HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Oliver County, North Dakota (FY 2026)
A two-bedroom in Oliver County carries a FY 2026 Fair Market Rent of $1,175 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Oliver keys off that figure.
2 bedroom FMR
$1,175
FY 2026, utilities included
Payment standard range
$1,058 to $1,293
90% to 110% of FMR
Income to afford 2BR
$47,000
per year, at 30% of income
Rank in North Dakota
6th of 53
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Oliver moves to $1,067. That's down 9%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Oliver actually rent for?
Search any address in Oliver for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $961 | $865 to $1,057 | $38,440 | $18.48/hr | +16.1% |
| 1 bedroom | $1,030 | $927 to $1,133 | $41,200 | $19.81/hr | +12.3% |
| 2 bedroom | $1,175 | $1,058 to $1,293 | $47,000 | $22.60/hr | +14.9% |
| 3 bedroom | $1,634 | $1,471 to $1,797 | $65,360 | $31.42/hr | +14.0% |
| 4 bedroom | $1,884 | $1,696 to $2,072 | $75,360 | $36.23/hr | +9.7% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,167 | $1,950 to $2,384 |
| 6 bedroom Estimate | $2,449 | $2,204 to $2,694 |
| 7 bedroom Estimate | $2,732 | $2,459 to $3,005 |
| 8 bedroom Estimate | $3,014 | $2,713 to $3,315 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Oliver, that runs from $961 for a studio up to $1,884 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Oliver in with 2 other counties in the Bismarck metro, Burleigh County, Morton County among them, and every one of them gets $1,175 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among North Dakota's 53 counties, Oliver ranks 6th for two-bedroom FMR. That's about 35% above the state median of $873 and about 15% above the national median county at $1,018. About 1,832 people live here, 48th in the state.
Counties sharing the Bismarck metro rate
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the one ZIP code it covers in Oliver, the two-bedroom rate is $1,030 across the board, so there's no ZIP-level story here.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 58530 | Center | $1,030 | -12.3% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Oliver somewhere between $1,058 and $1,293. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,175 a month is affordable, by HUD's 30% rule, on an income of roughly $47,000 a year. Put another way, $23 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,058) | HAP at 100% ($1,175) | HAP at 110% ($1,293) |
|---|---|---|---|---|
| $2,500 | $750 | $308 | $425 | $543 |
| $4,000 | $1,200 | $0 | $0 | $93 |
Rate history
The two-bedroom rate went up 15% from FY 2025 ($1,023) to FY 2026 ($1,175). Since FY 2020 it's up 32% in total, about 4.8% a year. The North Dakota median moved down 6% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $689 | $693 | $887 | $1,203 | $1,442 | — |
| FY 2021 | $711 | $716 | $880 | $1,241 | $1,417 | -0.8% |
| FY 2022 | $733 | $737 | $880 | $1,250 | $1,442 | 0.0% |
| FY 2023 | $719 | $814 | $928 | $1,319 | $1,580 | +5.5% |
| FY 2024 | $764 | $848 | $955 | $1,346 | $1,621 | +2.9% |
| FY 2025 | $828 | $917 | $1,023 | $1,433 | $1,718 | +7.1% |
| FY 2026 | $961 | $1,030 | $1,175 | $1,634 | $1,884 | +14.9% |
| FY 2027 | $865 | $927 | $1,067 | $1,477 | $1,696 | -9.2% |
Nearby counties
Questions people ask
$1,175 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $961 for a studio, $1,030 for one bedroom, $1,634 for three and $1,884 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Oliver actually go for?
HUD's number is one input. Search any address in Oliver for a rent estimate built from nearby comps. 3 free searches, no card.
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