HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Hancock County, Ohio (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Hancock County is $1,127 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,127
FY 2026, utilities included
Payment standard range
$1,014 to $1,240
90% to 110% of FMR
Income to afford 2BR
$45,080
per year, at 30% of income
Rank in Ohio
23rd of 88
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Hancock moves to $1,189. That's up 6%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Hancock actually rent for?
Search any address in Hancock for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $777 | $699 to $855 | $31,080 | $14.94/hr | +13.8% |
| 1 bedroom | $859 | $773 to $945 | $34,360 | $16.52/hr | +12.9% |
| 2 bedroom | $1,127 | $1,014 to $1,240 | $45,080 | $21.67/hr | +13.2% |
| 3 bedroom | $1,484 | $1,336 to $1,632 | $59,360 | $28.54/hr | +14.5% |
| 4 bedroom | $1,693 | $1,524 to $1,862 | $67,720 | $32.56/hr | +11.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,947 | $1,752 to $2,142 |
| 6 bedroom Estimate | $2,201 | $1,981 to $2,421 |
| 7 bedroom Estimate | $2,455 | $2,210 to $2,701 |
| 8 bedroom Estimate | $2,709 | $2,438 to $2,980 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Hancock, that runs from $777 for a studio up to $1,693 for four bedrooms, all five rates in the table above.
Because Hancock sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Findlay included.
Among Ohio's 88 counties, Hancock ranks 23rd for two-bedroom FMR. That's about 11% above the state median of $1,016 and about 11% above the national median county at $1,018. About 75,072 people live here, 34th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 45814 (Arlington) and $1,350 in 45881 (Rawson), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 44804 | Arcadia | $1,060 | -5.9% |
| 45814 | Arlington | $970 | -13.9% |
| 45816 | Benton Ridge | $970 | -13.9% |
| 45839 | Findlay | $1,130 | +0.3% |
| 45840 | Findlay | $1,150 | +2.0% |
| 45841 | Jenera | $1,150 | +2.0% |
| 45858 | Mc Comb | $1,080 | -4.2% |
| 45867 | Mount Blanchard | $1,050 | -6.8% |
| 45868 | Mount Cory | $1,330 | +18.0% |
| 45881 | Rawson | $1,350 | +19.8% |
| 45889 | Van Buren | $1,120 | -0.6% |
| 45890 | Vanlue | $1,020 | -9.5% |
| 45897 | Williamstown | $1,030 | -8.6% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Hancock somewhere between $1,014 and $1,240. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,127 a month is affordable, by HUD's 30% rule, on an income of roughly $45,080 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,014) | HAP at 100% ($1,127) | HAP at 110% ($1,240) |
|---|---|---|---|---|
| $2,500 | $750 | $264 | $377 | $490 |
| $4,000 | $1,200 | $0 | $0 | $40 |
Rate history
The two-bedroom rate went up 13% from FY 2025 ($996) to FY 2026 ($1,127). Since FY 2020 it's up 49% in total, about 6.9% a year. The Ohio median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $576 | $580 | $757 | $1,018 | $1,316 | — |
| FY 2021 | $624 | $625 | $801 | $1,063 | $1,387 | +5.8% |
| FY 2022 | $562 | $647 | $820 | $1,075 | $1,404 | +2.4% |
| FY 2023 | $605 | $709 | $905 | $1,170 | $1,477 | +10.4% |
| FY 2024 | $650 | $740 | $959 | $1,242 | $1,534 | +6.0% |
| FY 2025 | $683 | $761 | $996 | $1,296 | $1,524 | +3.9% |
| FY 2026 | $777 | $859 | $1,127 | $1,484 | $1,693 | +13.2% |
| FY 2027 | $828 | $909 | $1,189 | $1,546 | $1,752 | +5.5% |
Nearby counties
Questions people ask
$1,127 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $777 for a studio, $859 for one bedroom, $1,484 for three and $1,693 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Hancock actually go for?
HUD's number is one input. Search any address in Hancock for a rent estimate built from nearby comps. 3 free searches, no card.
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