HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Polk County, Wisconsin (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Polk County is $1,121 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,121
+2.2% from FY 2026
Payment standard
$1,009–$1,233
90% to 110% of the FMR, two-bedroom
Income to afford
$44,840
a year, with rent at 30% of income
Rank in Wisconsin
28th of 72
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $781 | $703–$859 | $31,240 | $15.02/hr | +3.3% |
| 1 bedroom | $857 | $771–$943 | $34,280 | $16.48/hr | +2.5% |
| 2 bedroom | $1,121 | $1,009–$1,233 | $44,840 | $21.56/hr | +2.2% |
| 3 bedroom | $1,437 | $1,293–$1,581 | $57,480 | $27.63/hr | +5.9% |
| 4 bedroom | $1,705 | $1,535–$1,876 | $68,200 | $32.79/hr | +2.2% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,961 | $1,765–$2,157 |
| 6 bedroom Estimate | $2,217 | $1,995–$2,439 |
| 7 bedroom Estimate | $2,472 | $2,225–$2,719 |
| 8 bedroom Estimate | $2,728 | $2,455–$3,001 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Polk actually rent for?
Search any address in Polk for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Polk somewhere between $1,009 and $1,233. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,121 a month is affordable, by HUD's 30% rule, on an income of roughly $44,840 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,009 | Voucher pays at 100%$1,121 | Voucher pays at 110%$1,233 |
|---|---|---|---|---|
| $2,500 | $750 | $259 | $371 | $483 |
| $4,000 | $1,200 | $0 | $0 | $33 |
Rate history
The two-bedroom rate went up 2% from FY 2026 ($1,097) to FY 2027 ($1,121). Since FY 2020 it's up 33% in total, about 4.2% a year. The Wisconsin median moved up 3% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $547 | $638 | $840 | $1,085 | $1,138 | — |
| FY 2021 | $550 | $633 | $834 | $1,048 | $1,131 | -0.7% |
| FY 2022 | $593 | $679 | $893 | $1,104 | $1,211 | +7.1% |
| FY 2023 | $643 | $731 | $962 | $1,171 | $1,326 | +7.7% |
| FY 2024 | $691 | $776 | $1,020 | $1,233 | $1,498 | +6.0% |
| FY 2025 | $760 | $845 | $1,108 | $1,335 | $1,673 | +8.6% |
| FY 2026 | $756 | $836 | $1,097 | $1,357 | $1,669 | -1.0% |
| FY 2027In effect | $781 | $857 | $1,121 | $1,437 | $1,705 | +2.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Polk, that runs from $781 for a studio up to $1,705 for four bedrooms, all five rates in the table above.
Because Polk sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Amery included.
Among Wisconsin's 72 counties, Polk ranks 28th for two-bedroom FMR. That's about 8% above the state median of $1,041 and about 5% above the national median county at $1,063. About 45,555 people live here, 32nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 54004 (Clayton) and $1,540 in 54005 (Clear Lake), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 54001 | Amery | $1,310 | +16.9% |
| 54004 | Clayton | $1,010 | -9.9% |
| 54005 | Clear Lake | $1,540 | +37.4% |
| 54006 | Cushing | $1,010 | -9.9% |
| 54009 | Dresser | $1,290 | +15.1% |
| 54020 | Osceola | $1,540 | +37.4% |
| 54024 | Saint Croix Falls | $1,080 | -3.7% |
| 54026 | Star Prairie | $1,540 | +37.4% |
| 54810 | Balsam Lake | $1,280 | +14.2% |
| 54824 | Centuria | $1,010 | -9.9% |
| 54837 | Frederic | $1,010 | -9.9% |
| 54853 | Luck | $1,030 | -8.1% |
| 54858 | Milltown | $1,010 | -9.9% |
Nearby counties
Two-bedroom FMR, with how each compares to Polk.
St. Croix County
27 mi · 96,033 people
$1,734
+55%
Barron County
29 mi · 46,797 people
$1,027
-8%
Burnett County
30 mi · 16,916 people
$1,028
-8%
Dunn County
43 mi · 45,527 people
$1,042
-7%
Washburn County
44 mi · 16,854 people
$1,014
-10%
Pierce County
49 mi · 42,584 people
$1,734
+55%
Pepin County
63 mi · 7,431 people
$1,014
-10%
Chippewa County
64 mi · 66,799 people
$1,259
+12%
Questions people ask
$1,121 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $781 for a studio, $857 for one bedroom, $1,437 for three and $1,705 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Polk actually go for?
HUD's number is one input. Search any address in Polk for a rent estimate built from nearby comps. Free to start, no card.
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