HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Hopkins County, Texas (FY 2026)
A two-bedroom in Hopkins County carries a FY 2026 Fair Market Rent of $1,115 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Hopkins keys off that figure.
2 bedroom FMR
$1,115
FY 2026, utilities included
Payment standard range
$1,004 to $1,227
90% to 110% of FMR
Income to afford 2BR
$44,600
per year, at 30% of income
Rank in Texas
92nd of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Hopkins moves to $1,205. That's up 8%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Hopkins actually rent for?
Search any address in Hopkins for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $910 | $819 to $1,001 | $36,400 | $17.50/hr | +27.1% |
| 1 bedroom | $952 | $857 to $1,047 | $38,080 | $18.31/hr | +7.4% |
| 2 bedroom | $1,115 | $1,004 to $1,227 | $44,600 | $21.44/hr | +8.7% |
| 3 bedroom | $1,471 | $1,324 to $1,618 | $58,840 | $28.29/hr | +4.9% |
| 4 bedroom | $1,476 | $1,328 to $1,624 | $59,040 | $28.38/hr | +4.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,697 | $1,527 to $1,867 |
| 6 bedroom Estimate | $1,919 | $1,727 to $2,111 |
| 7 bedroom Estimate | $2,140 | $1,926 to $2,354 |
| 8 bedroom Estimate | $2,362 | $2,126 to $2,598 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Hopkins, that runs from $910 for a studio up to $1,476 for four bedrooms, all five rates in the table above.
Because Hopkins sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Sulphur Springs included.
Among Texas's 254 counties, Hopkins ranks 92nd for two-bedroom FMR. That's about 6% above the state median of $1,054 and about 10% above the national median county at $1,018. About 37,008 people live here, 83rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,000 in 75431 (Como) and $1,250 in 75471 (Pickton), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Hopkins somewhere between $1,004 and $1,227. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,115 a month is affordable, by HUD's 30% rule, on an income of roughly $44,600 a year. Put another way, $21 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,004) | HAP at 100% ($1,115) | HAP at 110% ($1,227) |
|---|---|---|---|---|
| $2,500 | $750 | $254 | $365 | $477 |
| $4,000 | $1,200 | $0 | $0 | $27 |
Rate history
The two-bedroom rate went up 9% from FY 2025 ($1,026) to FY 2026 ($1,115). Since FY 2020 it's up 47% in total, about 6.7% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $561 | $597 | $756 | $1,091 | $1,153 | — |
| FY 2021 | $517 | $625 | $783 | $1,121 | $1,238 | +3.6% |
| FY 2022 | $556 | $652 | $837 | $1,189 | $1,275 | +6.9% |
| FY 2023 | $612 | $732 | $916 | $1,302 | $1,370 | +9.4% |
| FY 2024 | $718 | $869 | $1,059 | $1,469 | $1,475 | +15.6% |
| FY 2025 | $716 | $886 | $1,026 | $1,402 | $1,408 | -3.1% |
| FY 2026 | $910 | $952 | $1,115 | $1,471 | $1,476 | +8.7% |
| FY 2027 | $1,002 | $1,020 | $1,205 | $1,607 | $1,613 | +8.1% |
Nearby counties
Questions people ask
$1,115 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $910 for a studio, $952 for one bedroom, $1,471 for three and $1,476 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Hopkins actually go for?
HUD's number is one input. Search any address in Hopkins for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.