HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Jackson County, Alabama (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Jackson County is $921 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$921
+18.7% from FY 2026
Payment standard
$829–$1,013
90% to 110% of the FMR, two-bedroom
Income to afford
$36,840
a year, with rent at 30% of income
Rank in Alabama
57th of 67
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $720 | $648–$792 | $28,800 | $13.85/hr | +25.0% |
| 1 bedroom | $728 | $655–$801 | $29,120 | $14.00/hr | +13.2% |
| 2 bedroom | $921 | $829–$1,013 | $36,840 | $17.71/hr | +18.7% |
| 3 bedroom | $1,236 | $1,112–$1,360 | $49,440 | $23.77/hr | +23.1% |
| 4 bedroom | $1,453 | $1,308–$1,598 | $58,120 | $27.94/hr | +17.7% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,671 | $1,504–$1,838 |
| 6 bedroom Estimate | $1,889 | $1,700–$2,078 |
| 7 bedroom Estimate | $2,107 | $1,896–$2,318 |
| 8 bedroom Estimate | $2,325 | $2,093–$2,558 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Jackson actually rent for?
Search any address in Jackson for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Jackson somewhere between $829 and $1,013. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$921 a month is affordable, by HUD's 30% rule, on an income of roughly $36,840 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$829 | Voucher pays at 100%$921 | Voucher pays at 110%$1,013 |
|---|---|---|---|---|
| $2,500 | $750 | $79 | $171 | $263 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 19% from FY 2026 ($776) to FY 2027 ($921). Since FY 2020 it's up 42% in total, about 5.2% a year. The Alabama median moved up 11% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $422 | $550 | $647 | $806 | $876 | — |
| FY 2021 | $459 | $574 | $695 | $864 | $1,020 | +7.4% |
| FY 2022 | $530 | $595 | $705 | $871 | $1,043 | +1.4% |
| FY 2023 | $560 | $624 | $740 | $901 | $1,247 | +5.0% |
| FY 2024 | $642 | $748 | $857 | $1,051 | $1,406 | +15.8% |
| FY 2025 | $578 | $674 | $772 | $952 | $1,266 | -9.9% |
| FY 2026 | $576 | $643 | $776 | $1,004 | $1,234 | +0.5% |
| FY 2027In effect | $720 | $728 | $921 | $1,236 | $1,453 | +18.7% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Jackson, that runs from $720 for a studio up to $1,453 for four bedrooms, all five rates in the table above.
Because Jackson sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Scottsboro included.
Among Alabama's 67 counties, Jackson ranks 57th for two-bedroom FMR. That's about 6% below the state median of $975 and about 13% below the national median county at $1,063. About 53,053 people live here, 27th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $920 in 35740 (Bridgeport) and $1,180 in 35776 (Woodville), with the 19 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 35740 | Bridgeport | $920 | -0.1% |
| 35744 | Dutton | $920 | -0.1% |
| 35745 | Estillfork | $1,120 | +21.6% |
| 35746 | Fackler | $1,030 | +11.8% |
| 35751 | Hollytree | $1,030 | +11.8% |
| 35752 | Hollywood | $1,130 | +22.7% |
| 35755 | Langston | $930 | +1.0% |
| 35764 | Paint Rock | $950 | +3.1% |
| 35765 | Pisgah | $920 | -0.1% |
| 35766 | Princeton | $1,160 | +26.0% |
| 35768 | Scottsboro | $930 | +1.0% |
| 35769 | Scottsboro | $950 | +3.1% |
| 35771 | Section | $920 | -0.1% |
| 35772 | Stevenson | $980 | +6.4% |
| 35774 | Trenton | $920 | -0.1% |
| 35776 | Woodville | $1,180 | +28.1% |
| 35958 | Bryant | $920 | -0.1% |
| 35966 | Flat Rock | $970 | +5.3% |
| 35979 | Higdon | $970 | +5.3% |
Nearby counties
Two-bedroom FMR, with how each compares to Jackson.
DeKalb County
22 mi · 72,269 people
$921
same rate
Madison County
33 mi · 405,718 people
$1,341
+46%
Marshall County
36 mi · 99,748 people
$925
same rate
Cherokee County
46 mi · 25,443 people
$986
+7%
Etowah County
52 mi · 103,105 people
$975
+6%
Limestone County
53 mi · 111,233 people
$1,341
+46%
Morgan County
55 mi · 124,471 people
$1,023
+11%
Cullman County
63 mi · 90,566 people
$1,034
+12%
Questions people ask
$921 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $720 for a studio, $728 for one bedroom, $1,236 for three and $1,453 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Jackson actually go for?
HUD's number is one input. Search any address in Jackson for a rent estimate built from nearby comps. Free to start, no card.
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