HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Spartanburg County, South Carolina (FY 2026)
$1,187 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Spartanburg County, and it's the baseline every voucher in Spartanburg is measured against.
2 bedroom FMR
$1,187
FY 2026, utilities included
Payment standard range
$1,068 to $1,306
90% to 110% of FMR
Income to afford 2BR
$47,480
per year, at 30% of income
Rank in South Carolina
19th of 46
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Spartanburg moves to $1,196. That's up 1%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Spartanburg actually rent for?
Search any address in Spartanburg for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,034 | $931 to $1,137 | $41,360 | $19.88/hr | -1.8% |
| 1 bedroom | $1,083 | $975 to $1,191 | $43,320 | $20.83/hr | -1.0% |
| 2 bedroom | $1,187 | $1,068 to $1,306 | $47,480 | $22.83/hr | -2.0% |
| 3 bedroom | $1,439 | $1,295 to $1,583 | $57,560 | $27.67/hr | -3.6% |
| 4 bedroom | $1,661 | $1,495 to $1,827 | $66,440 | $31.94/hr | +1.8% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,910 | $1,719 to $2,101 |
| 6 bedroom Estimate | $2,159 | $1,943 to $2,375 |
| 7 bedroom Estimate | $2,408 | $2,167 to $2,649 |
| 8 bedroom Estimate | $2,658 | $2,392 to $2,924 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Spartanburg, that runs from $1,034 for a studio up to $1,661 for four bedrooms, all five rates in the table above.
Spartanburg is its own HUD metro area (Spartanburg, SC), so the rate here is set from rents inside the county rather than a wider region.
Among South Carolina's 46 counties, Spartanburg ranks 19th for two-bedroom FMR. That's about 10% above the state median of $1,077 and about 17% above the national median county at $1,018. About 330,119 people live here, 5th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,090 in 29323 (Chesnee) and $1,580 in 29369 (Moore), with the 35 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 29301 | Spartanburg | $1,350 | +13.7% |
| 29302 | Spartanburg | $1,190 | +0.3% |
| 29303 | Spartanburg | $1,140 | -4.0% |
| 29304 | Spartanburg | $1,190 | +0.3% |
| 29305 | Spartanburg | $1,190 | +0.3% |
| 29306 | Spartanburg | $1,180 | -0.6% |
| 29307 | Spartanburg | $1,160 | -2.3% |
| 29316 | Boiling Springs | $1,250 | +5.3% |
| 29319 | Spartanburg | $1,187County rate | — |
| 29320 | Arcadia | $1,350 | +13.7% |
| 29322 | Campobello | $1,180 | -0.6% |
| 29323 | Chesnee | $1,090 | -8.2% |
| 29324 | Clifton | $1,160 | -2.3% |
| 29329 | Converse | $1,160 | -2.3% |
| 29330 | Cowpens | $1,090 | -8.2% |
| 29331 | Cross Anchor | $1,190 | +0.3% |
| 29333 | Drayton | $1,150 | -3.1% |
| 29334 | Duncan | $1,420 | +19.6% |
| 29335 | Enoree | $1,090 | -8.2% |
| 29336 | Fairforest | $1,190 | +0.3% |
| 29338 | Fingerville | $1,120 | -5.6% |
| 29346 | Glendale | $1,170 | -1.4% |
| 29348 | Gramling | $1,187County rate | — |
| 29349 | Inman | $1,120 | -5.6% |
| 29356 | Landrum | $1,180 | -0.6% |
| 29365 | Lyman | $1,480 | +24.7% |
| 29368 | Mayo | $1,090 | -8.2% |
| 29369 | Moore | $1,580 | +33.1% |
| 29372 | Pacolet | $1,090 | -8.2% |
| 29373 | Pacolet Mills | $1,090 | -8.2% |
| 29374 | Pauline | $1,090 | -8.2% |
| 29375 | Reidville | $1,150 | -3.1% |
| 29376 | Roebuck | $1,160 | -2.3% |
| 29377 | Startex | $1,090 | -8.2% |
| 29378 | Una | $1,200 | +1.1% |
| 29385 | Wellford | $1,180 | -0.6% |
| 29386 | White Stone | $1,187County rate | — |
| 29388 | Woodruff | $1,090 | -8.2% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Spartanburg somewhere between $1,068 and $1,306. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,187 a month is affordable, by HUD's 30% rule, on an income of roughly $47,480 a year. Put another way, $23 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,068) | HAP at 100% ($1,187) | HAP at 110% ($1,306) |
|---|---|---|---|---|
| $2,500 | $750 | $318 | $437 | $556 |
| $4,000 | $1,200 | $0 | $0 | $106 |
Rate history
The two-bedroom rate went down 2% from FY 2025 ($1,211) to FY 2026 ($1,187). Since FY 2020 it's up 49% in total, about 6.9% a year. The South Carolina median moved up 5% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $613 | $679 | $795 | $1,057 | $1,151 | — |
| FY 2021 | $695 | $735 | $845 | $1,113 | $1,163 | +6.3% |
| FY 2022 | $740 | $758 | $864 | $1,136 | $1,172 | +2.2% |
| FY 2023 | $830 | $854 | $965 | $1,254 | $1,296 | +11.7% |
| FY 2024 | $976 | $1,016 | $1,141 | $1,450 | $1,536 | +18.2% |
| FY 2025 | $1,053 | $1,094 | $1,211 | $1,493 | $1,631 | +6.1% |
| FY 2026 | $1,034 | $1,083 | $1,187 | $1,439 | $1,661 | -2.0% |
| FY 2027 | $1,055 | $1,099 | $1,196 | $1,457 | $1,722 | +0.8% |
Nearby counties
Cherokee County
$90220 mi · pop 56,200
Union County
$1,03824 mi · pop 27,158
Greenville County
$1,33925 mi · pop 528,251
Laurens County
$1,13337 mi · pop 67,456
York County
$1,68645 mi · pop 282,987
Pickens County
$1,33946 mi · pop 131,106
Anderson County
$1,17350 mi · pop 204,592
Newberry County
$99451 mi · pop 37,918
Questions people ask
$1,187 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,034 for a studio, $1,083 for one bedroom, $1,439 for three and $1,661 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Spartanburg actually go for?
HUD's number is one input. Search any address in Spartanburg for a rent estimate built from nearby comps. 3 free searches, no card.
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