HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Horry County, South Carolina (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Horry County is $1,465 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,465
FY 2026, utilities included
Payment standard range
$1,319 to $1,612
90% to 110% of FMR
Income to afford 2BR
$58,600
per year, at 30% of income
Rank in South Carolina
7th of 46
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Horry moves to $1,504. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Horry actually rent for?
Search any address in Horry for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,145 | $1,031 to $1,260 | $45,800 | $22.02/hr | +1.1% |
| 1 bedroom | $1,229 | $1,106 to $1,352 | $49,160 | $23.63/hr | +2.5% |
| 2 bedroom | $1,465 | $1,319 to $1,612 | $58,600 | $28.17/hr | +4.2% |
| 3 bedroom | $1,805 | $1,625 to $1,986 | $72,200 | $34.71/hr | +1.9% |
| 4 bedroom | $2,111 | $1,900 to $2,322 | $84,440 | $40.60/hr | +2.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,428 | $2,185 to $2,671 |
| 6 bedroom Estimate | $2,744 | $2,470 to $3,018 |
| 7 bedroom Estimate | $3,061 | $2,755 to $3,367 |
| 8 bedroom Estimate | $3,378 | $3,040 to $3,716 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Horry, that runs from $1,145 for a studio up to $2,111 for four bedrooms, all five rates in the table above.
Horry is its own HUD metro area (Myrtle Beach-North Myrtle Beach-Conway, SC), so the rate here is set from rents inside the county rather than a wider region.
Among South Carolina's 46 counties, Horry ranks 7th for two-bedroom FMR. That's about 36% above the state median of $1,077 and about 44% above the national median county at $1,018. About 356,578 people live here, 4th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,270 in 29511 (Aynor) and $1,730 in 29579 (Myrtle Beach), with the 20 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 29511 | Aynor | $1,270 | -13.3% |
| 29526 | Conway | $1,270 | -13.3% |
| 29527 | Conway | $1,270 | -13.3% |
| 29528 | Conway | $1,470 | +0.3% |
| 29544 | Galivants Ferry | $1,270 | -13.3% |
| 29545 | Green Sea | $1,270 | -13.3% |
| 29566 | Little River | $1,590 | +8.5% |
| 29568 | Longs | $1,610 | +9.9% |
| 29569 | Loris | $1,270 | -13.3% |
| 29572 | Myrtle Beach | $1,440 | -1.7% |
| 29575 | Myrtle Beach | $1,600 | +9.2% |
| 29577 | Myrtle Beach | $1,420 | -3.1% |
| 29578 | Myrtle Beach | $1,470 | +0.3% |
| 29579 | Myrtle Beach | $1,730 | +18.1% |
| 29581 | Nichols | $1,270 | -13.3% |
| 29582 | North Myrtle Beach | $1,550 | +5.8% |
| 29587 | Myrtle Beach | $1,470 | +0.3% |
| 29588 | Myrtle Beach | $1,520 | +3.8% |
| 29597 | North Myrtle Beach | $1,470 | +0.3% |
| 29598 | North Myrtle Beach | $1,470 | +0.3% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Horry somewhere between $1,319 and $1,612. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,465 a month is affordable, by HUD's 30% rule, on an income of roughly $58,600 a year. Put another way, $28 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,319) | HAP at 100% ($1,465) | HAP at 110% ($1,612) |
|---|---|---|---|---|
| $2,500 | $750 | $569 | $715 | $862 |
| $4,000 | $1,200 | $119 | $265 | $412 |
Rate history
The two-bedroom rate went up 4% from FY 2025 ($1,406) to FY 2026 ($1,465). Since FY 2020 it's up 47% in total, about 6.6% a year. The South Carolina median moved up 5% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $812 | $847 | $997 | $1,288 | $1,460 | — |
| FY 2021 | $732 | $763 | $898 | $1,160 | $1,314 | -9.9% |
| FY 2022 | $885 | $917 | $1,062 | $1,349 | $1,526 | +18.3% |
| FY 2023 | $966 | $991 | $1,141 | $1,455 | $1,642 | +7.4% |
| FY 2024 | $1,121 | $1,187 | $1,361 | $1,724 | $2,005 | +19.3% |
| FY 2025 | $1,133 | $1,199 | $1,406 | $1,771 | $2,065 | +3.3% |
| FY 2026 | $1,145 | $1,229 | $1,465 | $1,805 | $2,111 | +4.2% |
| FY 2027 | $1,155 | $1,258 | $1,504 | $1,823 | $1,981 | +2.7% |
Nearby counties
Marion County
$90230 mi · pop 29,212
Georgetown County
$1,20434 mi · pop 63,594
Dillon County
$90244 mi · pop 28,255
Florence County
$1,11747 mi · pop 137,015
Williamsburg County
$90250 mi · pop 30,879
Marlboro County
$90266 mi · pop 26,585
Darlington County
$1,09869 mi · pop 63,025
Clarendon County
$90271 mi · pop 31,163
Questions people ask
$1,465 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,145 for a studio, $1,229 for one bedroom, $1,805 for three and $2,111 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Horry actually go for?
HUD's number is one input. Search any address in Horry for a rent estimate built from nearby comps. 3 free searches, no card.
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