HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Van Zandt County, Texas (FY 2026)
$1,108 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Van Zandt County, and it's the baseline every voucher in Van Zandt is measured against.
2 bedroom FMR
$1,108
FY 2026, utilities included
Payment standard range
$997 to $1,219
90% to 110% of FMR
Income to afford 2BR
$44,320
per year, at 30% of income
Rank in Texas
95th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Van Zandt moves to $1,184. That's up 7%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Van Zandt actually rent for?
Search any address in Van Zandt for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $839 | $755 to $923 | $33,560 | $16.13/hr | +10.4% |
| 1 bedroom | $844 | $760 to $928 | $33,760 | $16.23/hr | +8.2% |
| 2 bedroom | $1,108 | $997 to $1,219 | $44,320 | $21.31/hr | +8.3% |
| 3 bedroom | $1,458 | $1,312 to $1,604 | $58,320 | $28.04/hr | +2.7% |
| 4 bedroom | $1,467 | $1,320 to $1,614 | $58,680 | $28.21/hr | +3.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,687 | $1,518 to $1,856 |
| 6 bedroom Estimate | $1,907 | $1,716 to $2,098 |
| 7 bedroom Estimate | $2,127 | $1,914 to $2,340 |
| 8 bedroom Estimate | $2,347 | $2,112 to $2,582 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Van Zandt, that runs from $839 for a studio up to $1,467 for four bedrooms, all five rates in the table above.
Because Van Zandt sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Canton included.
Among Texas's 254 counties, Van Zandt ranks 95th for two-bedroom FMR. That's about 5% above the state median of $1,054 and about 9% above the national median county at $1,018. About 60,053 people live here, 57th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 75127 (Fruitvale) and $1,240 in 75117 (Edgewood), with the 7 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Van Zandt somewhere between $997 and $1,219. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,108 a month is affordable, by HUD's 30% rule, on an income of roughly $44,320 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($997) | HAP at 100% ($1,108) | HAP at 110% ($1,219) |
|---|---|---|---|---|
| $2,500 | $750 | $247 | $358 | $469 |
| $4,000 | $1,200 | $0 | $0 | $19 |
Rate history
The two-bedroom rate went up 8% from FY 2025 ($1,023) to FY 2026 ($1,108). Since FY 2020 it's up 45% in total, about 6.3% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $568 | $582 | $766 | $1,054 | $1,131 | — |
| FY 2021 | $587 | $608 | $801 | $1,146 | $1,171 | +4.6% |
| FY 2022 | $621 | $640 | $840 | $1,193 | $1,211 | +4.9% |
| FY 2023 | $613 | $716 | $917 | $1,303 | $1,350 | +9.2% |
| FY 2024 | $711 | $798 | $1,049 | $1,478 | $1,547 | +14.4% |
| FY 2025 | $760 | $780 | $1,023 | $1,419 | $1,424 | -2.5% |
| FY 2026 | $839 | $844 | $1,108 | $1,458 | $1,467 | +8.3% |
| FY 2027 | $899 | $905 | $1,184 | $1,534 | $1,556 | +6.9% |
Nearby counties
Questions people ask
$1,108 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $839 for a studio, $844 for one bedroom, $1,458 for three and $1,467 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Van Zandt actually go for?
HUD's number is one input. Search any address in Van Zandt for a rent estimate built from nearby comps. 3 free searches, no card.
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