HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Eau Claire County, Wisconsin (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Eau Claire County is $1,181 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,181
FY 2026, utilities included
Payment standard range
$1,063 to $1,299
90% to 110% of FMR
Income to afford 2BR
$47,240
per year, at 30% of income
Rank in Wisconsin
17th of 72
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Eau Claire moves to $1,259. That's up 7%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Eau Claire actually rent for?
Search any address in Eau Claire for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $932 | $839 to $1,025 | $37,280 | $17.92/hr | +12.2% |
| 1 bedroom | $962 | $866 to $1,058 | $38,480 | $18.50/hr | +8.2% |
| 2 bedroom | $1,181 | $1,063 to $1,299 | $47,240 | $22.71/hr | +8.2% |
| 3 bedroom | $1,582 | $1,424 to $1,740 | $63,280 | $30.42/hr | +5.0% |
| 4 bedroom | $1,588 | $1,429 to $1,747 | $63,520 | $30.54/hr | +0.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,826 | $1,643 to $2,009 |
| 6 bedroom Estimate | $2,064 | $1,858 to $2,270 |
| 7 bedroom Estimate | $2,303 | $2,073 to $2,533 |
| 8 bedroom Estimate | $2,541 | $2,287 to $2,795 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Eau Claire, that runs from $932 for a studio up to $1,588 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Eau Claire in with one other county in the Eau Claire metro, Chippewa County among them, and every one of them gets $1,181 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Wisconsin's 72 counties, Eau Claire ranks 17th for two-bedroom FMR. That's about 17% above the state median of $1,010 and about 16% above the national median county at $1,018. About 105,697 people live here, 14th in the state.
Counties sharing the Eau Claire metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $990 in 54741 (Fairchild) and $1,370 in 54742 (Fall Creek), with the 7 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Eau Claire somewhere between $1,063 and $1,299. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,181 a month is affordable, by HUD's 30% rule, on an income of roughly $47,240 a year. Put another way, $23 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,063) | HAP at 100% ($1,181) | HAP at 110% ($1,299) |
|---|---|---|---|---|
| $2,500 | $750 | $313 | $431 | $549 |
| $4,000 | $1,200 | $0 | $0 | $99 |
Rate history
The two-bedroom rate went up 8% from FY 2025 ($1,092) to FY 2026 ($1,181). Since FY 2020 it's up 50% in total, about 7.0% a year. The Wisconsin median moved up 1% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $514 | $599 | $789 | $1,068 | $1,225 | — |
| FY 2021 | $573 | $659 | $868 | $1,178 | $1,354 | +10.0% |
| FY 2022 | $561 | $639 | $836 | $1,131 | $1,295 | -3.7% |
| FY 2023 | $639 | $716 | $914 | $1,244 | $1,427 | +9.3% |
| FY 2024 | $777 | $833 | $1,039 | $1,427 | $1,555 | +13.7% |
| FY 2025 | $831 | $889 | $1,092 | $1,507 | $1,581 | +5.1% |
| FY 2026 | $932 | $962 | $1,181 | $1,582 | $1,588 | +8.2% |
| FY 2027 | $1,014 | $1,017 | $1,259 | $1,695 | $1,701 | +6.6% |
Nearby counties
Questions people ask
$1,181 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $932 for a studio, $962 for one bedroom, $1,582 for three and $1,588 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Eau Claire actually go for?
HUD's number is one input. Search any address in Eau Claire for a rent estimate built from nearby comps. 3 free searches, no card.
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