HUD Fair Market Rent · FY 2026 · Effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Ketchikan Gateway Borough, Alaska (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Ketchikan Gateway Borough is $1,625 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,625
+5.7% from FY 2025
Payment standard
$1,463–$1,788
90% to 110% of the FMR, two-bedroom
Income to afford
$65,000
a year, with rent at 30% of income
Rank in Alaska
9th of 30
by two-bedroom FMR, highest first
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Ketchikan Gateway moves to $1,733. That's up 7%. The full FY 2027 table is in the history section below.
FY 2026 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,120 | $1,008–$1,232 | $44,800 | $21.54/hr | +6.2% |
| 1 bedroom | $1,238 | $1,114–$1,362 | $49,520 | $23.81/hr | +5.6% |
| 2 bedroom | $1,625 | $1,463–$1,788 | $65,000 | $31.25/hr | +5.7% |
| 3 bedroom | $2,260 | $2,034–$2,486 | $90,400 | $43.46/hr | +5.7% |
| 4 bedroom | $2,726 | $2,453–$2,999 | $109,040 | $52.42/hr | +5.5% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,135 | $2,822–$3,449 |
| 6 bedroom Estimate | $3,544 | $3,190–$3,898 |
| 7 bedroom Estimate | $3,953 | $3,558–$4,348 |
| 8 bedroom Estimate | $4,362 | $3,926–$4,798 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Ketchikan Gateway actually rent for?
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What a voucher pays here
The FMR isn't the check you'd receive. Your local housing authority turns it into a payment standard, set between 90% and 110% of FMR, so a two-bedroom here lands between $1,463 and $1,788. Subtract about 30% of the tenant's income and that's the housing assistance payment. If you ask more than similar unassisted units rent for, the PHA's rent reasonableness check will push back.
At the standard 30% of income, a household needs about $65,000 a year to afford $1,625 a month. On a 40-hour week that's $31 an hour.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,463 | Voucher pays at 100%$1,625 | Voucher pays at 110%$1,788 |
|---|---|---|---|---|
| $2,500 | $750 | $713 | $875 | $1,038 |
| $4,000 | $1,200 | $263 | $425 | $588 |
Rate history
The two-bedroom rate went up 6% from FY 2025 ($1,538) to FY 2026 ($1,625). Since FY 2020 it's up 15% in total, about 2.3% a year. The Alaska median moved up 1% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $921 | $1,074 | $1,414 | $1,917 | $2,455 | — |
| FY 2021 | $893 | $1,027 | $1,353 | $1,801 | $2,326 | -4.3% |
| FY 2022 | $886 | $1,014 | $1,334 | $1,777 | $2,268 | -1.4% |
| FY 2023 | $905 | $1,029 | $1,354 | $1,815 | $2,306 | +1.5% |
| FY 2024 | $1,048 | $1,177 | $1,546 | $2,140 | $2,624 | +14.2% |
| FY 2025 | $1,055 | $1,172 | $1,538 | $2,138 | $2,583 | -0.5% |
| FY 2026In effect | $1,120 | $1,238 | $1,625 | $2,260 | $2,726 | +5.7% |
| FY 2027From Oct 1, 2026 | $1,207 | $1,325 | $1,733 | $2,400 | $2,897 | +6.6% |
About this rate
HUD sets Fair Market Rent once a year, based on what typical units in the area actually rent for, with utilities folded in. FY 2026 runs October 1, 2025 through September 30, 2026, and in Ketchikan Gateway Borough the five published rates run from $1,120 to $2,726, studio through four bedrooms.
Ketchikan Gateway is a nonmetro borough, so HUD sets its FMR from rents in the borough itself rather than a wider metro. The number applies borough-wide, from Ketchikan on out.
The state median two-bedroom FMR is $1,424. Ketchikan Gateway comes in at $1,625, about 14% above that, and ranks 9th of 30 in Alaska. Against the national median county ($1,018) it's about 60% above. Population is around 13,910.
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the 2 ZIP codes it covers in Ketchikan Gateway, the two-bedroom rate is $1,630 across the board, so there's no ZIP-level story here.
Nearby counties
Two-bedroom FMR, with how each compares to Ketchikan Gateway.
Prince of Wales-Hyder Census Area
45 mi · 5,799 people
$1,153
-29%
Wrangell City and Borough
78 mi · 2,134 people
$1,217
-25%
Petersburg Borough
128 mi · 3,374 people
$1,463
-10%
Sitka City and Borough
182 mi · 8,462 people
$1,566
-4%
Juneau City and Borough
230 mi · 32,108 people
$1,758
+8%
Hoonah-Angoon Census Area
234 mi · 2,329 people
$1,460
-10%
Haines Borough
304 mi · 2,079 people
$1,321
-19%
Skagway Municipality
313 mi · 1,303 people
$1,644
+1%
Questions people ask
$1,625 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,120 for a studio, $1,238 for one bedroom, $2,260 for three and $2,726 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Ketchikan Gateway actually go for?
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