HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Hancock County, Ohio (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Hancock County is $1,189 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,189
+5.5% from FY 2026
Payment standard
$1,070–$1,308
90% to 110% of the FMR, two-bedroom
Income to afford
$47,560
a year, with rent at 30% of income
Rank in Ohio
25th of 88
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $828 | $745–$911 | $33,120 | $15.92/hr | +6.6% |
| 1 bedroom | $909 | $818–$1,000 | $36,360 | $17.48/hr | +5.8% |
| 2 bedroom | $1,189 | $1,070–$1,308 | $47,560 | $22.87/hr | +5.5% |
| 3 bedroom | $1,546 | $1,391–$1,701 | $61,840 | $29.73/hr | +4.2% |
| 4 bedroom | $1,752 | $1,577–$1,927 | $70,080 | $33.69/hr | +3.5% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,015 | $1,814–$2,217 |
| 6 bedroom Estimate | $2,278 | $2,050–$2,506 |
| 7 bedroom Estimate | $2,540 | $2,286–$2,794 |
| 8 bedroom Estimate | $2,803 | $2,523–$3,083 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Hancock actually rent for?
Search any address in Hancock for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Hancock somewhere between $1,070 and $1,308. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,189 a month is affordable, by HUD's 30% rule, on an income of roughly $47,560 a year. Put another way, $23 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,070 | Voucher pays at 100%$1,189 | Voucher pays at 110%$1,308 |
|---|---|---|---|---|
| $2,500 | $750 | $320 | $439 | $558 |
| $4,000 | $1,200 | $0 | $0 | $108 |
Rate history
The two-bedroom rate went up 6% from FY 2026 ($1,127) to FY 2027 ($1,189). Since FY 2020 it's up 57% in total, about 6.7% a year. The Ohio median moved up 3% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $576 | $580 | $757 | $1,018 | $1,316 | — |
| FY 2021 | $624 | $625 | $801 | $1,063 | $1,387 | +5.8% |
| FY 2022 | $562 | $647 | $820 | $1,075 | $1,404 | +2.4% |
| FY 2023 | $605 | $709 | $905 | $1,170 | $1,477 | +10.4% |
| FY 2024 | $650 | $740 | $959 | $1,242 | $1,534 | +6.0% |
| FY 2025 | $683 | $761 | $996 | $1,296 | $1,524 | +3.9% |
| FY 2026 | $777 | $859 | $1,127 | $1,484 | $1,693 | +13.2% |
| FY 2027In effect | $828 | $909 | $1,189 | $1,546 | $1,752 | +5.5% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Hancock, that runs from $828 for a studio up to $1,752 for four bedrooms, all five rates in the table above.
Because Hancock sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Findlay included.
Among Ohio's 88 counties, Hancock ranks 25th for two-bedroom FMR. That's about 13% above the state median of $1,048 and about 12% above the national median county at $1,063. About 74,866 people live here, 33rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,020 in 44804 (Arcadia) and $1,450 in 45881 (Rawson), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 44804 | Arcadia | $1,020 | -14.2% |
| 45814 | Arlington | $1,020 | -14.2% |
| 45816 | Benton Ridge | $1,310 | +10.2% |
| 45839 | Findlay | $1,190 | +0.1% |
| 45840 | Findlay | $1,200 | +0.9% |
| 45841 | Jenera | $1,200 | +0.9% |
| 45858 | Mc Comb | $1,210 | +1.8% |
| 45867 | Mount Blanchard | $1,070 | -10.0% |
| 45868 | Mount Cory | $1,370 | +15.2% |
| 45881 | Rawson | $1,450 | +22.0% |
| 45889 | Van Buren | $1,150 | -3.3% |
| 45890 | Vanlue | $1,020 | -14.2% |
| 45897 | Williamstown | $1,080 | -9.2% |
Nearby counties
Two-bedroom FMR, with how each compares to Hancock.
Hardin County
21 mi · 30,475 people
$1,003
-16%
Wyandot County
21 mi · 21,598 people
$1,005
-15%
Putnam County
25 mi · 34,314 people
$1,095
-8%
Allen County
26 mi · 101,348 people
$1,179
-1%
Wood County
28 mi · 132,064 people
$1,145
-4%
Seneca County
29 mi · 54,770 people
$1,057
-11%
Henry County
31 mi · 27,567 people
$1,011
-15%
Sandusky County
36 mi · 58,778 people
$1,003
-16%
Questions people ask
$1,189 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $828 for a studio, $909 for one bedroom, $1,546 for three and $1,752 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Hancock actually go for?
HUD's number is one input. Search any address in Hancock for a rent estimate built from nearby comps. Free to start, no card.
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