HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Clark County, Wisconsin (FY 2026)
$973 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Clark County, and it's the baseline every voucher in Clark is measured against.
2 bedroom FMR
$973
FY 2026, utilities included
Payment standard range
$876 to $1,070
90% to 110% of FMR
Income to afford 2BR
$38,920
per year, at 30% of income
Rank in Wisconsin
46th of 72
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Clark moves to $1,014. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Clark actually rent for?
Search any address in Clark for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $723 | $651 to $795 | $28,920 | $13.90/hr | +13.0% |
| 1 bedroom | $754 | $679 to $829 | $30,160 | $14.50/hr | +6.0% |
| 2 bedroom | $973 | $876 to $1,070 | $38,920 | $18.71/hr | +4.3% |
| 3 bedroom | $1,238 | $1,114 to $1,362 | $49,520 | $23.81/hr | +5.6% |
| 4 bedroom | $1,399 | $1,259 to $1,539 | $55,960 | $26.90/hr | +7.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,609 | $1,448 to $1,770 |
| 6 bedroom Estimate | $1,819 | $1,637 to $2,001 |
| 7 bedroom Estimate | $2,029 | $1,826 to $2,232 |
| 8 bedroom Estimate | $2,238 | $2,014 to $2,462 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Clark, that runs from $723 for a studio up to $1,399 for four bedrooms, all five rates in the table above.
Because Clark sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Abbotsford included.
Among Wisconsin's 72 counties, Clark ranks 46th for two-bedroom FMR. That's about 4% below the state median of $1,010 and about 4% below the national median county at $1,018. About 34,703 people live here, 41st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 54420 (Chili) and $1,300 in 54493 (Willard), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 54405 | Abbotsford | $1,100 | +13.1% |
| 54420 | Chili | $970 | -0.3% |
| 54421 | Colby | $990 | +1.7% |
| 54422 | Curtiss | $1,080 | +11.0% |
| 54425 | Dorchester | $970 | -0.3% |
| 54436 | Granton | $970 | -0.3% |
| 54437 | Greenwood | $970 | -0.3% |
| 54446 | Loyal | $970 | -0.3% |
| 54456 | Neillsville | $970 | -0.3% |
| 54460 | Owen | $1,010 | +3.8% |
| 54493 | Willard | $1,300 | +33.6% |
| 54498 | Withee | $1,110 | +14.1% |
| 54746 | Humbird | $1,170 | +20.2% |
| 54771 | Thorp | $1,000 | +2.8% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Clark somewhere between $876 and $1,070. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$973 a month is affordable, by HUD's 30% rule, on an income of roughly $38,920 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($876) | HAP at 100% ($973) | HAP at 110% ($1,070) |
|---|---|---|---|---|
| $2,500 | $750 | $126 | $223 | $320 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 4% from FY 2025 ($933) to FY 2026 ($973). Since FY 2020 it's up 36% in total, about 5.3% a year. The Wisconsin median moved up 1% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $493 | $562 | $714 | $954 | $1,010 | — |
| FY 2021 | $507 | $566 | $734 | $985 | $1,017 | +2.8% |
| FY 2022 | $522 | $575 | $757 | $1,007 | $1,027 | +3.1% |
| FY 2023 | $579 | $628 | $826 | $1,084 | $1,110 | +9.1% |
| FY 2024 | $613 | $689 | $905 | $1,169 | $1,251 | +9.6% |
| FY 2025 | $640 | $711 | $933 | $1,172 | $1,308 | +3.1% |
| FY 2026 | $723 | $754 | $973 | $1,238 | $1,399 | +4.3% |
| FY 2027 | $820 | $825 | $1,014 | $1,292 | $1,450 | +4.2% |
Nearby counties
Questions people ask
$973 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $723 for a studio, $754 for one bedroom, $1,238 for three and $1,399 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Clark actually go for?
HUD's number is one input. Search any address in Clark for a rent estimate built from nearby comps. 3 free searches, no card.
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