HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Wood County, Ohio (FY 2027)
$1,145 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Wood County, and it's the baseline every voucher in Wood is measured against.
Two-bedroom FMR
$1,145
+6.4% from FY 2026
Payment standard
$1,031–$1,260
90% to 110% of the FMR, two-bedroom
Income to afford
$45,800
a year, with rent at 30% of income
Rank in Ohio
30th of 88
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $822 | $740–$904 | $32,880 | $15.81/hr | +6.9% |
| 1 bedroom | $875 | $788–$963 | $35,000 | $16.83/hr | +6.7% |
| 2 bedroom | $1,145 | $1,031–$1,260 | $45,800 | $22.02/hr | +6.4% |
| 3 bedroom | $1,461 | $1,315–$1,607 | $58,440 | $28.10/hr | +5.9% |
| 4 bedroom | $1,558 | $1,402–$1,714 | $62,320 | $29.96/hr | +7.2% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,792 | $1,613–$1,971 |
| 6 bedroom Estimate | $2,025 | $1,823–$2,228 |
| 7 bedroom Estimate | $2,259 | $2,033–$2,485 |
| 8 bedroom Estimate | $2,493 | $2,244–$2,742 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Wood actually rent for?
Search any address in Wood for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Wood somewhere between $1,031 and $1,260. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,145 a month is affordable, by HUD's 30% rule, on an income of roughly $45,800 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,031 | Voucher pays at 100%$1,145 | Voucher pays at 110%$1,260 |
|---|---|---|---|---|
| $2,500 | $750 | $281 | $395 | $510 |
| $4,000 | $1,200 | $0 | $0 | $60 |
Rate history
The two-bedroom rate went up 6% from FY 2026 ($1,076) to FY 2027 ($1,145). Since FY 2020 it's up 49% in total, about 5.9% a year. The Ohio median moved up 3% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $505 | $592 | $767 | $1,044 | $1,150 | — |
| FY 2021 | $535 | $613 | $793 | $1,077 | $1,179 | +3.4% |
| FY 2022 | $553 | $623 | $806 | $1,094 | $1,193 | +1.6% |
| FY 2023 | $637 | $698 | $906 | $1,218 | $1,310 | +12.4% |
| FY 2024 | $691 | $753 | $986 | $1,307 | $1,378 | +8.8% |
| FY 2025 | $745 | $805 | $1,056 | $1,371 | $1,440 | +7.1% |
| FY 2026 | $769 | $820 | $1,076 | $1,380 | $1,454 | +1.9% |
| FY 2027In effect | $822 | $875 | $1,145 | $1,461 | $1,558 | +6.4% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Wood, that runs from $822 for a studio up to $1,558 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Wood in with 2 other counties in the Toledo metro, Lucas County, Fulton County among them, and every one of them gets $1,145 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Ohio's 88 counties, Wood ranks 30th for two-bedroom FMR. That's about 9% above the state median of $1,048 and about 8% above the national median county at $1,063. About 132,064 people live here, 22nd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,000 in 43406 (Bradner) and $1,720 in 43511 (Custar), with the 30 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 43402 | Bowling Green | $1,170 | +2.2% |
| 43403 | Bowling Green | $1,170 | +2.2% |
| 43406 | Bradner | $1,000 | -12.7% |
| 43413 | Cygnet | $1,210 | +5.7% |
| 43414 | Dunbridge | $1,170 | +2.2% |
| 43437 | Jerry City | $1,210 | +5.7% |
| 43441 | Lemoyne | $1,170 | +2.2% |
| 43443 | Luckey | $1,280 | +11.8% |
| 43447 | Millbury | $1,280 | +11.8% |
| 43450 | Pemberville | $1,640 | +43.2% |
| 43451 | Portage | $1,050 | -8.3% |
| 43457 | Risingsun | $1,050 | -8.3% |
| 43460 | Rossford | $1,080 | -5.7% |
| 43462 | Rudolph | $1,150 | +0.4% |
| 43463 | Stony Ridge | $1,000 | -12.7% |
| 43465 | Walbridge | $1,170 | +2.2% |
| 43466 | Wayne | $1,340 | +17.0% |
| 43467 | West Millgrove | $1,040 | -9.2% |
| 43511 | Custar | $1,720 | +50.2% |
| 43522 | Grand Rapids | $1,210 | +5.7% |
| 43525 | Haskins | $1,180 | +3.1% |
| 43529 | Hoytville | $1,200 | +4.8% |
| 43541 | Milton Center | $1,720 | +50.2% |
| 43551 | Perrysburg | $1,490 | +30.1% |
| 43552 | Perrysburg | $1,170 | +2.2% |
| 43565 | Tontogany | $1,170 | +2.2% |
| 43569 | Weston | $1,010 | -11.8% |
| 43619 | Northwood | $1,060 | -7.4% |
| 44817 | Bloomdale | $1,090 | -4.8% |
| 45872 | North Baltimore | $1,110 | -3.1% |
Counties sharing the Toledo metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,145 two-bedroom figure as Wood.
Nearby counties
Two-bedroom FMR, with how each compares to Wood.
Lucas County
19 mi · 428,018 people
$1,145
same rate
Sandusky County
22 mi · 58,778 people
$1,003
-12%
Henry County
24 mi · 27,567 people
$1,011
-12%
Hancock County
28 mi · 74,866 people
$1,189
+4%
Ottawa County
29 mi · 39,994 people
$1,209
+6%
Seneca County
29 mi · 54,770 people
$1,057
-8%
Fulton County
30 mi · 42,240 people
$1,145
same rate
Putnam County
38 mi · 34,314 people
$1,095
-4%
Questions people ask
$1,145 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $822 for a studio, $875 for one bedroom, $1,461 for three and $1,558 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Wood actually go for?
HUD's number is one input. Search any address in Wood for a rent estimate built from nearby comps. Free to start, no card.
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