HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Jackson County, Alabama (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Jackson County is $776 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$776
FY 2026, utilities included
Payment standard range
$698 to $854
90% to 110% of FMR
Income to afford 2BR
$31,040
per year, at 30% of income
Rank in Alabama
61st of 67
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Jackson moves to $921. That's up 19%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Jackson actually rent for?
Search any address in Jackson for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $576 | $518 to $634 | $23,040 | $11.08/hr | -0.3% |
| 1 bedroom | $643 | $579 to $707 | $25,720 | $12.37/hr | -4.6% |
| 2 bedroom | $776 | $698 to $854 | $31,040 | $14.92/hr | +0.5% |
| 3 bedroom | $1,004 | $904 to $1,104 | $40,160 | $19.31/hr | +5.5% |
| 4 bedroom | $1,234 | $1,111 to $1,357 | $49,360 | $23.73/hr | -2.5% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,419 | $1,277 to $1,561 |
| 6 bedroom Estimate | $1,604 | $1,444 to $1,764 |
| 7 bedroom Estimate | $1,789 | $1,610 to $1,968 |
| 8 bedroom Estimate | $1,974 | $1,777 to $2,171 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Jackson, that runs from $576 for a studio up to $1,234 for four bedrooms, all five rates in the table above.
Because Jackson sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Scottsboro included.
Among Alabama's 67 counties, Jackson ranks 61st for two-bedroom FMR. That's about 12% below the state median of $879 and about 24% below the national median county at $1,018. About 52,618 people live here, 27th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $780 in 35740 (Bridgeport) and $1,130 in 35766 (Princeton), with the 19 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 35740 | Bridgeport | $780 | +0.5% |
| 35744 | Dutton | $810 | +4.4% |
| 35745 | Estillfork | $1,010 | +30.2% |
| 35746 | Fackler | $870 | +12.1% |
| 35751 | Hollytree | $1,000 | +28.9% |
| 35752 | Hollywood | $960 | +23.7% |
| 35755 | Langston | $780 | +0.5% |
| 35764 | Paint Rock | $880 | +13.4% |
| 35765 | Pisgah | $780 | +0.5% |
| 35766 | Princeton | $1,130 | +45.6% |
| 35768 | Scottsboro | $780 | +0.5% |
| 35769 | Scottsboro | $820 | +5.7% |
| 35771 | Section | $780 | +0.5% |
| 35772 | Stevenson | $810 | +4.4% |
| 35774 | Trenton | $780 | +0.5% |
| 35776 | Woodville | $1,130 | +45.6% |
| 35958 | Bryant | $780 | +0.5% |
| 35966 | Flat Rock | $810 | +4.4% |
| 35979 | Higdon | $840 | +8.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Jackson somewhere between $698 and $854. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$776 a month is affordable, by HUD's 30% rule, on an income of roughly $31,040 a year. Put another way, $15 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($698) | HAP at 100% ($776) | HAP at 110% ($854) |
|---|---|---|---|---|
| $2,500 | $750 | $0 | $26 | $104 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 1% from FY 2025 ($772) to FY 2026 ($776). Since FY 2020 it's up 20% in total, about 3.1% a year. The Alabama median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $422 | $550 | $647 | $806 | $876 | — |
| FY 2021 | $459 | $574 | $695 | $864 | $1,020 | +7.4% |
| FY 2022 | $530 | $595 | $705 | $871 | $1,043 | +1.4% |
| FY 2023 | $560 | $624 | $740 | $901 | $1,247 | +5.0% |
| FY 2024 | $642 | $748 | $857 | $1,051 | $1,406 | +15.8% |
| FY 2025 | $578 | $674 | $772 | $952 | $1,266 | -9.9% |
| FY 2026 | $576 | $643 | $776 | $1,004 | $1,234 | +0.5% |
| FY 2027 | $720 | $728 | $921 | $1,236 | $1,453 | +18.7% |
Nearby counties
Questions people ask
$776 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $576 for a studio, $643 for one bedroom, $1,004 for three and $1,234 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Jackson actually go for?
HUD's number is one input. Search any address in Jackson for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.