HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Coleman County, Texas (FY 2026)
$1,053 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Coleman County, and it's the baseline every voucher in Coleman is measured against.
2 bedroom FMR
$1,053
FY 2026, utilities included
Payment standard range
$948 to $1,158
90% to 110% of FMR
Income to afford 2BR
$42,120
per year, at 30% of income
Rank in Texas
128th of 254
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Coleman moves to $1,079. That's up 2%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Coleman actually rent for?
Search any address in Coleman for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $797 | $717 to $877 | $31,880 | $15.33/hr | +3.4% |
| 1 bedroom | $803 | $723 to $883 | $32,120 | $15.44/hr | +0.6% |
| 2 bedroom | $1,053 | $948 to $1,158 | $42,120 | $20.25/hr | +6.4% |
| 3 bedroom | $1,263 | $1,137 to $1,389 | $50,520 | $24.29/hr | +5.5% |
| 4 bedroom | $1,549 | $1,394 to $1,704 | $61,960 | $29.79/hr | +6.7% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,781 | $1,603 to $1,959 |
| 6 bedroom Estimate | $2,014 | $1,813 to $2,215 |
| 7 bedroom Estimate | $2,246 | $2,021 to $2,471 |
| 8 bedroom Estimate | $2,478 | $2,230 to $2,726 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Coleman, that runs from $797 for a studio up to $1,549 for four bedrooms, all five rates in the table above.
Because Coleman sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Burkett included.
Among Texas's 254 counties, Coleman ranks 128th for two-bedroom FMR. That's within a couple percent of the state median of $1,054 and about 3% above the national median county at $1,018. About 7,808 people live here, 178th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,030 in 79538 (Novice) and $1,130 in 76878 (Santa Anna), with the 10 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Coleman somewhere between $948 and $1,158. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,053 a month is affordable, by HUD's 30% rule, on an income of roughly $42,120 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($948) | HAP at 100% ($1,053) | HAP at 110% ($1,158) |
|---|---|---|---|---|
| $2,500 | $750 | $198 | $303 | $408 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 6% from FY 2025 ($990) to FY 2026 ($1,053). Since FY 2020 it's up 47% in total, about 6.7% a year. The Texas median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $529 | $542 | $714 | $964 | $967 | — |
| FY 2021 | $538 | $557 | $734 | $984 | $995 | +2.8% |
| FY 2022 | $602 | $618 | $813 | $1,009 | $1,102 | +10.8% |
| FY 2023 | $680 | $685 | $902 | $1,098 | $1,212 | +10.9% |
| FY 2024 | $856 | $886 | $1,100 | $1,330 | $1,612 | +22.0% |
| FY 2025 | $771 | $798 | $990 | $1,197 | $1,452 | -10.0% |
| FY 2026 | $797 | $803 | $1,053 | $1,263 | $1,549 | +6.4% |
| FY 2027 | $820 | $825 | $1,079 | $1,286 | $1,554 | +2.5% |
Nearby counties
Questions people ask
$1,053 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $797 for a studio, $803 for one bedroom, $1,263 for three and $1,549 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Coleman actually go for?
HUD's number is one input. Search any address in Coleman for a rent estimate built from nearby comps. 3 free searches, no card.
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