HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Murray County, Oklahoma (FY 2026)
A two-bedroom in Murray County carries a FY 2026 Fair Market Rent of $994 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Murray keys off that figure.
2 bedroom FMR
$994
FY 2026, utilities included
Payment standard range
$895 to $1,093
90% to 110% of FMR
Income to afford 2BR
$39,760
per year, at 30% of income
Rank in Oklahoma
23rd of 77
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Murray moves to $979. That's down 2%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Murray actually rent for?
Search any address in Murray for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $731 | $658 to $804 | $29,240 | $14.06/hr | +1.8% |
| 1 bedroom | $758 | $682 to $834 | $30,320 | $14.58/hr | +5.4% |
| 2 bedroom | $994 | $895 to $1,093 | $39,760 | $19.12/hr | +5.4% |
| 3 bedroom | $1,227 | $1,104 to $1,350 | $49,080 | $23.60/hr | +8.0% |
| 4 bedroom | $1,507 | $1,356 to $1,658 | $60,280 | $28.98/hr | +4.6% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,733 | $1,560 to $1,906 |
| 6 bedroom Estimate | $1,959 | $1,763 to $2,155 |
| 7 bedroom Estimate | $2,185 | $1,967 to $2,404 |
| 8 bedroom Estimate | $2,411 | $2,170 to $2,652 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Murray, that runs from $731 for a studio up to $1,507 for four bedrooms, all five rates in the table above.
Because Murray sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Davis included.
Among Oklahoma's 77 counties, Murray ranks 23rd for two-bedroom FMR. That's about 6% above the state median of $937 and about 2% below the national median county at $1,018. About 13,837 people live here, 49th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $950 in 73030 (Davis) and $1,150 in 73032 (Dougherty), with the 3 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Murray somewhere between $895 and $1,093. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$994 a month is affordable, by HUD's 30% rule, on an income of roughly $39,760 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($895) | HAP at 100% ($994) | HAP at 110% ($1,093) |
|---|---|---|---|---|
| $2,500 | $750 | $145 | $244 | $343 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($943) to FY 2026 ($994). Since FY 2020 it's up 45% in total, about 6.4% a year. The Oklahoma median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $572 | $576 | $686 | $889 | $1,139 | — |
| FY 2021 | $584 | $588 | $728 | $905 | $1,141 | +6.1% |
| FY 2022 | $589 | $593 | $752 | $930 | $1,094 | +3.3% |
| FY 2023 | $615 | $619 | $815 | $992 | $1,222 | +8.4% |
| FY 2024 | $689 | $693 | $911 | $1,102 | $1,358 | +11.8% |
| FY 2025 | $718 | $719 | $943 | $1,136 | $1,441 | +3.5% |
| FY 2026 | $731 | $758 | $994 | $1,227 | $1,507 | +5.4% |
| FY 2027 | $743 | $748 | $979 | $1,227 | $1,495 | -1.5% |
Nearby counties
Questions people ask
$994 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $731 for a studio, $758 for one bedroom, $1,227 for three and $1,507 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Murray actually go for?
HUD's number is one input. Search any address in Murray for a rent estimate built from nearby comps. 3 free searches, no card.
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