HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Hernando County, Florida (FY 2027)
$1,917 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Hernando County, and it's the baseline every voucher in Hernando is measured against.
Two-bedroom FMR
$1,917
-3.0% from FY 2026
Payment standard
$1,725–$2,109
90% to 110% of the FMR, two-bedroom
Income to afford
$76,680
a year, with rent at 30% of income
Rank in Florida
14th of 67
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,597 | $1,437–$1,757 | $63,880 | $30.71/hr | +0.3% |
| 1 bedroom | $1,648 | $1,483–$1,813 | $65,920 | $31.69/hr | -2.8% |
| 2 bedroom | $1,917 | $1,725–$2,109 | $76,680 | $36.87/hr | -3.0% |
| 3 bedroom | $2,448 | $2,203–$2,693 | $97,920 | $47.08/hr | -3.1% |
| 4 bedroom | $2,977 | $2,679–$3,275 | $119,080 | $57.25/hr | -3.2% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,424 | $3,082–$3,766 |
| 6 bedroom Estimate | $3,870 | $3,483–$4,257 |
| 7 bedroom Estimate | $4,317 | $3,885–$4,749 |
| 8 bedroom Estimate | $4,763 | $4,287–$5,239 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Hernando actually rent for?
Search any address in Hernando for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Hernando somewhere between $1,725 and $2,109. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,917 a month is affordable, by HUD's 30% rule, on an income of roughly $76,680 a year. Put another way, $37 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,725 | Voucher pays at 100%$1,917 | Voucher pays at 110%$2,109 |
|---|---|---|---|---|
| $2,500 | $750 | $975 | $1,167 | $1,359 |
| $4,000 | $1,200 | $525 | $717 | $909 |
Rate history
The two-bedroom rate went down 3% from FY 2026 ($1,977) to FY 2027 ($1,917). Since FY 2020 it's up 59% in total, about 6.8% a year. The Florida median held flat over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $935 | $981 | $1,206 | $1,575 | $1,925 | — |
| FY 2021 | $989 | $1,040 | $1,271 | $1,651 | $2,028 | +5.4% |
| FY 2022 | $1,044 | $1,110 | $1,347 | $1,732 | $2,133 | +6.0% |
| FY 2023 | $1,291 | $1,381 | $1,659 | $2,123 | $2,603 | +23.2% |
| FY 2024 | $1,449 | $1,562 | $1,851 | $2,367 | $2,888 | +11.6% |
| FY 2025 | $1,566 | $1,686 | $1,978 | $2,533 | $3,082 | +6.9% |
| FY 2026 | $1,593 | $1,696 | $1,977 | $2,527 | $3,077 | -0.1% |
| FY 2027In effect | $1,597 | $1,648 | $1,917 | $2,448 | $2,977 | -3.0% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Hernando, that runs from $1,597 for a studio up to $2,977 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Hernando in with 3 other counties in the Tampa-St. Petersburg-Clearwater metro, Hillsborough County, Pinellas County, Pasco County among them, and every one of them gets $1,917 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Florida's 67 counties, Hernando ranks 14th for two-bedroom FMR. That's about 30% above the state median of $1,474 and about 80% above the national median county at $1,063. About 207,018 people live here, 27th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,330 in 34661 (Nobleton) and $1,980 in 34609 (Spring Hill), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 34601 | Brooksville | $1,410 | -26.4% |
| 34602 | Brooksville | $1,580 | -17.6% |
| 34603 | Brooksville | $1,570 | -18.1% |
| 34604 | Brooksville | $1,510 | -21.2% |
| 34605 | Brooksville | $1,570 | -18.1% |
| 34606 | Spring Hill | $1,530 | -20.2% |
| 34607 | Spring Hill | $1,620 | -15.5% |
| 34608 | Spring Hill | $1,580 | -17.6% |
| 34609 | Spring Hill | $1,980 | +3.3% |
| 34611 | Spring Hill | $1,570 | -18.1% |
| 34613 | Brooksville | $1,460 | -23.8% |
| 34614 | Brooksville | $1,400 | -27.0% |
| 34636 | Istachatta | $1,570 | -18.1% |
| 34661 | Nobleton | $1,330 | -30.6% |
Counties sharing the Tampa-St. Petersburg-Clearwater metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,917 two-bedroom figure as Hernando.
Nearby counties
Two-bedroom FMR, with how each compares to Hernando.
Pasco County
19 mi · 611,444 people
$1,917
same rate
Citrus County
23 mi · 162,472 people
$1,194
-38%
Sumter County
29 mi · 143,408 people
$1,324
-31%
Hillsborough County
42 mi · 1,522,748 people
$1,917
same rate
Lake County
45 mi · 412,924 people
$1,959
+2%
Pinellas County
48 mi · 963,481 people
$1,917
same rate
Marion County
49 mi · 400,078 people
$1,394
-27%
Levy County
55 mi · 45,391 people
$954
-50%
Questions people ask
$1,917 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,597 for a studio, $1,648 for one bedroom, $2,448 for three and $2,977 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Hernando actually go for?
HUD's number is one input. Search any address in Hernando for a rent estimate built from nearby comps. Free to start, no card.
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