HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Washburn County, Wisconsin (FY 2026)
A two-bedroom in Washburn County carries a FY 2026 Fair Market Rent of $975 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Washburn keys off that figure.
2 bedroom FMR
$975
FY 2026, utilities included
Payment standard range
$878 to $1,073
90% to 110% of FMR
Income to afford 2BR
$39,000
per year, at 30% of income
Rank in Wisconsin
40th of 72
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Washburn moves to $1,014. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Washburn actually rent for?
Search any address in Washburn for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $672 | $605 to $739 | $26,880 | $12.92/hr | +2.3% |
| 1 bedroom | $743 | $669 to $817 | $29,720 | $14.29/hr | +1.8% |
| 2 bedroom | $975 | $878 to $1,073 | $39,000 | $18.75/hr | +1.8% |
| 3 bedroom | $1,169 | $1,052 to $1,286 | $46,760 | $22.48/hr | +1.3% |
| 4 bedroom | $1,291 | $1,162 to $1,420 | $51,640 | $24.83/hr | +1.7% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,485 | $1,337 to $1,634 |
| 6 bedroom Estimate | $1,678 | $1,510 to $1,846 |
| 7 bedroom Estimate | $1,872 | $1,685 to $2,059 |
| 8 bedroom Estimate | $2,066 | $1,859 to $2,273 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Washburn, that runs from $672 for a studio up to $1,291 for four bedrooms, all five rates in the table above.
Because Washburn sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Spooner included.
Among Wisconsin's 72 counties, Washburn ranks 40th for two-bedroom FMR. That's about 3% below the state median of $1,010 and about 4% below the national median county at $1,018. About 16,685 people live here, 59th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 54801 (Spooner) and $1,360 in 54870 (Sarona), with the 7 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Washburn somewhere between $878 and $1,073. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$975 a month is affordable, by HUD's 30% rule, on an income of roughly $39,000 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($878) | HAP at 100% ($975) | HAP at 110% ($1,073) |
|---|---|---|---|---|
| $2,500 | $750 | $128 | $225 | $323 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 2% from FY 2025 ($958) to FY 2026 ($975). Since FY 2020 it's up 28% in total, about 4.1% a year. The Wisconsin median moved up 1% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $535 | $580 | $764 | $985 | $1,064 | — |
| FY 2021 | $501 | $571 | $753 | $966 | $1,021 | -1.4% |
| FY 2022 | $557 | $613 | $807 | $1,000 | $1,094 | +7.2% |
| FY 2023 | $612 | $662 | $872 | $1,061 | $1,171 | +8.1% |
| FY 2024 | $623 | $699 | $919 | $1,111 | $1,224 | +5.4% |
| FY 2025 | $657 | $730 | $958 | $1,154 | $1,270 | +4.2% |
| FY 2026 | $672 | $743 | $975 | $1,169 | $1,291 | +1.8% |
| FY 2027 | $706 | $775 | $1,014 | $1,208 | $1,333 | +4.0% |
Nearby counties
Questions people ask
$975 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $672 for a studio, $743 for one bedroom, $1,169 for three and $1,291 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Washburn actually go for?
HUD's number is one input. Search any address in Washburn for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.