HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Wallowa County, Oregon (FY 2026)
$1,149 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Wallowa County, and it's the baseline every voucher in Wallowa is measured against.
2 bedroom FMR
$1,149
FY 2026, utilities included
Payment standard range
$1,034 to $1,264
90% to 110% of FMR
Income to afford 2BR
$45,960
per year, at 30% of income
Rank in Oregon
29th of 36
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Wallowa moves to $1,116. That's down 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Wallowa actually rent for?
Search any address in Wallowa for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $800 | $720 to $880 | $32,000 | $15.38/hr | +13.0% |
| 1 bedroom | $942 | $848 to $1,036 | $37,680 | $18.12/hr | +12.9% |
| 2 bedroom | $1,149 | $1,034 to $1,264 | $45,960 | $22.10/hr | +11.2% |
| 3 bedroom | $1,598 | $1,438 to $1,758 | $63,920 | $30.73/hr | +10.4% |
| 4 bedroom | $1,928 | $1,735 to $2,121 | $77,120 | $37.08/hr | +11.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,217 | $1,995 to $2,439 |
| 6 bedroom Estimate | $2,506 | $2,255 to $2,757 |
| 7 bedroom Estimate | $2,796 | $2,516 to $3,076 |
| 8 bedroom Estimate | $3,085 | $2,777 to $3,394 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Wallowa, that runs from $800 for a studio up to $1,928 for four bedrooms, all five rates in the table above.
Because Wallowa sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Enterprise included.
Among Oregon's 36 counties, Wallowa ranks 29th for two-bedroom FMR. That's about 18% below the state median of $1,393 and about 13% above the national median county at $1,018. About 7,439 people live here, 32nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,000 in 97828 (Enterprise) and $1,470 in 97846 (Joseph), with the 5 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Wallowa somewhere between $1,034 and $1,264. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,149 a month is affordable, by HUD's 30% rule, on an income of roughly $45,960 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,034) | HAP at 100% ($1,149) | HAP at 110% ($1,264) |
|---|---|---|---|---|
| $2,500 | $750 | $284 | $399 | $514 |
| $4,000 | $1,200 | $0 | $0 | $64 |
Rate history
The two-bedroom rate went up 11% from FY 2025 ($1,033) to FY 2026 ($1,149). Since FY 2020 it's up 42% in total, about 6.0% a year. The Oregon median moved up 11% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $526 | $682 | $808 | $1,113 | $1,329 | — |
| FY 2021 | $541 | $665 | $820 | $1,152 | $1,304 | +1.5% |
| FY 2022 | $567 | $700 | $853 | $1,212 | $1,352 | +4.0% |
| FY 2023 | $609 | $746 | $911 | $1,295 | $1,552 | +6.8% |
| FY 2024 | $664 | $793 | $979 | $1,380 | $1,661 | +7.5% |
| FY 2025 | $708 | $834 | $1,033 | $1,447 | $1,735 | +5.5% |
| FY 2026 | $800 | $942 | $1,149 | $1,598 | $1,928 | +11.2% |
| FY 2027 | $791 | $920 | $1,116 | $1,545 | $1,865 | -2.9% |
Nearby counties
Union County
$1,22234 mi · pop 26,286
Baker County
$1,04758 mi · pop 16,685
Umatilla County
$1,24177 mi · pop 79,904
Grant County
$1,127111 mi · pop 7,237
Morrow County
$1,027116 mi · pop 12,140
Malheur County
$1,081117 mi · pop 31,538
Gilliam County
$1,048142 mi · pop 1,983
Wheeler County
$1,010144 mi · pop 1,407
Questions people ask
$1,149 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $800 for a studio, $942 for one bedroom, $1,598 for three and $1,928 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Wallowa actually go for?
HUD's number is one input. Search any address in Wallowa for a rent estimate built from nearby comps. 3 free searches, no card.
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