HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Baker County, Oregon (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Baker County is $1,047 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,047
FY 2026, utilities included
Payment standard range
$942 to $1,152
90% to 110% of FMR
Income to afford 2BR
$41,880
per year, at 30% of income
Rank in Oregon
33rd of 36
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Baker moves to $1,014. That's down 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Baker actually rent for?
Search any address in Baker for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $761 | $685 to $837 | $30,440 | $14.63/hr | +13.8% |
| 1 bedroom | $898 | $808 to $988 | $35,920 | $17.27/hr | +11.0% |
| 2 bedroom | $1,047 | $942 to $1,152 | $41,880 | $20.13/hr | +11.4% |
| 3 bedroom | $1,456 | $1,310 to $1,602 | $58,240 | $28.00/hr | +10.6% |
| 4 bedroom | $1,756 | $1,580 to $1,932 | $70,240 | $33.77/hr | +11.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,019 | $1,817 to $2,221 |
| 6 bedroom Estimate | $2,283 | $2,055 to $2,511 |
| 7 bedroom Estimate | $2,546 | $2,291 to $2,801 |
| 8 bedroom Estimate | $2,810 | $2,529 to $3,091 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Baker, that runs from $761 for a studio up to $1,756 for four bedrooms, all five rates in the table above.
Because Baker sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Baker City included.
Among Oregon's 36 counties, Baker ranks 33rd for two-bedroom FMR. That's about 25% below the state median of $1,393 and about 3% above the national median county at $1,018. About 16,685 people live here, 28th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 97870 (Richland) and $1,350 in 97834 (Halfway), with the 11 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Baker somewhere between $942 and $1,152. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,047 a month is affordable, by HUD's 30% rule, on an income of roughly $41,880 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($942) | HAP at 100% ($1,047) | HAP at 110% ($1,152) |
|---|---|---|---|---|
| $2,500 | $750 | $192 | $297 | $402 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 11% from FY 2025 ($940) to FY 2026 ($1,047). Since FY 2020 it's up 33% in total, about 4.8% a year. The Oregon median moved up 11% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $516 | $617 | $790 | $1,140 | $1,323 | — |
| FY 2021 | $535 | $637 | $811 | $1,161 | $1,256 | +2.7% |
| FY 2022 | $569 | $678 | $856 | $1,216 | $1,273 | +5.5% |
| FY 2023 | $602 | $719 | $893 | $1,269 | $1,367 | +4.3% |
| FY 2024 | $634 | $759 | $917 | $1,292 | $1,502 | +2.7% |
| FY 2025 | $669 | $809 | $940 | $1,317 | $1,579 | +2.5% |
| FY 2026 | $761 | $898 | $1,047 | $1,456 | $1,756 | +11.4% |
| FY 2027 | $719 | $897 | $1,014 | $1,404 | $1,695 | -3.2% |
Nearby counties
Questions people ask
$1,047 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $761 for a studio, $898 for one bedroom, $1,456 for three and $1,756 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Baker actually go for?
HUD's number is one input. Search any address in Baker for a rent estimate built from nearby comps. 3 free searches, no card.
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