HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Cochise County, Arizona (FY 2027)
A two-bedroom in Cochise County carries a FY 2027 Fair Market Rent of $1,153 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Cochise keys off that figure.
Two-bedroom FMR
$1,153
-8.3% from FY 2026
Payment standard
$1,038–$1,268
90% to 110% of the FMR, two-bedroom
Income to afford
$46,120
a year, with rent at 30% of income
Rank in Arizona
11th of 15
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $836 | $752–$920 | $33,440 | $16.08/hr | -5.7% |
| 1 bedroom | $1,000 | $900–$1,100 | $40,000 | $19.23/hr | -10.0% |
| 2 bedroom | $1,153 | $1,038–$1,268 | $46,120 | $22.17/hr | -8.3% |
| 3 bedroom | $1,597 | $1,437–$1,757 | $63,880 | $30.71/hr | -8.6% |
| 4 bedroom | $1,927 | $1,734–$2,120 | $77,080 | $37.06/hr | -8.6% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,216 | $1,994–$2,438 |
| 6 bedroom Estimate | $2,505 | $2,255–$2,756 |
| 7 bedroom Estimate | $2,794 | $2,515–$3,073 |
| 8 bedroom Estimate | $3,083 | $2,775–$3,391 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Cochise actually rent for?
Search any address in Cochise for a rent estimate built from nearby comps, with the HUD figure right next to it.
No card needed
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Cochise somewhere between $1,038 and $1,268. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,153 a month is affordable, by HUD's 30% rule, on an income of roughly $46,120 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,038 | Voucher pays at 100%$1,153 | Voucher pays at 110%$1,268 |
|---|---|---|---|---|
| $2,500 | $750 | $288 | $403 | $518 |
| $4,000 | $1,200 | $0 | $0 | $68 |
Rate history
The two-bedroom rate went down 8% from FY 2026 ($1,257) to FY 2027 ($1,153). Since FY 2020 it's up 35% in total, about 4.3% a year. The Arizona median moved down 9% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $654 | $658 | $857 | $1,236 | $1,505 | — |
| FY 2021 | $663 | $667 | $874 | $1,251 | $1,513 | +2.0% |
| FY 2022 | $686 | $690 | $907 | $1,288 | $1,552 | +3.8% |
| FY 2023 | $727 | $775 | $964 | $1,370 | $1,642 | +6.3% |
| FY 2024 | $770 | $913 | $1,067 | $1,504 | $1,811 | +10.7% |
| FY 2025 | $854 | $1,085 | $1,201 | $1,683 | $2,017 | +12.6% |
| FY 2026 | $887 | $1,111 | $1,257 | $1,748 | $2,109 | +4.7% |
| FY 2027In effect | $836 | $1,000 | $1,153 | $1,597 | $1,927 | -8.3% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Cochise, that runs from $836 for a studio up to $1,927 for four bedrooms, all five rates in the table above.
Cochise is its own HUD metro area (Sierra Vista-Douglas, AZ), so the rate here is set from rents inside the county rather than a wider region.
Among Arizona's 15 counties, Cochise ranks 11th for two-bedroom FMR. That's about 7% below the state median of $1,244 and about 8% above the national median county at $1,063. About 125,566 people live here, 8th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,140 in 85603 (Bisbee) and $1,670 in 85613 (Fort Huachuca), with the 23 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 85602 | Benson | $1,380 | +19.7% |
| 85603 | Bisbee | $1,140 | -1.1% |
| 85605 | Bowie | $1,140 | -1.1% |
| 85606 | Cochise | $1,140 | -1.1% |
| 85607 | Douglas | $1,140 | -1.1% |
| 85608 | Douglas | $1,140 | -1.1% |
| 85609 | Dragoon | $1,140 | -1.1% |
| 85610 | Elfrida | $1,140 | -1.1% |
| 85613 | Fort Huachuca | $1,670 | +44.8% |
| 85615 | Hereford | $1,550 | +34.4% |
| 85616 | Huachuca City | $1,140 | -1.1% |
| 85617 | Mc Neal | $1,140 | -1.1% |
| 85620 | Naco | $1,140 | -1.1% |
| 85625 | Pearce | $1,140 | -1.1% |
| 85626 | Pirtleville | $1,140 | -1.1% |
| 85627 | Pomerene | $1,140 | -1.1% |
| 85630 | Saint David | $1,140 | -1.1% |
| 85632 | San Simon | $1,140 | -1.1% |
| 85635 | Sierra Vista | $1,160 | +0.6% |
| 85636 | Sierra Vista | $1,150 | -0.3% |
| 85638 | Tombstone | $1,140 | -1.1% |
| 85643 | Willcox | $1,140 | -1.1% |
| 85644 | Willcox | $1,153County rate | — |
| 85650 | Sierra Vista | $1,410 | +22.3% |
| 85655 | Douglas | $1,153County rate | — |
| 85670 | Fort Huachuca | $1,153County rate | — |
| 85671 | Sierra Vista | $1,153County rate | — |
Nearby counties
Two-bedroom FMR, with how each compares to Cochise.
Santa Cruz County
58 mi · 48,926 people
$1,041
-10%
Pima County
73 mi · 1,060,490 people
$1,405
+22%
Graham County
81 mi · 39,232 people
$1,159
+1%
Greenlee County
108 mi · 9,409 people
$1,043
-10%
Pinal County
124 mi · 469,006 people
$1,734
+50%
Gila County
143 mi · 53,795 people
$1,380
+20%
Maricopa County
174 mi · 4,559,748 people
$1,734
+50%
Navajo County
224 mi · 108,415 people
$1,264
+10%
Questions people ask
$1,153 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $836 for a studio, $1,000 for one bedroom, $1,597 for three and $1,927 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Cochise actually go for?
HUD's number is one input. Search any address in Cochise for a rent estimate built from nearby comps. Free to start, no card.
Free tier. No credit card.