HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in DeKalb County, Alabama (FY 2027)
$921 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in DeKalb County, and it's the baseline every voucher in DeKalb is measured against.
Two-bedroom FMR
$921
+18.7% from FY 2026
Payment standard
$829–$1,013
90% to 110% of the FMR, two-bedroom
Income to afford
$36,840
a year, with rent at 30% of income
Rank in Alabama
52nd of 67
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $699 | $629–$769 | $27,960 | $13.44/hr | +21.4% |
| 1 bedroom | $704 | $634–$774 | $28,160 | $13.54/hr | +19.1% |
| 2 bedroom | $921 | $829–$1,013 | $36,840 | $17.71/hr | +18.7% |
| 3 bedroom | $1,154 | $1,039–$1,269 | $46,160 | $22.19/hr | +16.3% |
| 4 bedroom | $1,539 | $1,385–$1,693 | $61,560 | $29.60/hr | +18.2% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,770 | $1,593–$1,947 |
| 6 bedroom Estimate | $2,001 | $1,801–$2,201 |
| 7 bedroom Estimate | $2,232 | $2,009–$2,455 |
| 8 bedroom Estimate | $2,462 | $2,216–$2,708 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in DeKalb actually rent for?
Search any address in DeKalb for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in DeKalb somewhere between $829 and $1,013. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$921 a month is affordable, by HUD's 30% rule, on an income of roughly $36,840 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$829 | Voucher pays at 100%$921 | Voucher pays at 110%$1,013 |
|---|---|---|---|---|
| $2,500 | $750 | $79 | $171 | $263 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 19% from FY 2026 ($776) to FY 2027 ($921). Since FY 2020 it's up 50% in total, about 6.0% a year. The Alabama median moved up 11% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $462 | $465 | $612 | $818 | $884 | — |
| FY 2021 | $418 | $492 | $634 | $852 | $936 | +3.6% |
| FY 2022 | $468 | $555 | $705 | $953 | $1,054 | +11.2% |
| FY 2023 | $560 | $579 | $740 | $1,015 | $1,153 | +5.0% |
| FY 2024 | $642 | $652 | $857 | $1,159 | $1,391 | +15.8% |
| FY 2025 | $578 | $587 | $772 | $1,044 | $1,280 | -9.9% |
| FY 2026 | $576 | $591 | $776 | $992 | $1,302 | +0.5% |
| FY 2027In effect | $699 | $704 | $921 | $1,154 | $1,539 | +18.7% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In DeKalb, that runs from $699 for a studio up to $1,539 for four bedrooms, all five rates in the table above.
Because DeKalb sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Fort Payne included.
Among Alabama's 67 counties, DeKalb ranks 52nd for two-bedroom FMR. That's about 6% below the state median of $975 and about 13% below the national median county at $1,063. About 72,269 people live here, 20th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $920 in 35961 (Collinsville) and $1,360 in 35981 (Ider), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 35961 | Collinsville | $920 | -0.1% |
| 35962 | Crossville | $980 | +6.4% |
| 35963 | Dawson | $920 | -0.1% |
| 35967 | Fort Payne | $940 | +2.1% |
| 35968 | Fort Payne | $920 | -0.1% |
| 35971 | Fyffe | $960 | +4.2% |
| 35974 | Geraldine | $940 | +2.1% |
| 35975 | Groveoak | $950 | +3.1% |
| 35978 | Henagar | $1,190 | +29.2% |
| 35981 | Ider | $1,360 | +47.7% |
| 35984 | Mentone | $950 | +3.1% |
| 35986 | Rainsville | $920 | -0.1% |
| 35988 | Sylvania | $920 | -0.1% |
| 35989 | Valley Head | $920 | -0.1% |
Nearby counties
Two-bedroom FMR, with how each compares to DeKalb.
Jackson County
22 mi · 53,053 people
$921
same rate
Cherokee County
23 mi · 25,443 people
$986
+7%
Marshall County
29 mi · 99,748 people
$925
same rate
Etowah County
36 mi · 103,105 people
$975
+6%
Madison County
47 mi · 405,718 people
$1,341
+46%
Calhoun County
51 mi · 116,090 people
$1,010
+10%
Blount County
56 mi · 59,518 people
$1,375
+49%
Cleburne County
58 mi · 15,426 people
$1,004
+9%
Questions people ask
$921 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $699 for a studio, $704 for one bedroom, $1,154 for three and $1,539 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in DeKalb actually go for?
HUD's number is one input. Search any address in DeKalb for a rent estimate built from nearby comps. Free to start, no card.
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