HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Vilas County, Wisconsin (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Vilas County is $1,022 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,022
+5.0% from FY 2026
Payment standard
$920–$1,124
90% to 110% of the FMR, two-bedroom
Income to afford
$40,880
a year, with rent at 30% of income
Rank in Wisconsin
41st of 72
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $738 | $664–$812 | $29,520 | $14.19/hr | -4.8% |
| 1 bedroom | $788 | $709–$867 | $31,520 | $15.15/hr | +1.0% |
| 2 bedroom | $1,022 | $920–$1,124 | $40,880 | $19.65/hr | +5.0% |
| 3 bedroom | $1,218 | $1,096–$1,340 | $48,720 | $23.42/hr | +4.4% |
| 4 bedroom | $1,343 | $1,209–$1,477 | $53,720 | $25.83/hr | +4.3% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,544 | $1,390–$1,698 |
| 6 bedroom Estimate | $1,746 | $1,571–$1,921 |
| 7 bedroom Estimate | $1,947 | $1,752–$2,142 |
| 8 bedroom Estimate | $2,149 | $1,934–$2,364 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Vilas actually rent for?
Search any address in Vilas for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Vilas somewhere between $920 and $1,124. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,022 a month is affordable, by HUD's 30% rule, on an income of roughly $40,880 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$920 | Voucher pays at 100%$1,022 | Voucher pays at 110%$1,124 |
|---|---|---|---|---|
| $2,500 | $750 | $170 | $272 | $374 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 5% from FY 2026 ($973) to FY 2027 ($1,022). Since FY 2020 it's up 38% in total, about 4.7% a year. The Wisconsin median moved up 3% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $560 | $564 | $743 | $953 | $1,007 | — |
| FY 2021 | $555 | $558 | $736 | $915 | $998 | -0.9% |
| FY 2022 | $587 | $591 | $777 | $960 | $1,054 | +5.6% |
| FY 2023 | $623 | $628 | $826 | $1,005 | $1,110 | +6.3% |
| FY 2024 | $707 | $712 | $905 | $1,094 | $1,205 | +9.6% |
| FY 2025 | $748 | $753 | $933 | $1,124 | $1,266 | +3.1% |
| FY 2026 | $775 | $780 | $973 | $1,167 | $1,288 | +4.3% |
| FY 2027In effect | $738 | $788 | $1,022 | $1,218 | $1,343 | +5.0% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Vilas, that runs from $738 for a studio up to $1,343 for four bedrooms, all five rates in the table above.
Because Vilas sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Boulder Junction included.
Among Wisconsin's 72 counties, Vilas ranks 41st for two-bedroom FMR. That's within a couple percent of the state median of $1,041 and about 4% below the national median county at $1,063. About 23,647 people live here, 49th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 54538 (Lac Du Flambeau) and $1,320 in 54560 (Sayner), with the 11 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 54512 | Boulder Junction | $1,170 | +14.5% |
| 54519 | Conover | $1,040 | +1.8% |
| 54521 | Eagle River | $1,090 | +6.7% |
| 54538 | Lac Du Flambeau | $1,010 | -1.2% |
| 54540 | Land O Lakes | $1,010 | -1.2% |
| 54545 | Manitowish Waters | $1,310 | +28.2% |
| 54554 | Phelps | $1,010 | -1.2% |
| 54557 | Presque Isle | $1,180 | +15.5% |
| 54558 | Saint Germain | $1,090 | +6.7% |
| 54560 | Sayner | $1,320 | +29.2% |
| 54561 | Star Lake | $1,150 | +12.5% |
Nearby counties
Two-bedroom FMR, with how each compares to Vilas.
Oneida County
22 mi · 38,167 people
$1,027
same rate
Iron County
44 mi · 6,210 people
$1,014
-1%
Lincoln County
47 mi · 28,426 people
$1,014
-1%
Forest County
50 mi · 9,369 people
$1,014
-1%
Price County
52 mi · 14,092 people
$1,014
-1%
Florence County
53 mi · 4,646 people
$1,063
+4%
Langlade County
60 mi · 19,490 people
$1,014
-1%
Ashland County
61 mi · 16,080 people
$1,014
-1%
Questions people ask
$1,022 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $738 for a studio, $788 for one bedroom, $1,218 for three and $1,343 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Vilas actually go for?
HUD's number is one input. Search any address in Vilas for a rent estimate built from nearby comps. Free to start, no card.
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