HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Apache County, Arizona (FY 2027)
$1,071 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Apache County, and it's the baseline every voucher in Apache is measured against.
Two-bedroom FMR
$1,071
-8.9% from FY 2026
Payment standard
$964–$1,178
90% to 110% of the FMR, two-bedroom
Income to afford
$42,840
a year, with rent at 30% of income
Rank in Arizona
12th of 15
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $746 | $671–$821 | $29,840 | $14.35/hr | -7.9% |
| 1 bedroom | $819 | $737–$901 | $32,760 | $15.75/hr | -9.3% |
| 2 bedroom | $1,071 | $964–$1,178 | $42,840 | $20.60/hr | -8.9% |
| 3 bedroom | $1,483 | $1,335–$1,631 | $59,320 | $28.52/hr | -7.3% |
| 4 bedroom | $1,790 | $1,611–$1,969 | $71,600 | $34.42/hr | -2.1% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,059 | $1,853–$2,265 |
| 6 bedroom Estimate | $2,327 | $2,094–$2,560 |
| 7 bedroom Estimate | $2,596 | $2,336–$2,856 |
| 8 bedroom Estimate | $2,864 | $2,578–$3,150 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Apache actually rent for?
Search any address in Apache for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Apache somewhere between $964 and $1,178. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,071 a month is affordable, by HUD's 30% rule, on an income of roughly $42,840 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$964 | Voucher pays at 100%$1,071 | Voucher pays at 110%$1,178 |
|---|---|---|---|---|
| $2,500 | $750 | $214 | $321 | $428 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 9% from FY 2026 ($1,175) to FY 2027 ($1,071). Since FY 2020 it's up 48% in total, about 5.8% a year. The Arizona median moved down 9% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $502 | $589 | $723 | $980 | $1,117 | — |
| FY 2021 | $534 | $596 | $785 | $1,025 | $1,101 | +8.6% |
| FY 2022 | $567 | $653 | $854 | $1,121 | $1,204 | +8.8% |
| FY 2023 | $618 | $703 | $925 | $1,233 | $1,284 | +8.3% |
| FY 2024 | $716 | $804 | $1,057 | $1,417 | $1,461 | +14.3% |
| FY 2025 | $795 | $887 | $1,159 | $1,557 | $1,642 | +9.6% |
| FY 2026 | $810 | $903 | $1,175 | $1,599 | $1,828 | +1.4% |
| FY 2027In effect | $746 | $819 | $1,071 | $1,483 | $1,790 | -8.9% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Apache, that runs from $746 for a studio up to $1,790 for four bedrooms, all five rates in the table above.
Because Apache sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Alpine included.
Among Arizona's 15 counties, Apache ranks 12th for two-bedroom FMR. That's about 14% below the state median of $1,244 and within a couple percent of the national median county at $1,063. About 65,341 people live here, 10th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,060 in 86507 (Lukachukai) and $1,610 in 85938 (Springerville), with the 28 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 85920 | Alpine | $1,130 | +5.5% |
| 85924 | Concho | $1,550 | +44.7% |
| 85925 | Eagar | $1,130 | +5.5% |
| 85927 | Greer | $1,290 | +20.4% |
| 85930 | Mcnary | $1,180 | +10.2% |
| 85932 | Nutrioso | $1,220 | +13.9% |
| 85936 | Saint Johns | $1,070 | -0.1% |
| 85938 | Springerville | $1,610 | +50.3% |
| 85940 | Vernon | $1,350 | +26.1% |
| 86028 | Petrified Forest Natl Pk | $1,170 | +9.2% |
| 86502 | Chambers | $1,070 | -0.1% |
| 86503 | Chinle | $1,180 | +10.2% |
| 86504 | Fort Defiance | $1,130 | +5.5% |
| 86505 | Ganado | $1,180 | +10.2% |
| 86506 | Houck | $1,070 | -0.1% |
| 86507 | Lukachukai | $1,060 | -1.0% |
| 86508 | Lupton | $1,070 | -0.1% |
| 86511 | Saint Michaels | $1,060 | -1.0% |
| 86512 | Sanders | $1,070 | -0.1% |
| 86514 | Teec Nos Pos | $1,240 | +15.8% |
| 86515 | Window Rock | $1,060 | -1.0% |
| 86535 | Dennehotso | $1,240 | +15.8% |
| 86538 | Many Farms | $1,100 | +2.7% |
| 86540 | Nazlini | $1,060 | -1.0% |
| 86544 | Red Valley | $1,100 | +2.7% |
| 86545 | Rock Point | $1,070 | -0.1% |
| 86547 | Round Rock | $1,070 | -0.1% |
| 86556 | Tsaile | $1,060 | -1.0% |
Nearby counties
Two-bedroom FMR, with how each compares to Apache.
Navajo County
54 mi · 108,415 people
$1,264
+18%
Coconino County
128 mi · 144,508 people
$1,729
+61%
Gila County
147 mi · 53,795 people
$1,380
+29%
Greenlee County
149 mi · 9,409 people
$1,043
-3%
Graham County
170 mi · 39,232 people
$1,159
+8%
Yavapai County
174 mi · 245,480 people
$1,550
+45%
Maricopa County
198 mi · 4,559,748 people
$1,734
+62%
Pinal County
201 mi · 469,006 people
$1,734
+62%
Questions people ask
$1,071 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $746 for a studio, $819 for one bedroom, $1,483 for three and $1,790 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Apache actually go for?
HUD's number is one input. Search any address in Apache for a rent estimate built from nearby comps. Free to start, no card.
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