HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Callahan County, Texas (FY 2027)
$1,310 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Callahan County, and it's the baseline every voucher in Callahan is measured against.
Two-bedroom FMR
$1,310
+2.7% from FY 2026
Payment standard
$1,179–$1,441
90% to 110% of the FMR, two-bedroom
Income to afford
$52,400
a year, with rent at 30% of income
Rank in Texas
50th of 254
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $958 | $862–$1,054 | $38,320 | $18.42/hr | -5.1% |
| 1 bedroom | $1,047 | $942–$1,152 | $41,880 | $20.13/hr | +2.6% |
| 2 bedroom | $1,310 | $1,179–$1,441 | $52,400 | $25.19/hr | +2.7% |
| 3 bedroom | $1,702 | $1,532–$1,872 | $68,080 | $32.73/hr | +3.0% |
| 4 bedroom | $2,013 | $1,812–$2,214 | $80,520 | $38.71/hr | +1.3% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,315 | $2,084–$2,547 |
| 6 bedroom Estimate | $2,617 | $2,355–$2,879 |
| 7 bedroom Estimate | $2,919 | $2,627–$3,211 |
| 8 bedroom Estimate | $3,221 | $2,899–$3,543 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Callahan actually rent for?
Search any address in Callahan for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Callahan somewhere between $1,179 and $1,441. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,310 a month is affordable, by HUD's 30% rule, on an income of roughly $52,400 a year. Put another way, $25 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,179 | Voucher pays at 100%$1,310 | Voucher pays at 110%$1,441 |
|---|---|---|---|---|
| $2,500 | $750 | $429 | $560 | $691 |
| $4,000 | $1,200 | $0 | $110 | $241 |
Rate history
The two-bedroom rate went up 3% from FY 2026 ($1,276) to FY 2027 ($1,310). Since FY 2020 it's up 52% in total, about 6.1% a year. The Texas median moved up 5% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $631 | $655 | $863 | $1,134 | $1,464 | — |
| FY 2021 | $707 | $733 | $955 | $1,285 | $1,639 | +10.7% |
| FY 2022 | $688 | $732 | $945 | $1,288 | $1,598 | -1.0% |
| FY 2023 | $732 | $779 | $1,006 | $1,360 | $1,649 | +6.5% |
| FY 2024 | $860 | $876 | $1,117 | $1,488 | $1,789 | +11.0% |
| FY 2025 | $944 | $950 | $1,207 | $1,571 | $1,899 | +8.1% |
| FY 2026 | $1,010 | $1,020 | $1,276 | $1,653 | $1,987 | +5.7% |
| FY 2027In effect | $958 | $1,047 | $1,310 | $1,702 | $2,013 | +2.7% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Callahan, that runs from $958 for a studio up to $2,013 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Callahan in with 2 other counties in the Abilene metro, Taylor County, Jones County among them, and every one of them gets $1,310 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Texas's 254 counties, Callahan ranks 50th for two-bedroom FMR. That's about 19% above the state median of $1,105 and about 23% above the national median county at $1,063. About 14,241 people live here, 142nd in the state.
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the 4 ZIP codes it covers in Callahan, the two-bedroom rate is $1,150 across the board, so there's no ZIP-level story here.
Counties sharing the Abilene metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,310 two-bedroom figure as Callahan.
Nearby counties
Two-bedroom FMR, with how each compares to Callahan.
Shackelford County
22 mi · 3,175 people
$1,014
-23%
Taylor County
28 mi · 145,863 people
$1,310
same rate
Eastland County
31 mi · 18,011 people
$1,014
-23%
Coleman County
39 mi · 7,833 people
$1,079
-18%
Stephens County
41 mi · 9,351 people
$1,014
-23%
Brown County
44 mi · 38,347 people
$1,137
-13%
Jones County
46 mi · 20,304 people
$1,310
same rate
Comanche County
54 mi · 13,950 people
$1,017
-22%
Questions people ask
$1,310 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $958 for a studio, $1,047 for one bedroom, $1,702 for three and $2,013 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Callahan actually go for?
HUD's number is one input. Search any address in Callahan for a rent estimate built from nearby comps. Free to start, no card.
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