HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Oneida County, Wisconsin (FY 2026)
$1,013 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Oneida County, and it's the baseline every voucher in Oneida is measured against.
2 bedroom FMR
$1,013
FY 2026, utilities included
Payment standard range
$912 to $1,114
90% to 110% of FMR
Income to afford 2BR
$40,520
per year, at 30% of income
Rank in Wisconsin
36th of 72
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Oneida moves to $1,027. That's up 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Oneida actually rent for?
Search any address in Oneida for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $719 | $647 to $791 | $28,760 | $13.83/hr | +3.9% |
| 1 bedroom | $887 | $798 to $976 | $35,480 | $17.06/hr | +10.6% |
| 2 bedroom | $1,013 | $912 to $1,114 | $40,520 | $19.48/hr | +3.6% |
| 3 bedroom | $1,215 | $1,094 to $1,337 | $48,600 | $23.37/hr | +3.1% |
| 4 bedroom | $1,455 | $1,310 to $1,601 | $58,200 | $27.98/hr | +1.6% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,673 | $1,506 to $1,840 |
| 6 bedroom Estimate | $1,892 | $1,703 to $2,081 |
| 7 bedroom Estimate | $2,110 | $1,899 to $2,321 |
| 8 bedroom Estimate | $2,328 | $2,095 to $2,561 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Oneida, that runs from $719 for a studio up to $1,455 for four bedrooms, all five rates in the table above.
Because Oneida sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Pelican Lake included.
Among Wisconsin's 72 counties, Oneida ranks 36th for two-bedroom FMR. That's within a couple percent of the state median of $1,010 and within a couple percent of the national median county at $1,018. About 37,799 people live here, 39th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 54463 (Pelican Lake) and $1,140 in 54531 (Hazelhurst), with the 10 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Oneida somewhere between $912 and $1,114. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,013 a month is affordable, by HUD's 30% rule, on an income of roughly $40,520 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($912) | HAP at 100% ($1,013) | HAP at 110% ($1,114) |
|---|---|---|---|---|
| $2,500 | $750 | $162 | $263 | $364 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 4% from FY 2025 ($978) to FY 2026 ($1,013). Since FY 2020 it's up 31% in total, about 4.6% a year. The Wisconsin median moved up 1% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $523 | $677 | $772 | $1,040 | $1,177 | — |
| FY 2021 | $528 | $673 | $775 | $1,032 | $1,148 | +0.4% |
| FY 2022 | $567 | $712 | $822 | $1,069 | $1,202 | +6.1% |
| FY 2023 | $643 | $752 | $916 | $1,138 | $1,335 | +11.4% |
| FY 2024 | $694 | $807 | $990 | $1,197 | $1,437 | +8.1% |
| FY 2025 | $692 | $802 | $978 | $1,178 | $1,432 | -1.2% |
| FY 2026 | $719 | $887 | $1,013 | $1,215 | $1,455 | +3.6% |
| FY 2027 | $852 | $943 | $1,027 | $1,289 | $1,445 | +1.4% |
Nearby counties
Questions people ask
$1,013 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $719 for a studio, $887 for one bedroom, $1,215 for three and $1,455 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Oneida actually go for?
HUD's number is one input. Search any address in Oneida for a rent estimate built from nearby comps. 3 free searches, no card.
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