HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Love County, Oklahoma (FY 2026)
$1,062 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Love County, and it's the baseline every voucher in Love is measured against.
2 bedroom FMR
$1,062
FY 2026, utilities included
Payment standard range
$956 to $1,168
90% to 110% of FMR
Income to afford 2BR
$42,480
per year, at 30% of income
Rank in Oklahoma
12th of 77
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Love moves to $1,101. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Love actually rent for?
Search any address in Love for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $732 | $659 to $805 | $29,280 | $14.08/hr | +10.6% |
| 1 bedroom | $880 | $792 to $968 | $35,200 | $16.92/hr | +5.9% |
| 2 bedroom | $1,062 | $956 to $1,168 | $42,480 | $20.42/hr | +10.1% |
| 3 bedroom | $1,273 | $1,146 to $1,400 | $50,920 | $24.48/hr | +9.5% |
| 4 bedroom | $1,522 | $1,370 to $1,674 | $60,880 | $29.27/hr | +17.5% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,750 | $1,575 to $1,925 |
| 6 bedroom Estimate | $1,979 | $1,781 to $2,177 |
| 7 bedroom Estimate | $2,207 | $1,986 to $2,428 |
| 8 bedroom Estimate | $2,435 | $2,192 to $2,679 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Love, that runs from $732 for a studio up to $1,522 for four bedrooms, all five rates in the table above.
Because Love sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Burneyville included.
Among Oklahoma's 77 counties, Love ranks 12th for two-bedroom FMR. That's about 13% above the state median of $937 and about 4% above the national median county at $1,018. About 10,158 people live here, 57th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,000 in 73441 (Leon) and $1,270 in 73459 (Thackerville), with the 5 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Love somewhere between $956 and $1,168. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,062 a month is affordable, by HUD's 30% rule, on an income of roughly $42,480 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($956) | HAP at 100% ($1,062) | HAP at 110% ($1,168) |
|---|---|---|---|---|
| $2,500 | $750 | $206 | $312 | $418 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 10% from FY 2025 ($965) to FY 2026 ($1,062). Since FY 2020 it's up 49% in total, about 6.8% a year. The Oklahoma median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $567 | $570 | $715 | $891 | $969 | — |
| FY 2021 | $587 | $591 | $740 | $920 | $1,003 | +3.5% |
| FY 2022 | $586 | $605 | $747 | $929 | $1,038 | +0.9% |
| FY 2023 | $639 | $683 | $823 | $1,002 | $1,134 | +10.2% |
| FY 2024 | $700 | $786 | $922 | $1,115 | $1,262 | +12.0% |
| FY 2025 | $662 | $831 | $965 | $1,163 | $1,295 | +4.7% |
| FY 2026 | $732 | $880 | $1,062 | $1,273 | $1,522 | +10.1% |
| FY 2027 | $845 | $946 | $1,101 | $1,312 | $1,568 | +3.7% |
Nearby counties
Questions people ask
$1,062 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $732 for a studio, $880 for one bedroom, $1,273 for three and $1,522 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Love actually go for?
HUD's number is one input. Search any address in Love for a rent estimate built from nearby comps. 3 free searches, no card.
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