HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Calhoun County, Alabama (FY 2026)
A two-bedroom in Calhoun County carries a FY 2026 Fair Market Rent of $962 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Calhoun keys off that figure.
2 bedroom FMR
$962
FY 2026, utilities included
Payment standard range
$866 to $1,058
90% to 110% of FMR
Income to afford 2BR
$38,480
per year, at 30% of income
Rank in Alabama
25th of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Calhoun moves to $1,010. That's up 5%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Calhoun actually rent for?
Search any address in Calhoun for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $753 | $678 to $828 | $30,120 | $14.48/hr | +3.9% |
| 1 bedroom | $757 | $681 to $833 | $30,280 | $14.56/hr | +3.7% |
| 2 bedroom | $962 | $866 to $1,058 | $38,480 | $18.50/hr | +2.2% |
| 3 bedroom | $1,300 | $1,170 to $1,430 | $52,000 | $25.00/hr | +0.4% |
| 4 bedroom | $1,361 | $1,225 to $1,497 | $54,440 | $26.17/hr | -2.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,565 | $1,409 to $1,722 |
| 6 bedroom Estimate | $1,769 | $1,592 to $1,946 |
| 7 bedroom Estimate | $1,973 | $1,776 to $2,170 |
| 8 bedroom Estimate | $2,178 | $1,960 to $2,396 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Calhoun, that runs from $753 for a studio up to $1,361 for four bedrooms, all five rates in the table above.
Calhoun is its own HUD metro area (Anniston-Oxford, AL), so the rate here is set from rents inside the county rather than a wider region.
Among Alabama's 67 counties, Calhoun ranks 25th for two-bedroom FMR. That's about 9% above the state median of $879 and about 6% below the national median county at $1,018. About 116,162 people live here, 10th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $850 in 36260 (Eastaboga) and $1,280 in 36279 (Wellington), with the 15 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 36201 | Anniston | $860 | -10.6% |
| 36202 | Anniston | $960 | -0.2% |
| 36203 | Oxford | $1,020 | +6.0% |
| 36204 | Anniston | $960 | -0.2% |
| 36205 | Anniston | $920 | -4.4% |
| 36206 | Anniston | $1,010 | +5.0% |
| 36207 | Anniston | $1,090 | +13.3% |
| 36250 | Alexandria | $1,180 | +22.7% |
| 36253 | Bynum | $962County rate | — |
| 36254 | Choccolocco | $962County rate | — |
| 36257 | De Armanville | $960 | -0.2% |
| 36260 | Eastaboga | $850 | -11.6% |
| 36265 | Jacksonville | $920 | -4.4% |
| 36271 | Ohatchee | $910 | -5.4% |
| 36272 | Piedmont | $900 | -6.4% |
| 36277 | Weaver | $1,070 | +11.2% |
| 36279 | Wellington | $1,280 | +33.1% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Calhoun somewhere between $866 and $1,058. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$962 a month is affordable, by HUD's 30% rule, on an income of roughly $38,480 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($866) | HAP at 100% ($962) | HAP at 110% ($1,058) |
|---|---|---|---|---|
| $2,500 | $750 | $116 | $212 | $308 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 2% from FY 2025 ($941) to FY 2026 ($962). Since FY 2020 it's up 37% in total, about 5.4% a year. The Alabama median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $468 | $531 | $700 | $910 | $1,072 | — |
| FY 2021 | $482 | $549 | $723 | $944 | $1,094 | +3.3% |
| FY 2022 | $562 | $565 | $744 | $988 | $1,111 | +2.9% |
| FY 2023 | $605 | $609 | $802 | $1,088 | $1,178 | +7.8% |
| FY 2024 | $683 | $687 | $903 | $1,243 | $1,319 | +12.6% |
| FY 2025 | $725 | $730 | $941 | $1,295 | $1,394 | +4.2% |
| FY 2026 | $753 | $757 | $962 | $1,300 | $1,361 | +2.2% |
| FY 2027 | $796 | $801 | $1,010 | $1,337 | $1,341 | +5.0% |
Nearby counties
Questions people ask
$962 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $753 for a studio, $757 for one bedroom, $1,300 for three and $1,361 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Calhoun actually go for?
HUD's number is one input. Search any address in Calhoun for a rent estimate built from nearby comps. 3 free searches, no card.
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