to afford 2BR
$59,720
per year, at 30% of income
Rank in Florida
32nd of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Gilchrist moves to $1,471. That's down 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Gilchrist actually rent for?
Search any address in Gilchrist for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,154 | $1,039 to $1,269 | $46,160 | $22.19/hr | -1.9% |
| 1 bedroom | $1,246 | $1,121 to $1,371 | $49,840 | $23.96/hr | -4.7% |
| 2 bedroom | $1,493 | $1,344 to $1,642 | $59,720 | $28.71/hr | -5.7% |
| 3 bedroom | $1,868 | $1,681 to $2,055 | $74,720 | $35.92/hr | -7.3% |
| 4 bedroom | $1,977 | $1,779 to $2,175 | $79,080 | $38.02/hr | -5.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,274 | $2,047 to $2,501 |
| 6 bedroom Estimate | $2,570 | $2,313 to $2,827 |
| 7 bedroom Estimate | $2,867 | $2,580 to $3,154 |
| 8 bedroom Estimate | $3,163 | $2,847 to $3,479 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Gilchrist, that runs from $1,154 for a studio up to $1,977 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Gilchrist in with one other county in the Gainesville metro, Alachua County among them, and every one of them gets $1,493 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Florida's 67 counties, Gilchrist ranks 32nd for two-bedroom FMR. That's within a couple percent of the state median of $1,471 and about 47% above the national median county at $1,018. About 18,070 people live here, 56th in the state.
Counties sharing the Gainesville metro rate
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the 2 ZIP codes it covers in Gilchrist, the two-bedroom rate is $1,430 across the board, so there's no ZIP-level story here.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Gilchrist somewhere between $1,344 and $1,642. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,493 a month is affordable, by HUD's 30% rule, on an income of roughly $59,720 a year. Put another way, $29 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,344) | HAP at 100% ($1,493) | HAP at 110% ($1,642) |
|---|---|---|---|---|
| $2,500 | $750 | $594 | $743 | $892 |
| $4,000 | $1,200 | $144 | $293 | $442 |
Rate history
The two-bedroom rate went down 6% from FY 2025 ($1,583) to FY 2026 ($1,493). Since FY 2020 it's up 54% in total, about 7.4% a year. The Florida median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $721 | $795 | $971 | $1,267 | $1,315 | — |
| FY 2021 | $805 | $897 | $1,083 | $1,415 | $1,469 | +11.5% |
| FY 2022 | $784 | $864 | $1,038 | $1,369 | $1,408 | -4.2% |
| FY 2023 | $854 | $943 | $1,134 | $1,507 | $1,523 | +9.2% |
| FY 2024 | $1,053 | $1,162 | $1,397 | $1,832 | $1,861 | +23.2% |
| FY 2025 | $1,176 | $1,308 | $1,583 | $2,016 | $2,099 | +13.3% |
| FY 2026 | $1,154 | $1,246 | $1,493 | $1,868 | $1,977 | -5.7% |
| FY 2027 | $1,197 | $1,241 | $1,471 | $1,806 | $1,933 | -1.5% |
Nearby counties
Dixie County
$1,15622 mi · pop 16,737
Levy County
$97429 mi · pop 43,268
Alachua County
$1,49330 mi · pop 279,729
Suwannee County
$1,11030 mi · pop 43,881
Columbia County
$1,31832 mi · pop 69,832
Lafayette County
$1,32337 mi · pop 8,107
Union County
$1,13239 mi · pop 15,524
Bradford County
$1,12045 mi · pop 27,816
Questions people ask
$1,493 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,154 for a studio, $1,246 for one bedroom, $1,868 for three and $1,977 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Gilchrist actually go for?
HUD's number is one input. Search any address in Gilchrist for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.