HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Oconto County, Wisconsin (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Oconto County is $973 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$973
FY 2026, utilities included
Payment standard range
$876 to $1,070
90% to 110% of FMR
Income to afford 2BR
$38,920
per year, at 30% of income
Rank in Wisconsin
61st of 72
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Oconto moves to $1,014. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Oconto actually rent for?
Search any address in Oconto for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $723 | $651 to $795 | $28,920 | $13.90/hr | +5.9% |
| 1 bedroom | $793 | $714 to $872 | $31,720 | $15.25/hr | +4.5% |
| 2 bedroom | $973 | $876 to $1,070 | $38,920 | $18.71/hr | +4.3% |
| 3 bedroom | $1,272 | $1,145 to $1,399 | $50,880 | $24.46/hr | +8.1% |
| 4 bedroom | $1,288 | $1,159 to $1,417 | $51,520 | $24.77/hr | +4.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,481 | $1,333 to $1,629 |
| 6 bedroom Estimate | $1,674 | $1,507 to $1,841 |
| 7 bedroom Estimate | $1,868 | $1,681 to $2,055 |
| 8 bedroom Estimate | $2,061 | $1,855 to $2,267 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Oconto, that runs from $723 for a studio up to $1,288 for four bedrooms, all five rates in the table above.
Oconto is its own HUD metro area (Oconto County, WI), so the rate here is set from rents inside the county rather than a wider region.
Among Wisconsin's 72 counties, Oconto ranks 61st for two-bedroom FMR. That's about 4% below the state median of $1,010 and about 4% below the national median county at $1,018. About 39,048 people live here, 38th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 54124 (Gillett) and $1,160 in 54141 (Little Suamico), with the 11 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Oconto somewhere between $876 and $1,070. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$973 a month is affordable, by HUD's 30% rule, on an income of roughly $38,920 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($876) | HAP at 100% ($973) | HAP at 110% ($1,070) |
|---|---|---|---|---|
| $2,500 | $750 | $126 | $223 | $320 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 4% from FY 2025 ($933) to FY 2026 ($973). Since FY 2020 it's up 36% in total, about 5.3% a year. The Wisconsin median moved up 1% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $513 | $567 | $714 | $965 | $1,142 | — |
| FY 2021 | $529 | $587 | $740 | $986 | $1,090 | +3.6% |
| FY 2022 | $554 | $610 | $757 | $993 | $1,027 | +2.3% |
| FY 2023 | $608 | $669 | $826 | $1,063 | $1,110 | +9.1% |
| FY 2024 | $663 | $737 | $905 | $1,139 | $1,205 | +9.6% |
| FY 2025 | $683 | $759 | $933 | $1,177 | $1,237 | +3.1% |
| FY 2026 | $723 | $793 | $973 | $1,272 | $1,288 | +4.3% |
| FY 2027 | $774 | $844 | $1,014 | $1,375 | $1,380 | +4.2% |
Nearby counties
Menominee County
$97325 mi · pop 4,279
Shawano County
$97328 mi · pop 40,848
Marinette County
$97329 mi · pop 41,827
Brown County
$1,16435 mi · pop 268,393
Outagamie County
$1,23642 mi · pop 190,611
Kewaunee County
$1,16443 mi · pop 20,570
Langlade County
$97343 mi · pop 19,512
Door County
$1,14147 mi · pop 30,038
Questions people ask
$973 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $723 for a studio, $793 for one bedroom, $1,272 for three and $1,288 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Oconto actually go for?
HUD's number is one input. Search any address in Oconto for a rent estimate built from nearby comps. 3 free searches, no card.
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