HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Hernando County, Florida (FY 2026)
$1,977 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Hernando County, and it's the baseline every voucher in Hernando is measured against.
2 bedroom FMR
$1,977
FY 2026, utilities included
Payment standard range
$1,779 to $2,175
90% to 110% of FMR
Income to afford 2BR
$79,080
per year, at 30% of income
Rank in Florida
6th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Hernando moves to $1,917. That's down 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Hernando actually rent for?
Search any address in Hernando for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,593 | $1,434 to $1,752 | $63,720 | $30.63/hr | +1.7% |
| 1 bedroom | $1,696 | $1,526 to $1,866 | $67,840 | $32.62/hr | +0.6% |
| 2 bedroom | $1,977 | $1,779 to $2,175 | $79,080 | $38.02/hr | -0.1% |
| 3 bedroom | $2,527 | $2,274 to $2,780 | $101,080 | $48.60/hr | -0.2% |
| 4 bedroom | $3,077 | $2,769 to $3,385 | $123,080 | $59.17/hr | -0.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,539 | $3,185 to $3,893 |
| 6 bedroom Estimate | $4,000 | $3,600 to $4,400 |
| 7 bedroom Estimate | $4,462 | $4,016 to $4,908 |
| 8 bedroom Estimate | $4,923 | $4,431 to $5,415 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Hernando, that runs from $1,593 for a studio up to $3,077 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Hernando in with 3 other counties in the Tampa-St. Petersburg-Clearwater metro, Hillsborough County, Pinellas County, Pasco County among them, and every one of them gets $1,977 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Florida's 67 counties, Hernando ranks 6th for two-bedroom FMR. That's about 34% above the state median of $1,471 and about 94% above the national median county at $1,018. About 196,621 people live here, 27th in the state.
Counties sharing the Tampa-St. Petersburg-Clearwater metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,390 in 34661 (Nobleton) and $2,020 in 34609 (Spring Hill), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 34601 | Brooksville | $1,460 | -26.2% |
| 34602 | Brooksville | $1,640 | -17.0% |
| 34603 | Brooksville | $1,650 | -16.5% |
| 34604 | Brooksville | $1,580 | -20.1% |
| 34605 | Brooksville | $1,650 | -16.5% |
| 34606 | Spring Hill | $1,610 | -18.6% |
| 34607 | Spring Hill | $1,710 | -13.5% |
| 34608 | Spring Hill | $1,680 | -15.0% |
| 34609 | Spring Hill | $2,020 | +2.2% |
| 34611 | Spring Hill | $1,650 | -16.5% |
| 34613 | Brooksville | $1,610 | -18.6% |
| 34614 | Brooksville | $1,490 | -24.6% |
| 34636 | Istachatta | $1,650 | -16.5% |
| 34661 | Nobleton | $1,390 | -29.7% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Hernando somewhere between $1,779 and $2,175. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,977 a month is affordable, by HUD's 30% rule, on an income of roughly $79,080 a year. Put another way, $38 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,779) | HAP at 100% ($1,977) | HAP at 110% ($2,175) |
|---|---|---|---|---|
| $2,500 | $750 | $1,029 | $1,227 | $1,425 |
| $4,000 | $1,200 | $579 | $777 | $975 |
Rate history
The two-bedroom rate went down 0% from FY 2025 ($1,978) to FY 2026 ($1,977). Since FY 2020 it's up 64% in total, about 8.6% a year. The Florida median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $935 | $981 | $1,206 | $1,575 | $1,925 | — |
| FY 2021 | $989 | $1,040 | $1,271 | $1,651 | $2,028 | +5.4% |
| FY 2022 | $1,044 | $1,110 | $1,347 | $1,732 | $2,133 | +6.0% |
| FY 2023 | $1,291 | $1,381 | $1,659 | $2,123 | $2,603 | +23.2% |
| FY 2024 | $1,449 | $1,562 | $1,851 | $2,367 | $2,888 | +11.6% |
| FY 2025 | $1,566 | $1,686 | $1,978 | $2,533 | $3,082 | +6.9% |
| FY 2026 | $1,593 | $1,696 | $1,977 | $2,527 | $3,077 | -0.1% |
| FY 2027 | $1,597 | $1,648 | $1,917 | $2,448 | $2,977 | -3.0% |
Nearby counties
Pasco County
$1,97719 mi · pop 569,211
Citrus County
$1,22523 mi · pop 155,173
Sumter County
$1,32829 mi · pop 131,832
Hillsborough County
$1,97742 mi · pop 1,468,560
Lake County
$1,97245 mi · pop 386,829
Pinellas County
$1,97748 mi · pop 959,918
Marion County
$1,37349 mi · pop 378,225
Levy County
$97455 mi · pop 43,268
Questions people ask
$1,977 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,593 for a studio, $1,696 for one bedroom, $2,527 for three and $3,077 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Hernando actually go for?
HUD's number is one input. Search any address in Hernando for a rent estimate built from nearby comps. 3 free searches, no card.
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